Australia

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Send money at special AUD to HKD and AUD to SGD exchange rates1, with no HSBC transfer fees2. Use Global Money Transfers on the HSBC Australia app.

Why choose HSBC Global Money Transfers?

  • Exchange foreign currencies at competitive rates and $0 HSBC transfer fee², helping you save on international transactions.
  • Send money in the local or supported currencies to select countries and regions, with $0 correspondent bank fees³ for a faster transfer process.
  • View the exchange rate, send and receive amount, applicable fees (if any) and estimated arrival time before completing your transfer for full transparency.
  • Send money securely and easily to over 200 countries and regions, supporting a wide range of currencies for your convenience.

There’s more to love about HSBC Global Money Transfers

Enjoy seamless, secure international transfers, competitive exchange rates, and personalised support - all with HSBC.
  • Manage your foreign currency transactions effortlessly through the HSBC Australia Mobile Banking App
  • Take advantage of currency fluctuations as they happen and save with our competitive HSBC exchange rates
  • As an HSBC Premier customer, you can also transfer funds instantly and fee free between your HSBC accounts worldwide via Global View and Global Transfers4

Get started with HSBC Global Money Transfers

Send and receive in multiple foreign currencies securely and seamlessly with the HSBC Everyday Global Account through our mobile app.

Why choose an Everyday Global Account

Deposit your salary, pay your bills, and manage your money around the world with the Everyday Global Account. Spend with a Visa debit card in 200+ countries and regions and hold up to 10 currencies in your account.
  • No monthly account fees2, transaction fees or HSBC ATM fees5
  • Send money overseas quickly and securely, with a $0 HSBC transfer fee
  • Buy, hold, and spend in 10 currencies when you use the HSBC Australia app
  • Earn 2% cashback on eligible tap and pay transactions under $1006

Apply for an Everyday Global Account in 5 easy steps

You can apply for an account quickly and easily today, from the comfort of your own home.

 

Complete your application online today to enjoy the benefits of HSBC Global Money Transfers. 

Important information

This advertisement provides general advice only and does not consider your objectives, financial situations or needs. Consider the Transaction and Savings Accounts Terms (PDF). and Financial Services Guide (PDF). before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

Currency cut-off times do not apply to international transfers made via mobile banking but may apply to some international transfers made via online banking where your payment would be processed on the next business day. Please see our Personal Banking Booklet (PDF).

Foreign exchange transactions are subject to risk associated with exchange rate movements. When the foreign exchange market is closed on weekends (from the US market closing time on Friday to the Asia market opening time on Monday), HSBC exchange rates will include an additional weekend risk margin to cover any market volatility risk. HSBC accounts should not be used for speculative foreign exchange purposes.

  1. A discount on the HSBC Australia foreign exchange rate will apply for each currency exchange from AUD to HKD and AUD to SGD when making Global Transfers or international transfers using Global Money Transfers on the HSBC Australia app during the campaign period, from 9:00am, 20 January 2026 till 4:00pm, 27 February 2026.
  2. Other banking services fees and charges may apply, including correspondent bank fees for international transfers. Please check the Personal Banking Booklet (PDF).

  3. For international transfers via online banking, you can choose to either have the recipient pay the correspondent bank fees by deducting the fees from the transfer amount before payment to the receiving bank, or you can pay HSBC an upfront Correspondent Bank Cover Fee of AUD30 to cover these additional fees.

    For Global Money Transfers through the HSBC Australia Mobile Banking app, for select countries and regions there's usually no correspondent bank fee to HSBC customers for transfers in the local or supported currencies. When a correspondent bank fee applies, you will see "AUD30 fee" displayed before you complete the transfer. You will also see the estimated arrival time of the funds with the receiving bank.

  4. Global Transfers allows instant transfers between your international and domestic HSBC Premier accounts, at no extra charge. Global View and Global Transfers is not available in all markets.
  5. Non HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.
  6. You will earn 2% cashback on eligible purchases under $100 when you tap and pay with Visa payWave, Apple Pay or Google Pay™. This will be paid into your Everyday Global Account with the maximum cashback you can earn being $50 per calendar month. Eligible purchases must be made in Australian dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Purchases which are excluded for cashback include business, gambling, and government transactions (including public transport). For the full exclusion list, please see the Transaction and Savings Accounts Terms (PDF).