Transaction Accounts
Everyday Global Account
Simplify your life with an all-in-one multi currency account that meets your everyday banking needs.
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Leave ATM and transaction fees behind at home and overseas (some ATM providers may charge a separate fee).
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An Everyday Global Visa Debit Card, use your own money when shopping in-store, online and overseas.
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Enjoy the simplicity of one account: use at home to deposit your salary and pay bills and use overseas to avoid the hassle of a separate travel card
Other fees and charges (PDF, 184 KB) may apply.
Rates & Fees:
- $0 Monthly account fee
- $0 ATM withdrawals1
Day to Day Account
With no monthly account fee plus a host of product features, the Day to Day Account is designed to make banking with HSBC even more helpful, all day, every day.
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Fee free ATM access in Australia at HSBC ATMs and any other banks offering fee free ATM access No Monthly Fee and No Minimum Deposit
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With the HSBC Visa Debit Card, use your own money when shopping in-store, online and overseas
Other fees and charges (PDF, 184 KB) may apply.
Rates & Fees:
- $0 Monthly account fee
- $0 ATM withdrawals
Premier Cash Management
World-class banking with the personal attention you need.
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Dedicated support with advice from your Relationship Manager
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Exclusive service and products individually tailored to your lifestyle
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Preferential rates and terms
Rates & Fees:
- Preferential rates with no minimum balance
Savings Accounts
Flexi Saver Account
Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate.
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Earn more with interest calculated daily and paid monthly
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Open multiple accounts in multiple currencies
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No minimum or ongoing balance required
Other fees and charges (PDF, 184 KB) may apply.
Rates & Fees:
- $0 Monthly account fee
- 2.50% p.a. interest rate including Monthly Bonus (variable) of 1.25% p.a.3
- 1.25% p.a. standard variable rate 3
Serious Saver Account
Serious Saver is a savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month5 you don't make a withdrawal.
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No minimum or ongoing balance required
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An account that encourages you to save
Rates & Fees:
- $0 Monthly account fee
- 3.10% p.a. 4 Month Introductory Variable Rate4
- 1.40% p.a. Ongoing Variable Rate
- Applicable every month5 you don’t make a withdrawal (Both for the Introductory and Ongoing Variable Rates)
- Applies to balances up to $1 million only
Term Deposit Accounts
HSBC Australian Dollar term deposits offer fixed interest rates for your chosen long or short term. Apply for your term deposit account online.
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Fixed interest rate, minimum balance AUD$5000
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Select the terms to suit you ranging from 1 month to 5 years
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Open online and earn bonus interest for terms 1 to 12 months
Rates & Fees:
- $0 establishment and ongoing fees
Foreign Currency Accounts
Foreign Currency Flexi Saver Account
Build your foreign currency savings with the benefit of easy access to your money via branch, phone, internet or mobile banking.
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An HSBC Foreign Currency Flexi Saver Account is available in major currencies
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No monthly account fee or minimum ongoing balance
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Access real-time exchange rate quotes
Other fees and charges (PDF, 184 KB) may apply.
Rates & Fees:
- $0 Monthly account fee
- $0 Phone banking fee
Foreign Currency Term Deposit Accounts
How does a Foreign Currency Term Deposit work? Your funds are in the foreign currency you choose and interest is earned for the fixed term.
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Have the certainty of a fixed interest rate
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An HSBC Foreign Currency Term Deposit is available in major foreign currencies including US and Hong Kong dollars, British pounds and Chinese Yuan
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Choose from a range of terms from 1, 2, 3, 6 or 12 months
Rates & Fees:
- No establishment or ongoing fees