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A woman with helmet, sports glasses and jacket looking out; image used for HSBC Everyday Global Account offer.

Everyday Global Account

Home or abroad, the all-in-one account that rewards your curiosity
Everyday global card
An award-winning everyday account, for here and overseas
Enjoy outstanding value with the all-in-one HSBC Everyday Global Account, that's ideal for:
  • Everyday Banking – pay bills and deposit your salary
  • Unlock Everyday Extras6 – when you deposit $2,000 or more each month
  • Travel – pay in the local currency2 with no hidden fees and enjoy the security of Visa zero liability3 against unauthorised purchases
  • Foreign currency – buy, hold and spend in up to 10 currencies (including AUD)

Fees:

Save on everyday spend with no hidden fees here, overseas or online in up to 10 currencies.

  • $0 Monthly account fee5
  • $0 Transaction fees
  • $0 ATM feescharged by HSBC Australia
Two 5-star rated outstanding value reward for transaction account and travel debit card from Canstar
A 5-star rated outstanding value transaction account from finder and a Best Bank Account Gold Award for 2020 from RateCity

Everyday Extras

Deposit $2,000 or more into your Everyday Global Account each month to unlock Everyday Extras6

$100 Bonus8 for new HSBC customers

$100 Bonus when you deposit $2,000 or more each month for 3 consecutive months, within 6 months of opening your Everyday Global Account.

Earn 2% cashback7 on tap and pay under $100

Earn up to $50 cashback7 each month on eligible purchases when you tap and pay with Visa payWave, Google PayTM or Apple Pay4 under $100.

Bonus interest9 on savings

Earn 0.4% p.a. bonus interest on the ongoing variable rate on your HSBC Serious Saver Account. The ongoing variable rate applies after the competitive 4 month introductory rate.

Available currencies

In addition to Australian dollars, you have the choice to buy, hold, save and spend in the following currencies.

AUD, USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, CNY (currency restrictions apply to CNY)

  1. Non HSBC ATM owners/operators may charge an ATM Operator Fee for withdrawals or balance enquiries at their ATMs. Other fees and charges may apply.
  2. Where a currency is not one of the listed currencies available on the Everyday Global Account or in the restricted currency CNY¥, the funds will be deducted from the AUD$ account and ATM withdrawals will be automatically converted into the local currency at the Visa exchange rate.
  3. Visa Zero Liability subject to investigation of unauthorised transaction.
  4. Terms and conditions apply to the use of Apple Pay and Google Pay. Excludes HSBC Corporate Cards.
  5. Other fees and charges may apply.
  6. HSBC Everyday Extras is a feature of the HSBC Everyday Global Account available from 1 August 2019. To continue to be eligible to receive Everyday Extras you will need to deposit AUD2,000 or more into your HSBC Everyday Global Account before the last day of each calendar month. Refer to the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Personal Banking Booklet (PDF, 1.50 MB) for full T&Cs.
  7. 2% of the purchase price is paid into your Everyday Global Account (capped at AUD50 per month) when you tap and pay using Visa payWave, Apple Pay or Google Pay for eligible purchases under AUD100. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Excluded are purchases made for business, commercial or government purposes (including bus, train and ferry), cash withdrawals, foreign and non-fiat currency transfers (such as Bitcoin), travellers' cheques, money orders or money transfers, car parking and vending machine transactions, point of sale cash withdrawals, debt repayments, refunds, payment reversals, gambling and transactions between HSBC accounts. HSBC may deduct payment of the Cashback offer where you reverse or cancel a transaction. 
  8. The AUD100 bonus paid in AUD to new HSBC customers who open an HSBC Everyday Global Account from 12:00am AEDT 1 August 2019 to 11:59pm AEDT, 31 December 2020 and deposit AUD2,000 or more per month for three consecutive months within 6 months of opening the account. Refer to the Cash Bonus Terms and Conditions (PDF,228 KB).
  9. 0.4%p.a. bonus interest is payable above the annual ongoing standard variable rate on HSBC Serious Saver balances up to $1,000,000. The ongoing standard variable rates applies after the introductory rate. HSBC Serious Saver applicants must be individuals aged 18+.

The HSBC Everyday Global Account was awarded the Canstar 5-Star Rating for Outstanding Value – Travel Debit Card in September 2018/2019/2020 and Outstanding Value – Transaction Account April 2020, the Rate City Gold Award for 'Best Bank Account' May 2020 and the Finder Award for 'Best Transaction Account' September 2020.

This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) For HSBC accounts before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.