Simply call 1300 308 280 and we will be happy to help.
Yes, the fee is $150 which is payable on the lending date.
Customers can update their personal details by calling 1300 308 280 between 8am to 8pm Monday to Friday, or via Credit Cards Online (accessed through HSBC's Personal Internat Banking).
You can view your Personal Loans Statements via Credit Cards Online (which can be accessed through HSBC's Personal Internet Banking).
Your monthly repayment will depend on the loan amount you are approved for as well as your loan term. Monthly repayments will be fixed over the life of the loan and will include the monthly account keeping fee. We calculate the repayment amounts so that, during the period they are payable, the loan amount, all interest charges, and all other fees and charges that are a part of your loan are included in the repayment amounts that are repaid during the loan term.
If you are having trouble making your repayments, due to illness, unemployment or another reasonable cause, you should contact us as soon as possible to discuss your situation. We will try to help you overcome any financial difficulty you are experiencing. Please visit our Financial Difficulty webpage for more information.
No, the loan repayments are fixed monthly over the life of the loan.
However, you may also make extra repayments either via BPay, at any Australia Post branch or any HSBC branch. Please make sure you have your latest statement with you.
The following fees apply to an HSBC Personal Loan:
These fees are applied to the loan balance and form part of your fixed monthly repayment.
To close your Personal loan account call 1300 308 280 between 8am to 8pm Monday to Friday.
Please note, if you pay out and close your Personal Loan account early you may incur an Early Termination fee of $199.
HSBC Personal Loans repayments are made on a monthly basis over the life of the loan. However, you may also make extra repayments either via BPay, at any Australia Post branch or any HSBC branch. Please make sure you have your latest statement with you.
nce we have received your completed, signed Letter of Offer, the funds should credited to your nominated account within 2-3 business days.