Why Choose an HSBC Premier World Mastercard?
Live a more rewarding life with your choice of two great rewards programs.
Enjoy one of the following options:
- HSBC Rewards Plus
- Qantas Rewards
- HSBC Instant Savings3
- Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass provided by DragonPass10
- Complimentary insurance cover including domestic and international travel insurance7
- My Card Controls
Available to new, approved customers who apply for the HSBC Premier World Mastercard. HSBC may change or end this offer at any time. Please see full terms and conditions below. Other fees and charges apply.
Rates & Fees:
- $0 annual fee
- 0% p.a. interest on balance transfers for 12 months6 (when requested at card application) with a 2% balance transfer fee1
- Up to 55 days interest free on card purchases9 (card purchase rate 19.99% p.a.)
- $10,000 minimum credit limit
Ways to open:
- Branch, Phone
Features & Benefits
Rewards Options


HSBC Qantas Rewards5
- $0 annual fee
- Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account5
- Earn 1 Qantas Point for every $1 spent on eligible purchases up to $120,000 in subsequent years5
- Plus, enjoy the home&Away Privilege Program, your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas8
Features
- Minimum credit limit $10,000
- HSBC Instant Savings3
Free membership of Frequent ValuesTM by Entertainment Publications gives you access to 4,500 exciting offers at participating stores, restaurants, hotels and family attractions when you use your card.
- Complimentary insurance cover7
Enjoy Domestic and International Travel Insurances with Rental Vehicle Excess Insurance in Australia, Transit Accident Insurance, Extended Warranty Insurance, and Purchase Protection Insurance.
Cover for claims relating to Covid-19 may be available under selected International travel insurance benefits13 - Up to 55 interest-free days9
- Complimentary airport lounge passes10
As an HSBC Premier World Mastercard holder, you're entitled to two complimentary airport lounge passes each calendar year. Enjoy access to any of 1,300+ airport lounges in more than 140 countries worldwide plus exclusive dining benefits, all courtesy of Mastercard Travel Pass provided by DragonPass10.
- Discover a world of savings with Expedia11
Get a 10% discount on selected pre-pay stand-alone Expedia hotel bookings every time you pay with your HSBC Premier Mastercard. Click here for offer details and terms and conditions.
- Exclusive travel discounts with Agoda12
Click here for offer details and terms and conditions. - Additional cardholder
Adding a plus one to your HSBC credit card account comes with all kinds of benefits and no extra cost (Other charges may apply). - My Card Controls
Take control of your own card. Simply log on to the HSBC Australia app or Online Banking and customise restrictions on your transactions by amount, type or country/region.
- Mobile Payments2
Apple Pay and Google PayTM can be used wherever you can make contactless purchases, online, and at participating retailers in store.
Who can apply?
- Hold Premier status in Australia
- Earn at least $75,000 p.a.
- Have a good credit rating
You can find out more about HSBC Premier, read more about the benefits and rewards and understand the eligibility criteria.
Credit Card Fees and Charges
Annual Credit Card Fee |
$0 |
---|---|
Interest Free Period on purchases |
Up to 55 days9 |
Minimum Credit Limit Offered |
$10,000 |
Interest Rate for Purchases |
19.99% p.a. |
Interest Rate for Cash Advances |
21.99% p.a. |
Late Payment Fees |
$30 |
Overseas Transaction Fee |
3% |
Cash Advance Fees |
The higher of 3% or $4 |
Rewards Program |
Yes - HSBC Rewards Plus4 or Qantas Rewards5 |
home&Away Privilege Program8 |
Yes |
Multiple additional cards for family or friends over 16 years |
Yes (no fee) |
Complimentary insurance cover7 |
Yes |
Annual Credit Card Fee |
Interest Free Period on purchases |
---|---|
$0 |
Up to 55 days9 |
Annual Credit Card Fee |
Minimum Credit Limit Offered |
$0 |
$10,000 |
Annual Credit Card Fee |
Interest Rate for Purchases |
$0 |
19.99% p.a. |
Annual Credit Card Fee |
Interest Rate for Cash Advances |
$0 |
21.99% p.a. |
Annual Credit Card Fee |
Late Payment Fees |
$0 |
$30 |
Annual Credit Card Fee |
Overseas Transaction Fee |
$0 |
3% |
Annual Credit Card Fee |
Cash Advance Fees |
$0 |
The higher of 3% or $4 |
Annual Credit Card Fee |
Rewards Program |
$0 |
Yes - HSBC Rewards Plus4 or Qantas Rewards5 |
Annual Credit Card Fee |
home&Away Privilege Program8 |
$0 |
Yes |
Annual Credit Card Fee |
Multiple additional cards for family or friends over 16 years |
$0 |
Yes (no fee) |
Annual Credit Card Fee |
Complimentary insurance cover7 |
$0 |
Yes |
Apply for an HSBC Premier World Mastercard
New to HSBC Premier
Call us on 1300 131 605 or +61 2 9005 8114 (overseas), Monday - Friday, 8am - 8pm (AEST).
Already have an HSBC Premier account
Call us on 1300 301 168 or +61 2 9005 8192 (overseas) (24/7).
Or enquire online if you have access to Online Banking.
Important information
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