Australia

Everyday Global Account

The pursuit of better begins with the HSBC Everyday Global Account. Be rewarded with up to $600 cashback1 per year on eligible tap-and-pay purchases under $100. Pay no monthly service fee and buy, hold and spend in multiple currencies from the one account. Plus, it’s a gateway to HSBC Premier, with all its rewards and status.
Friends dining happily; image used for HSBC Everyday Global Account page.

Get up to $600 cashback1 a year

HSBC Australia Everyday Global Debit Card
  • Enjoy 2% cashback on all eligible purchases under $100 when you use your Visa Debit Card to tap and pay via Visa payWave, Google Pay, or Apple Pay3 – you'll need to deposit $2,000 or more per month, and can earn up to $50 cashback each month
  • $0 monthly fee2
  • $0 HSBC ATM fees worldwide4
  • $0 international transaction fees2

An award-winning everyday account, for home and abroad

Canstar and mojo award winner
Enjoy outstanding benefits with your all-in-one HSBC Everyday Global Account:
  • Pay bills, deposit your salary and do all your everyday banking
  • Spend with your Visa Debit Card in 200+ countries and territories5 and hold up to 10 currencies in your account
  • Pay in the local currency6 with no HSBC ATM or purchase fees worldwide, plus enjoy the security of Visa Zero Liability7 against unauthorised purchases

Available currencies

Manage your money around the world with the HSBC Everyday Global Account. Spend with a Visa debit card in 200+ countries and territories5, and hold up to 10 currencies from the one account.

 

AUD, USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, and CNY (currency restrictions apply to CNY)

Elevate your banking with HSBC Premier status

If you qualify, you can open an Everyday Global Account with HSBC Premier status to enjoy even more benefits:
  • Experience worldwide Premier status and benefits with priority global support and no monthly fees
  • Transfer funds between your HSBC accounts worldwide instantly and fee-free with Global Transfers8
  • View and manage your HSBC accounts worldwide with Global View8
  • Request up to USD2,000 in emergency cash9 to be sent to any HSBC branch worldwide

How to unlock HSBC Premier status

To become an HSBC Premier customer, you’ll need to meet one of these criteria:
  • deposit AUD9,000 into an HSBC Australia transaction or savings account each month10 ; or,
  • maintain a minimum combined balance of AUD150,000 equivalent in an HSBC Australia transaction, savings11, HSBC Invest12or WorldTrader13 account

Meet at least one of these requirements and you can apply online today.
 

If you hold HSBC Premier status in another market, you'll also be eligible for the same in Australia.

Apply online in 5 easy steps

Complete your HSBC Premier Everyday Global Account application online today.

Already an HSBC customer?

If you'd like to upgrade to HSBC Premier or want to find out how you can become eligible, call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm), visit your nearest branch or find out more.

Terms and conditions

  1. You will earn 2% cashback on eligible purchases under $100 when you tap and pay with Visa payWave, Apple Pay or Google Pay™. This will be paid into your Everyday Global Account with the maximum cashback you can earn being $50 per calendar month. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Purchases which are excluded for cashback include business, gambling and government transactions (including public transport). For the full exclusion list, refer to the Transaction and Savings Account Terms.
  2. Other banking services fees and charges may apply, including correspondent bank fees for international transfers. Please see our Personal Banking Booklet (PDF).
  3. Terms and conditions apply to the use of Apple Pay and Google Pay. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see support.apple.com/km207105. Google Pay is currently available for Android devices running 4.4 (KitKat) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support to make purchases in stores and in apps.
  4. Non-HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.

  5. Available in countries and territories where Visa is accepted, which includes over 200 locations as indicated in the 2023 Visa fact sheet. Visa-accepted ATM locations may be found using the Visa Global ATM Locator. We cannot guarantee overseas ATM or merchant facility availability, as this may vary depending on the scheme providers' arrangements and individual ATM and merchant facility availability. Please refer to the Visa fact sheet for more information.

  6. Where a currency is not one of the listed currencies available with the Everyday Global Account or is in a restricted currency (such as Chinese Renminbi (CNY), the money will be deducted from the AUD account. Any ATM withdrawals or purchases will be automatically converted into the local currency at the Visa exchange rate.

  7. Visa Zero Liability subject to investigation of unauthorised transaction.

  8. Global Transfers allows instant transfers between your international and domestic HSBC Premier accounts, at no extra charge. Global View and Global Transfers is not available in all markets.
  9. You may request up to USD2,000, and further amounts may be made available upon application, assessment, and approval by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier World Mastercard® or HSBC Premier Visa Debit Card). You can request advance information about any fees, charges and interest that may apply. HSBC will only advance these funds if the laws of the country you're in allow us to do this, and will be subject to your HSBC product terms and conditions.
  10. This includes funds paid into any HSBC Australia transaction account, savings account, mortgage offset account or home loan account. It excludes funds deposited in foreign currency and funds transferred from another HSBC Australia account, including from another HSBC customer.
  11. This does not include funds held in HSBC Offset Savings account or an HSBC home loan account. Savings held in a foreign currency contributes to the AUD150,000 in savings criteria. HSBC has the discretion to determine the AUD equivalent foreign currency amount based on our own internal currency exchange rate calculation.
  12. For more information about HSBC Invest, refer to hsbc.com.au/investments/hsbc-invest/
  13. HSBC Australia has the discretion to determine the AUD equivalent of your WorldTrader balance and when it is calculated during the month. In limited cases, deposits made into your WorldTrader account near the end of the month may not be fully reflected in the same month's eligibility review. If you believe this may impact your Premier status, please contact your Premier Relationship team for assistance. For more information about HSBC WorldTrader, refer to hsbc.com.au/investments/worldtrader

    14.  

Disclaimer

 

The HSBC Everyday Global Account is your one account for the world. It has been awarded Canstar’s Bank of the Year 2020 – 2025 and 5-Star Rating for Outstanding Value – Transaction Account 2021 – 2025
 

This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 131 605, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.