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HSBC Platinum Qantas Credit Card

Earn Qantas Points on your everyday spend
HSBC Platinum Qantas Card

Why choose an HSBC Platinum Qantas Credit Card?

Earn Qantas Points on your everyday spend to redeem for flights, hotels, shopping, gift cards and more.
  • Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account. Earn 1 Qantas Point for every $1 spent on eligible purchases up to $120,000 in subsequent years1
  • Enjoy $0 annual fee in the first year ($299 thereafter)11
  • Complimentary insurance cover including domestic and international travel insurance5
Available to new, approved customers who apply for the HSBC Platinum Qantas Credit Card. HSBC may change or end this offer at any time. Please see full terms and conditions below. Other fees and charges apply.

Rates & Fees:

  • Up to 55 days interest free on card purchases7 (card purchase rate 19.99% p.a.)
  • 0% p.a. interest on balance transfers for 12 months2 (when requested at card application) with a 2% balance transfer fee3
  • $0 annual fee in the first year ($299 thereafter)11

Ways to open:

Online, Branch, Phone

 

Features & Benefits

Features

  • 0% p.a. interest on balance transfers for 12 months2 (2% balance transfer fee)3
    Available from any non-HSBC credit or store cards, on application.
  • HSBC Instant Savings8
    Free membership of Frequent ValuesTM by Entertainment Publications gives you access to 4,500 exciting offers at participating stores, restaurants, hotels and family attractions when you use your card.
  • Complimentary insurance cover5
    Enjoy Domestic and International Travel Insurances with Rental Vehicle Excess Insurance in Australia, Transit Accident Insurance, Extended Warranty Insurance, and Purchase Protection Insurance. 
    Cover for claims relating to Covid-19 may be available under selected International travel insurance benefits10
  • Up to 55 interest-free days7
  • Additional cardholder
    Adding a plus one to your HSBC credit card account comes with all kinds of benefits and no extra cost. (Other charges may apply).
  • My Card Control
    Take control of your own card. Simply log on to Online Banking and customise restrictions on your transactions by amount, type or country/region.
  • Mobile Payments9
    Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store.

Rewards options

  • Qantas Rewards1
    Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account. Earn 1 Qantas Point for every $1 spent on eligible purchases up to $120,000 in subsequent years1.
  • Complimentary Qantas Frequent Flyer Membership4
    Saving you $99.50.
  • Visa Offers + Perks
    Access special offers and perks on music, sport, fashion, food, film and more. For more information, please visit Visa offers and perks.
  • home&Away Privilege Program6
    Your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas.

Credit Card Fees and Charges

Credit Card Fees and Charges
Fee Type Fee Amount & Details

Annual Credit Card Fee

$299 (waived in the first year i.e., $0 annual fee in the first year)11

Introductory Balance Transfer Rate
from non-HSBC credit cards on application

0% p.a. for 12 months2 with a 2% balance transfer fee3 reverting to the variable cash advance rate

Interest Free Period on purchases

Up to 55 days7

Minimum Income Requirement

$40,000 p.a.

Minimum Credit Limit Offered

$6,000

Interest Rate for Purchases

19.99% p.a.

Interest Rate for Cash Advances

21.99% p.a.

Overseas Transaction Fee

3%

Cash Advance Fees

The higher of 3% or $4

Rewards Program

Yes - Qantas Rewards1

home&Away Privilege Program6

Yes

Multiple additional cards for family or friends over 16 years

Yes (no fee)

Complimentary insurance cover5

Yes

Credit Card Fees and Charges
Fee Type

Annual Credit Card Fee

Fee Amount & Details

$299 (waived in the first year i.e., $0 annual fee in the first year)11

Fee Type

Introductory Balance Transfer Rate
from non-HSBC credit cards on application

Fee Amount & Details

0% p.a. for 12 months2 with a 2% balance transfer fee3 reverting to the variable cash advance rate

Fee Type

Interest Free Period on purchases

Fee Amount & Details

Up to 55 days7

Fee Type

Minimum Income Requirement

Fee Amount & Details

$40,000 p.a.

Fee Type

Minimum Credit Limit Offered

Fee Amount & Details

$6,000

Fee Type

Interest Rate for Purchases

Fee Amount & Details

19.99% p.a.

Fee Type

Interest Rate for Cash Advances

Fee Amount & Details

21.99% p.a.

Fee Type

Overseas Transaction Fee

Fee Amount & Details

3%

Fee Type

Cash Advance Fees

Fee Amount & Details

The higher of 3% or $4

Fee Type

Rewards Program

Fee Amount & Details

Yes - Qantas Rewards1

Fee Type

home&Away Privilege Program6

Fee Amount & Details

Yes

Fee Type

Multiple additional cards for family or friends over 16 years

Fee Amount & Details

Yes (no fee)

Fee Type

Complimentary insurance cover5

Fee Amount & Details

Yes

Applying is easy

Who can apply

  • Must be over 18 and be an Australian resident
  • Earn at least $40,000 p.a.
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Apply securely online in 10 minutes
  • Get an instant response in 60 seconds
  • Upload extra documentation

Apply for an HSBC Platinum Qantas Credit Card

If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

Important information

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Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595.

Offer available when you apply for a new HSBC Platinum Qantas credit card. Offer is not available on product transfers or in conjunction with any other offer. HSBC may change or end this offer at any time. Fees, charges, terms, conditions and HSBC’s lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. View Terms and conditions for full details.

Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, iPhone, iPad, Apple Pay and Apple Watch are trademarks of Apple Inc., registered in the US and other countries.

This website is designed for use in Australia. The products and services represented within this website are intended for Australian residents.

  1. For newly issued HSBC Platinum Qantas credit cards, a promotional earn rate applies for the first 12 months from your account opening date. In addition to earning 1 Qantas Point per $1 spent on eligible purchases, you will earn an additional 0.5 Qantas Points per $1 spent on eligible purchases processed within the first 12 months of your account opening date. That is, you will earn 1.5 Qantas Points for every $1 spent on eligible purchases for the first 12 months from your account opening date. After the first 12 months from account opening, you will earn 1 Qantas Point per $1 spent on eligible purchases. Qantas Points will no longer accrue when the total value of your eligible purchases reaches $120,000 in each 12-month period starting from your account opening date. Qantas Points previously earned are subsequently deducted if there are refunds, reimbursements or chargebacks on your account. This promotional earn rate offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held a HSBC Qantas Points earning credit card within the previous 12 months from the application date are ineligible for this offer. We reserve the right to end this offer at any time. Qantas Points are earned in accordance with and are subject to the HSBC Platinum Qantas Rewards Terms and Conditions. No points are earned on interest-free and other special promotions, balance transfers, business expenses, cash transfers, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC to earn and redeem points. A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting in to the Qantas Rewards program and who join by visiting qantas.com/hsbcjoin.
    Membership, and the earning and redemption of points is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms
  2. To be eligible for the introductory balance transfer interest rate, you must make the balance transfer request when applying for the HSBC Platinum Qantas credit card and the balance transfer must be from non-HSBC credit cards. The total balance transfer amount must not exceed 90% of your approved credit limit. The introductory interest rate on the balance transfer applies for 12 months from the day the balance transfer has posted. After this period, any balance outstanding will accrue interest at the variable cash advance rate (currently 21.99% p.a. and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first, and then to portions of your balance that attract lower interest rates. This may mean applying all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount. Full HSBC Balance Transfer terms and conditions apply.
  3. The balance transfer fee will be calculated at 2% of the balance being transferred to your HSBC credit card account. This fee is applied at the time the balance is transferred and forms part of the total outstanding balance.
  4.  A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting in to the Qantas Rewards program and who join by visiting qantas.com/hsbcjoin.
  5. Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708, has issued a group policy to HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595 (HSBC), which allows eligible HSBC account holders and cardholders to claim under the group policy as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Information Booklet available at HSBC Credit Card Terms and Conditions which may be amended from time to time. Consider its appropriateness to these factors before acting on it You can contact AGA on 1800 648 093. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover.
  6. Terms and conditions apply for the home&Away Privilege Program.
  7. Up to 55 days interest free on purchases will depend on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances. You will only receive the benefit of an interest free period on purchases if you pay your full closing balance (excluding any balance transfer, cash transfer and promotional purchases) by the due date.
  8. HSBC Instant Savings terms and conditions apply. Click here for full details
  9. Terms and conditions apply to the use of Apple Pay and Google Pay. Excludes HSBC Corporate Cards.
  10. If during the period of your cover, you (and your spouse/dependents, if they're eligible for cover) are positively diagnosed as suffering a sickness recognised as an epidemic or pandemic (such as COVID-19) cover may be available under selected International Travel Insurance benefits. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Information Booklet available at HSBC Credit Card Terms and Conditions.
  11. The annual fee is $299 and subject to change. However, it will be waived in the first year (i.e., the annual fee is $0 in the first year). The annual fee will be debited for the first time on the first statement of account following the 12-month anniversary of the first debit transaction on your account, and annually thereafter. The waiver ($0 annual fee in the first year) does not apply to existing HSBC customers transferring from another HSBC credit card.