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Personal Loans

Make your plans a reality today with an HSBC Personal Loan

Personal Loan

Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind. Make your plans a reality today with an unsecured personal loan from HSBC.
  • Flexible loan terms from 1 - 5 years.
  • Quick online application in 10 minutes, get a response in 60 seconds.
  • Flexible loan amounts to suit your needs, from $5,000 to $50,000.
  • Fixed set monthly repayment terms to help you manage your budget.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

HSBC Premier Personal Loan

An HSBC Premier Personal Loan offers eligible customers an exclusive, preferential rate, which means you can enjoy more for less.
  • Flexible loan terms from 1 - 5 years.
  • Quick online application in 10 minutes, get a response in 60 seconds.
  • Funds transferred to your account within a couple of days upon approval.
  • Flexible loan amounts to suit your needs, from $5,000 to $50,000.

Interest Rates

8.50% p.a.2
Fixed Rate
8.71% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Car Loan

How a new or used car loan can put you in the driver's seat:
  • Flexible loan terms from 1 - 5 years.
  • Full approval & peace of mind when buying your car.
  • Quick online application in 10 minutes, get a response in 60 seconds.
  • Funds transferred to your account within a couple of days upon approval.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Holiday Loan

The best holiday offers sell out fast. But what if you don't quite have enough cash to book that amazing deal? That's where a holiday loan comes in.
  • Flexible loan terms from 1 - 5 years.
  • Borrow from $5,000 to $50,000 for that short break or round the world tour.
  • Fixed set monthly repayment terms to help you manage your budget.
  • Quick online application in 10 minutes, get a response in 60 seconds.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Renovation Loan

There's so much to think about when renovating - but at least with a renovation loan, budgeting for those little extras is one less thing to think about.
  • Flexible loan terms from 1 - 5 years.
  • Funds transferred to your account within a couple of days upon approval, so you can start renovating sooner.
  • Borrow from $5,000 to $50,000, so you’ll have enough to cover any unexpected surprises.
  • Quick online application in 10 minutes, get a response in 60 seconds.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Wedding Loan

Make planning for your special day stress-free with the freedom & flexibility a wedding loan can bring.
  • Flexible loan terms from 1 - 5 years.
  • Quick online application in 10 minutes, get a response in 60 seconds, so you can lock in that venue.
  • Flexible loan amounts to suit your wedding size, from $5,000 to $50,000.
  • Fixed set monthly repayment terms to help you manage your wedding budget.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Debt Consolidation Loan

A debt consolidation loan is the best way to bring all your financial commitments into one place.
  • Flexible loan terms from 1 - 5 years.
  • Save on fees & pay only one set of account fees for all your debts.
  • Fixed set monthly repayment terms to help you take control of your finances.
  • Quick online application in 10 minutes, get a response in 60 seconds.
By clicking on Apply now, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Interest Rates

from

8.50% p.a.1

Fixed Rate

from

9.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms & Conditions 

All applications are subject to HSBC lending criteria. Personal Loan Terms (PDF, 684 KB), Personal Banking Booklet (PDF, 1.50 MB) apply.

1 Rates are applicable to new applications and are subject to change. Interest rates range from 8.50% p.a. to 16.99% p.a. and is based on the applicant’s individual Equifax Score Band and may be different to the lowest advertised interest rate. Early termination fee does not apply in the last 6 months of the loan term.

2 Rates are applicable to new applications and are subject to change. Early termination fee does not apply in the last 6 months of the loan term.

HSBC have partnered with Equifax who is an Australian consumer credit reporting body. When obtaining your Equifax Score Band, a soft credit check is performed which will not impact your credit rating.