HSBC Platinum Qantas Credit Card

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders. Fees, charges, terms, conditions and HSBC’s lending criteria applies to all credit cards issued by HSBC. Visit hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. View Terms and conditions for full details.

Terms and conditions apply to the use of Apple Pay . Apple, the Apple logo, iPhone, iPad, Apple Pay and Apple Watch are trademarks of Apple Inc., registered in the US and other countries. 

1. To be eligible for the bonus 20,000 Qantas Points offer: you must apply, be approved for a new HSBC Platinum Qantas Card, and spend $3,000 on eligible purchases within the first 90 days from card approval. Eligible purchases exclude interest free and other promotions, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges. The 20,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer Account within 90 days of meeting the spend criteria, provided that your account is active and not in arrears and you have provided HSBC with a valid Qantas Frequent Flyer membership number. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held a HSBC Platinum Qantas Credit Card within the last 12 months are ineligible for this offer.
2. To be eligible for the introductory Balance Transfer rate, the Balance Transfer request must be made when applying for the new HSBC credit card and must be from non-HSBC credit cards.  The total balance transfer amount must not exceed 90% of your approved credit limit. For the HSBC Platinum Qantas Credit Card, the introductory interest rate on the Balance Transfer applies for 12 months from the day the Balance Transfer has posted. After this period, any balance outstanding will accrue interest at the current cash advance rate (currently 21.99% p.a. as at 4-Dec-2019 and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first, and then to portions of your balance that attract lower interest rates.  This may mean applying all payments made to your account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
   
3. Qantas Points are earned in accordance with and are subject to HSBC Qantas Rewards Terms and Conditions. No points are earned on interest free and other promotions, Balance Transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC to earn and redeem points. A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting into HSBC Qantas Rewards and who join by visiting Qantas Frequent Flyer qantas.com/hsbcjoin. Membership, and the earning and redemption of points is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms Earn 1 Qantas Point per $1 spent up to $1,000 per statement period on eligible purchases made in Australia and overseas. Every $1 spent thereafter will earn 0.5 Qantas Points, up to a total of 7,500 Qantas Points per statement period.
4. A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting into HSBC Qantas Rewards and who join by visiting  Qantas Frequent Flyer qantas.com/hsbcjoin
   
5. Insurance policies are issued by AGA Australia Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions for HSBC insurance policies, limits and exclusions apply and are available at www.hsbc.com.au. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at hsbc.com.au or by calling 1800 648 093.
6. Terms and conditions apply for the home&Away Privilege Program. 
   
7. Up to 55 days interest free on purchases will depend on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances. You will only receive the benefit of an interest free period on purchases if you pay your full closing balance (excluding any balance transfer, cash transfer and promotional purchases) by the due date.
   
8. HSBC Instant Savings terms and conditions apply. Visit hsbc.com.au/credit-cards/terms for full details.
9. Terms and conditions apply to the use of Apple Pay . Excludes HSBC Corporate Cards.