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HSBC Platinum Qantas Credit Card

Take to the skies more often by earning Qantas Points on your everyday spend

Go further with Qantas

With an HSBC Platinum Qantas credit card, you'll earn Qantas Points on your eligible purchases and extra perks to use every day and when you travel. 

  • Earn 1.5 Qantas Points per $1 spent on eligible purchases in the first year[@cards-platinum-qantas-points]
  • Get 0% pa interest on balance transfers for 12 months[@cards-balance-transfer-offer] (2% balance transfer fee applies)[@cards-2-percent-balance-transfer-fee]
  • Share the benefits with those close to you, with no additional cardholder fees[@additional-cardholder]

Rates and fees

Annual fee$0 in the first year ($299 afterwards)[@cards-platinum-qantas-annual-fee] 

Interest-free period on purchasesUp to 55 days[@cards-up-to-55-days]

Interest rate for purchases 19.99% p.a. 

What do you get with the HSBC Platinum Qantas Credit Card?

Earn Qantas Points

Save for your next holiday with a high Qantas Points earn rate

Enjoy extra benefits

Access to complimentary insurance[@cards-complimentary-insurance] and offers on food, fashion and more

Easy to use

Make mobile card payments and control your account through the HSBC Australia Mobile Banking app

Earn and use Qantas Points

See the world with Qantas Points.

  • Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 (first 12 months)[@cards-platinum-qantas-points]
  • Earn 1 Point for every $1 spent up to $120,000 annually thereafter
  • Earn 1 additional bonus Qantas Point when making purchases via the Qantas website
  • Use Qantas Points for Classic Flight Rewards starting from 8,000 Qantas Points (plus taxes, fees and carrier charges, subject to availability), flight upgrades and more
  • Complimentary Qantas Frequent Flyer membership (valued at $99.50)[@credit-cards-qantas-frequent-flyer]

Extra perks

Make the most of life with extra benefits at home and overseas

  • Get domestic and international travel insurance with rental vehicle excess insurance in Australia, transit accident insurance, extended warranty insurance, and purchase protection insurance[@cards-complimentary-insurance]
  • Treat yourself today with Visa's outstanding offers and perks on flights, food, fashion, and more
  • Discover over 4,500 ways to save when you get the HSBC Instant Savings app – learn more [@cards-instant-savings-tnc]
  • Your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas[@cards-home-Away].

Use more, save more, do more

  • Mobile payments
    Make fast and secure contactless payments with your phone anywhere that accepts Apple Pay or Google Pay – online and at participating retail stores[@cards-mobile-payments].
  • My Card Controls
    Use My Card Controls to help keep your spending safe with transaction limits and the ability to lock or unlock your card.

Card fees and features

Find out the fees and features for the HSBC Platinum Qantas Credit Card to help choose the right card for you.
Fees and charges Details
Interest rate for purchases

19.99% per year

Interest-free period on purchases[@cards-up-to-55-days] Up to 55 days
Interest rate for cash advances

21.99% per year

Annual fee[@cards-platinum-qantas-annual-fee] $299 ($0 in the first year)
Balance transfer rate (introductory)[@cards-balance-transfer-offer] 0% p.a. for the first 12 months
Balance transfer fee[@cards-2-percent-balance-transfer-fee] 2% of the balance transferred
Cash advance fee 3% or $4, whichever is higher
Overseas transaction fee 3%
Additional cardholder fee (cardholder must be over 16 years old)[@additional-cardholder] $0
Minimum income requirement $40,000 per year
Minimum credit limit $6,000 per year
Late payment fee $30
Find out the fees and features for the HSBC Platinum Qantas Credit Card to help choose the right card for you.
Fees and charges Interest rate for purchases
Details

19.99% per year

Fees and charges Interest-free period on purchases[@cards-up-to-55-days]
Details Up to 55 days
Fees and charges Interest rate for cash advances
Details

21.99% per year

Fees and charges Annual fee[@cards-platinum-qantas-annual-fee]
Details $299 ($0 in the first year)
Fees and charges Balance transfer rate (introductory)[@cards-balance-transfer-offer]
Details 0% p.a. for the first 12 months
Fees and charges Balance transfer fee[@cards-2-percent-balance-transfer-fee]
Details 2% of the balance transferred
Fees and charges Cash advance fee
Details 3% or $4, whichever is higher
Fees and charges Overseas transaction fee
Details 3%
Fees and charges Additional cardholder fee (cardholder must be over 16 years old)[@additional-cardholder]
Details $0
Fees and charges Minimum income requirement
Details $40,000 per year
Fees and charges Minimum credit limit
Details $6,000 per year
Fees and charges Late payment fee
Details $30

What you need to know

Card tradeoffs

Compared to the HSBC Low Rate Credit Card, the Platinum Qantas credit card has a:

  • Higher purchase interest rate
  • Shorter introductory 0% per year interest balance transfer period 
  • Higher overseas transaction fee

Compare our credit cards

You can find out more about our credit cards and compare them with the HSBC Platinum Qantas credit card - compare our credit cards.

Are you eligible?

To be eligible for an HSBC Platinum Qantas credit card, you must:

  • Be over 18
  • Be an Australian citizen, permanent resident, or hold a long-term visa
  • Earn at least $40,000 a year
  • Have a good credit rating

You'll need to provide some identification and proof of address, income and employment to apply.

Ready to get started?

New to HSBC

If you've never banked with us before, you can apply online for an HSBC Platinum Credit Card. We recommend using the latest version of Chrome or Safari to do so. It takes 10 minutes and you'll get an instant response.

Existing HSBC customer

You can apply quickly via online banking or the HSBC Mobile Banking app. It takes 10 minutes and you'll get an instant response.

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Important information

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595.

Offer available when you apply for a new HSBC Platinum Qantas credit card. Offer is not available on product transfers or in conjunction with any other offer. HSBC may change or end this offer at any time.

Fees, charges, terms, conditions and HSBC’s lending criteria apply to all credit cards issued by HSBC. Go to www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. See terms and conditions for more information.

This website is designed for use in Australia. The products and services represented within this website are intended for Australian residents.

Notes