HSBC Premier World Mastercard

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remain at HSBC's absolute discretion. Terms, conditions and other restrictions apply Visit hsbc.com.au or call 1300 301 168 for more information. Mastercard, the circles design, and PayPass are the registered trademarks of Mastercard International Incorporated. World Mastercard program terms and conditions apply.

1. The HSBC Premier World Mastercard offers a minimum credit limit of $10,000. For credit limits above this minimum amount, you will need to complete a separate application form. The provision of a credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.
   
2. You may borrow up to 2000 USD. Further amounts may be available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located. You will need to present adequate identification (such as your Passport, HSBC Premier World Mastercard or HSBC Premier ATM Card). Fees, charges and interest may apply with any advance made. Details of these charges are available on request. Any funds made available by HSBC are subject to terms and conditions, and legal and regulatory requirements.
   
3. To be eligible for the bonus 20,000 Qantas Points offer: you must apply, be approved for a new HSBC Platinum Qantas Card, and spend $3,000 on eligible purchases within the first 90 days from card approval. Eligible purchases exclude interest free and other promotions, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges. The 20,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer Account within 90 days of meeting the spend criteria, provided that your account is active and not in arrears and you have provided HSBC with a valid Qantas Frequent Flyer membership number. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held a HSBC Platinum Qantas Credit Card within the last 12 months are ineligible for this offer.
   
4. HSBC Instant Savings terms and conditions apply. Visit hsbc.com.au/credit-cards/terms for full details.
5. Rewards Program terms and conditions apply.
   
6. Qantas Points are earned in accordance with and are subject to HSBC Qantas Rewards Terms and Conditions. No points are earned on interest free and other promotions, Balance Transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC to earn and redeem points. A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting into HSBC Qantas Rewards and who join by visiting Qantas Frequent Flyer qantas.com/hsbcjoin Membership, and the earning and redemption of points is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms Earn 1 Qantas Point per $1 spent up to $1,000 per statement period on eligible purchases made in Australia and overseas. Every $1 spent thereafter will earn 0.5 Qantas Points, up to a total of 7,500 Qantas Points per statement period.
   
7. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, disputed transactions, BPAY^® and any government fee or charge.
8. Insurance policies are issued by AWP Australia Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions for HSBC insurance policies, limits and exclusions apply and are available at www.hsbc.com.au. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at hsbc.com.au or by calling 1800 648 093.  
9. Terms and conditions apply for the home&Away Privilege Program. 
   
10. Up to 55 days interest free on purchases will depend on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances. You will only receive the benefit of an interest free period on purchases if you pay your full closing balance (excluding any balance transfer, cash transfer and promotional purchases) by the due date.
    
11. The lounge visit fee of US$32 per person for each visit will be charged to your card. Mastercard Airport Experiences is provided by LoungeKey terms and conditions apply. 
    
12.  Expedia Terms and Conditions apply.
    
13. Agoda Terms and conditions apply.
    
14. Terms and conditions apply to the use of  Apple Pay and Google Pay. Excludes HSBC Corporate Cards.

#Excluding courier time and postage time.

* facility limit not outstanding balance.

ˆ excluding balances held in the HSBC Balance Offset Account.