Australia

Everyday Global Account

Earn up to $600 cashback1 each year on eligible tap and pay purchases under $100. Pay no fees2 at home or overseas. Choose the account that's better in every way.
Friends dining happily; image used for HSBC Everyday Global Account page.

Get up to $600 cashback1 a year

HSBC Australia Everyday Global Debit Card
  • Enjoy 2% cashback on all eligible purchases under $100 when you use your Visa Debit Card to tap and pay via Visa payWave, Google Pay, or Apple Pay3 – you'll need to deposit $2,000 or more per month, and can earn up to $50 cashback each month
  • $0 monthly fee2
  • $0 HSBC ATM fees worldwide4
  • 0% international transaction fees

An award-winning everyday account, for home and abroad

Canstar and mojo award winner
Enjoy outstanding benefits with your all-in-one HSBC Everyday Global Account:

    • Pay bills, deposit your salary and do all your everyday banking

  • Spend with your Visa Debit Card in 200+ countries and territories5 and hold up to 10 currencies in your account
  • Pay in the local currency6 with no HSBC ATM or purchase fees worldwide, plus enjoy the security of Visa Zero Liability7 against unauthorised purchases

Available currencies

As well as spending in Australian dollars at home or overseas, wherever VISA is accepted, you can buy, transfer, hold and spend in the following currencies:

 

USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, and CNY (currency restrictions apply to CNY)

Apply online in 5 easy steps

Complete your application online today.

Terms and conditions

  1. You will earn 2% cashback on eligible purchases under $100 when you tap and pay with Visa payWave, Apple Pay or Google Pay™. This will be paid into your Everyday Global Account with the maximum cashback you can earn being $50 per calendar month. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Purchases which are excluded for cashback include business, gambling and government transactions (including public transport). For the full exclusion list, refer to the Transaction and Savings Account Terms.
  2. Other banking service fees and charges may apply.
  3. Terms and conditions apply to the use of Apple Pay and Google Pay. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see support.apple.com/km207105. Google Pay is currently available for Android devices running 4.4 (KitKat) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support to make purchases in stores and in apps.
  4. Non-HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.
  5. Available where Visa is accepted. Please refer to Visa's 2023 Fact Sheet.
  6. Where a currency is not one of the listed currencies available with the Everyday Global Account or is in a restricted currency (such as Chinese Renminbi (CNY), the money will be deducted from the AUD account. Any ATM withdrawals or purchases will be automatically converted into the local currency at the Visa exchange rate.

  7. Visa Zero Liability subject to investigation of unauthorised transaction.

     

The HSBC Everyday Global Account is your one account for the world. It has been awarded Canstar’s Bank of the Year 2020 - 2024, 5-Star Rating for Outstanding Value – Transaction Account 2021 - 2024 and Mozo’s Exceptional Everyday Account Award 2021 - 2023.
 

This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 131 605, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.