Top of main content
A King chess on a board; image used for HSBC Australia International Transfers

Global Money Transfers

Send money securely overseas at any time, in over 50 currencies, with no HSBC transfer fees – transfer today with the HSBC Australia Mobile Banking App.

Send money quickly and securely overseas, any time

Making International Transfers is fast, secure and simple using Global Money Transfers on the HSBC Australia Mobile Banking App. Make the most of:
  • Competitive rates - Access HSBC Real Time Exchange Rates1 anywhere, any time
  • $0 HSBC transfer fee5 - when you send money in over 50 currencies
  • $0 correspondent bank fees in supported currencies to over 50 countries and regions
  • Transparency - see the estimated arrival time, fees, exchange rate and the transfer amount before you complete the transfer
  • Over 200 countries and regions supported – it’s your simple, secure way to send money all around the world.

Special offer for online customers

$0 Mobile and Online Banking

Zero International Transfer Fee (excludes correspondent bank fees)

AUD20 in branch flat International Transfer Fee

Everyday Global Account

Go from everyday to holiday - without the fees5. Pack one card and transfer instantly between 10 currencies to spend like a local. Never travel without your HSBC Everyday Global Visa Debit card.

International Transfer timings

  • Global Money Transfers - Generally within 1-2 business days via the HSBC Australia Mobile App.
  • Online payments - Generally within 1-3 business days via HSBC Australia Online Banking.
  • In person payments - Generally within 1-3 business days for a payment made at an HSBC Australia Branch.

    Important: Arrival time of funds in the recipient bank account may be longer depending on the currency you send, correspondent bank clearing times and regulations and controls of the receiving country or region. Incorrect or incomplete recipient details can also result in payment delays, so it is important to check these details before confirming a transfer.

Other International Transfer fees

Correspondent (intermediary) banks may charge a fee to process and clear an international transfer. These fees will vary, depending on the receiving country.

HSBC Australia has no control over the amount charged by correspondent banks. For International Transfers via Online Banking, you can choose to either have the recipient pay the correspondent bank fees by deducting the fees from the transfer amount before payment to the receiving bank, or you can pay HSBC an upfront Correspondent Bank Cover Fee of AUD30 to cover these additional fees.

No correspondent bank fee applies for International Transfers in the local or supported currency to over 50 countries and regions made via Global Money Transfers on the HSBC Australia Mobile Banking App.

When a correspondent bank fee will be applied, "AUD30 transfer fee" will be displayed before you complete the transfer using the app. You will also see the estimated arrival time of the funds with the receiving bank.

Premier around the world

Unlock HSBC Premier2 in one country, and you can enjoy the Premier life wherever you bank with us.

  • Global Transfers3  – is available exclusively to Premier customers for instant transfers between your global HSBC accounts, free of charge
  • Global Money Transfers – is available to all customers for fast, easy and secure global transfers to third parties in over 50 currencies to over 200 countries and regions with the HSBC Australia Mobile App
  • Global View – see all of your international accounts in one place  
  • Free overseas account opening support prior to moving or working abroad
  • Automatically qualify for Premier status wherever you bank with us
  • Request up to USD2,000 of emergency cash to be sent to any HSBC branch worldwide4

Foreign exchange services

Save in foreign currencies

Earn bonus interest when you save and grow your balance each month in up to 10 foreign currencies.

Real time exchange rates

Exchange foreign currencies at competitive HSBC Real Time Exchange Rates1 anywhere, anytime with Global Money Transfers on the HSBC AU moblie app.

Everyday Global Account

Make International Transfers with no HSBC transfer fee5, open an award winning HSBC Everyday Global Account. Not only can you transfer money, you can hold up to 10 different currencies in the one account.

Access HSBC International Transfers

Mobile Payments

Download the HSBC Australia Mobile Banking App and log on to make fast and secure Global Money Transfers anywhere, any time.

Online Banking Payments

Manage your global foreign currency accounts and check the HSBC Real Time Exchange Rates1.

New to HSBC

Open the multi currency Everyday Global Account to manage your finances in one place. Make international payments and purchases and access your money when travelling.

Customers with Online Banking

Manage your foreign currency accounts and check HSBC real time exchange rates

You might be interested in


Offers seamless access to other currencies when travelling and helps you save on everyday spend with no hidden fees here, overseas or online.

A hand holding icons with different currencies; image used for HSBC Foreign Currency Accounts.

Whether you're looking to save, spend or transfer in a foreign currency, there is a savings or transaction account to suit your need.

Two people are shaking hands while a girl is sitting in the background; image used for HSBC Markets Desk.

Make the call to connect yourself to exclusive foreign exchange and investment opportunities.

Other fees and charges may apply. See our Personal Banking Booklet (PDF) This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF) and Financial Services Guide (PDF) before acquiring this product, available by calling 1300 308 008, at your local branch or Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

  1. HSBC Real Time Exchange Rates will apply for transfers between HSBC Australia accounts when using HSBC Mobile and Online banking.
    For mobile banking, HSBC Real Time Exchange Rates will apply for all international transfers.
    For online banking, HSBC Real Time Exchange Rates will apply for AUD, USD, EUR, GBP, CNY, HKD, CAD, NZD, JPY, CHF, SGD, AED, DKK, MXN, NOK, SAR, SEK, THB and ZAR for international transfers within currency cut-off times.
    When the foreign exchange market is closed on weekends (from the US market closing time on Friday to the Asia market opening time on Monday), the HSBC Real Time Exchange Rate will include an additional weekend risk margin to cover any market volatility risk.
    The HSBC Real Time Exchange Rate will not apply on currency holidays, on New South Wales holidays, or US public holidays.
    For online banking, the HSBC Real Time Exchange Rate will not apply to transfers in currencies not listed above, or to transfers outside of HSBC Australia, entered after currency cut-off times. Instead, the HSBC Daily Exchange Rate which is set and refreshed regularly from 07:00 to 19:00 (excluding weekends and NSW public holidays) will apply.
    Future dated or recurring international transfers are not available on HSBC Mobile Banking.
    For other future dated or recurring transactions via HSBC Mobile and Online banking, the HSBC Daily Exchange Rate on the future date of the transaction will apply.
    HSBC Real Time Exchange Rates will apply for Global Transfers between your HSBC accounts. For transfers in unsupported currencies using Global Transfers, the receiving country's exchange rate will apply and currency cut-off times of the receiving country may also apply. For future dated or recurring transactions using Global Transfers, the exchange rate applicable on the day the transfer is processed will apply.
    Foreign exchange transactions are subject to risk associated with exchange rate movements. HSBC accounts should not be used for speculative foreign exchange purposes.
  2. Qualification criteria applies to gain and maintain access to HSBC Premier. Go to for more details.
  3. Global Transfer allows instant transfers between your international and domestic HSBC Premier accounts, at no extra charge. Global View and Global Transfers is not available in all markets.
  4. You may borrow up to USD 2,000, and further amounts may be made available upon application, assessment and approval by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier World Mastercard® or HSBC Premier Visa Debit Card). You can request advance information about any fees, charges and interest that may apply. HSBC will only advance these funds if the laws of the country you're in allows us to do this, and will be subject to your HSBC product terms and conditions.
  5. Other banking service fees and charges may apply, including Correspondent Bank Fees for international transfers.