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Investing in property

Explore property investment with HSBC.

Get the most out of your investment property

Property investment can be a great way to create wealth, but it pays to be aware of both its benefits and pitfalls. Some benefits of investing in Australian real estate include getting in on capital growth, earning rental income returns, and enjoying tax advantages with negative gearing. 

Home loan calculators

See how much your home loan repayments might be – this is a good place to start if you have an estimated property price.
Find out how much the stamp duty might be on the property you're interested in.

Explore home loans

A low rate variable home loan with the option of principal and interest or interest only[@mortgages-property-investment-loan-terms] and no ongoing monthly service fee.


Investment principal and interest rate

Interest rate: 6.19% p.a.[@mortgages-lvr-over-60]

Comparison rate[@mortgages-comparison-warning]: 6.19% p.a.

Enjoy more flexibility with a home loan that offers an offset account and interest-only repayments for up to 5 years.


Investment principal and interest rate with package[@mortgages-home-loan-package]

Interest rate: 6.29% p.a.[@mortgages-lvr-over-60]

Comparison rate[@mortgages-comparison-warning]: 6.65% p.a.

Why choose HSBC

  • Get competitive rates
    Find a great rate for your investment property to help you build your wealth.
  • Flexible options
    Choose from our award-winning fixed and variable home loans to suit your property needs.
  • Home loan manager
    Your dedicated home loan manager can give you a helping hand and guide you through the home loan process
  • Complimentary property reports
    Get access to property profile reports and a free consultation with a buyers agent.

Get started today


Complete a form online and we'll contact you to discuss the next steps.

At a branch

Visit us at your nearest branch to discuss your options and apply for a home loan in person.

You might also be interested in

Trying to get your head around investment property strategies? Use this property investment guide to find out what you should know before you buy.
Find out what it means to use equitywhen you're looking to buy an investment property and how much you can use.
Discover how negative gearing works and how it relates to property investment.
Learn more about your property investment loan options and find out which one is right for you.

Important information

Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australia Credit Licence 232595. Home loan terms, Personal Banking booklet, fees and charges and lending criteria apply. 


Interest rate is current as at 20 May 2024 and is subject to change. Maximum loan amount is $15,000,000. Available on new borrowings from $50,000.