Top of main content
A pair of couple checking with laptop in kitchen; image used for HSBC Austuslia First home buyer hub.

First home buyer

With the right information, you'll have the tools you need to get started.

Buying your first home?

Taking the first steps to home ownership is an exciting time, and it can also be daunting. There's lots to consider, including finding the right home loan. With our handy guides, tools and offers, you'll find everything you need to know about getting your first home loan with us.

The benefits of getting an HSBC home loan are:

  • Low rates
    We offer some of the most competitive rates, across a range of loans
  • Expert advice
    We'll be there to help you on your home buying journey
  • Flexible options
    With a range of fixed and variable home loans, we'll help you find a home loan that suits your needs
  • Low deposit options
    Our low deposit home loans (10% deposit) could help you secure a loan sooner

Tools to help with the decision-making


Check out roughly how much you might be able to borrow.


See how much your repayments will be for your dream home. This is a good place to start if you have an estimated property price.


Let us help you find the right loan.


Work out the stamp duty for every state and territory in Australia, and even compare duty on housing and land.

Things to know

There's a lot to think about when buying your first home, from saving a deposit to choosing the right loan - and we're here to help you every step of the way.

A couple decoration their home; image used for HSBC Australia so you're thinking of buying a home

The process of buying property may seem daunting, and it can be hard to know how to get started. We're here to help make the process of becoming a first home buyer easier.

A smiling woman using laptop and sitting on the table; image used for HSBC Australia Your HSBC guide on how to save money.

It can be hard to get a good return on your savings. Here are ways to improve your returns, and earn more than the standard rate. 

A romantic couple embracing in the kitchen; image used for HSBC How to save up for a house deposit

Saving up for a deposit on a house is one of the biggest challenges to owning a home. But don't let that hold you back.

A couple drinking wine together; image used for HSBC Australia everything you need to know about solicitors, conveyancing and property searches

You may need some professional help in the final stages of buying property. Here's everything you need to know about solicitors, conveyancing and property searches.

Our home loan options


Enjoy a competitive variable rate and loan features to give you the flexibility you need.


Know how much your monthly repayments will be with a fixed rate home loan.


Make extra payments as often as you like and combine them with an offset account to save on interest.

How to apply

Call us, visit a branch or start a conversation online.


New to HSBC Australia or don't have online banking? Speak to a home loan manager to get started.

By phone

Call us on 1300 694 722

In branch

Find your nearest branch to speak to us in person.

Related articles

A couple using laptop with their puppy on bed; image used for HSBC Australia finding the right property

Understand what you want from your new home.

A woman is thinking and writing; image used for HSBC Australia How much can you afford to spend on a home

Here are some of the other costs to consider when you're figuring out your budget.

A young business woman using smartphone outdoor; image used for HSBC What is a joint account

If you're looking to buy a property with someone else, you might be interested in opening a joint account.

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence/AFSL 232595. Home Loan TermsPersonal Banking Bookletfees and charges and lending criteria apply.