Why choose an HSBC Star Alliance Credit Card?
- Fast track to Star Alliance Gold Status1 in year one of your account when you spend $4,000 or more on eligible purchases2 in the first 90 days from account opening.
- For a limited time, $0 annual fee in the first year3 ($450 thereafter).
- Earn uncapped Star Alliance Points4 to convert5 into award miles or points in your chosen Frequent Flyer Program of a participating Star Alliance member airline.
Available to new, approved customers who apply for the HSBC Star Alliance Credit Card. Offer is not available for product transfers or in conjunction with any other offer. HSBC may change or end this offer at any time. Please see terms and conditions below. Fees and charges may apply.

Star Alliance Gold Status
Open up a special set of benefits6 across the entire Star Alliance network including:

Global lounge access
Airport Lounge Access at over 1,000 lounges world-wide7

Priority at airports
Priority Airport Check-in8, Priority Boarding8 and access to Gold Track9 – priority airport security lanes

Baggage benefits
Priority Baggage Handling and Extra Baggage Allowance on eligible flights10

Priority waitlists
Priority Reservations Waitlist11 and Priority Airport Stand-by12
You earn Star Alliance Gold Status13 when you spend $60,000 or more14 on purchases in a qualification year15. Earn Silver Status16 when you spend $30,000 or more on eligible purchases in a qualification year17. Silver status benefits6 include Priority Reservation Waitlist11 and Priority Airport Standby12. See the full list of Status benefits at https://www.staralliance.com/en/recognition.
Earn uncapped Star Alliance Points
- Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance Points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped4.
- Points earned are transferred to your Star Alliance rewards account monthly.
- Convert5 your Star Alliance Points to award miles or points in your chosen Frequent Flyer Program of a participating Star Alliance member airline.
Additional benefits
Save on travel
- Complimentary insurance benefits18. Enjoy Domestic and International Travel Insurances with Rental Vehicle Excess Insurance in Australia, Transit Accident Insurance, Extended Warranty Insurance, and Purchase Protection Insurance. Cover for claims relating to Covid-19 may be available under selected international travel insurance benefits19.
- 0% interest for 6 months20 on flight bookings made directly through participating Star Alliance member airlines websites using your HSBC Star Alliance Credit Card.
Spend your way
- 0% p.a. interest on Balance Transfers for 12 months21 with 2% Balance Transfer Fee22.
- Up to 55 days interest free on card purchases23.
- Mobile Payments24. Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store.
- Additional cardholders. Share the benefits with those close to you, with no Additional Cardholder fees25.
Everyday value
- Home&Away Privilege Program26. Your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas.
- HSBC Instant Savings27. Free membership of Frequent ValuesTM by Entertainment Publications gives you access to 4,500 exciting offers at participating stores, restaurants, hotels and family attractions when you use your card.
Award-winning credit card

In April 2023 our HSBC Star Alliance Credit Card won the Canstar Innovation Excellence Award.
Credit Card Fees and Charges
Feature | Details |
---|---|
Annual Credit Card Fee | $0 in the first year3 ($450 thereafter) |
Cash Advance Fees | The higher of 3% or $4 |
Complimentary insurance benefits18 | Yes |
home&Away Privilege Program26 | Yes |
Interest Free Period on purchases | Up to 55 days23 |
Interest Rate for Cash Advances | 21.99% p.a. |
Interest Rate for Purchases | 19.99% p.a. |
Late Payment Fees | $30 |
Minimum Credit Limit Offered | $6,000 |
Minimum Income Requirement | $75,000 p.a. |
Multiple additional cards for family or friends over 16 years | Yes (no fee) |
Overseas Exchange Fees | 3% |
Rewards Program | Yes – Star Alliance Rewards |
Feature | Annual Credit Card Fee |
---|---|
Details | $0 in the first year3 ($450 thereafter) |
Feature | Cash Advance Fees |
Details | The higher of 3% or $4 |
Feature | Complimentary insurance benefits18 |
Details | Yes |
Feature | home&Away Privilege Program26 |
Details | Yes |
Feature | Interest Free Period on purchases |
Details | Up to 55 days23 |
Feature | Interest Rate for Cash Advances |
Details | 21.99% p.a. |
Feature | Interest Rate for Purchases |
Details | 19.99% p.a. |
Feature | Late Payment Fees |
Details | $30 |
Feature | Minimum Credit Limit Offered |
Details | $6,000 |
Feature | Minimum Income Requirement |
Details | $75,000 p.a. |
Feature | Multiple additional cards for family or friends over 16 years |
Details | Yes (no fee) |
Feature | Overseas Exchange Fees |
Details | 3% |
Feature | Rewards Program |
Details | Yes – Star Alliance Rewards |
Applying is easy
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $75,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply securely online in 10 minutes
- Get an instant response in 60 seconds
- Upload extra documentation
Apply for an HSBC Star Alliance Credit Card
New to HSBC?
Complete your application online today.
Already an HSBC customer?
You can apply quickly through online banking or the HSBC Mobile App.
Already an HSBC credit card holder?
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.