Top of main content
A wonderful travel experience; image used for HSBC Australia Premier World Mastercards.

HSBC Premier World Mastercard

40,000 Bonus Qantas Frequent Flyer Points3 could be yours with the Qantas Rewards Program

Why Choose a Premier World Mastercard?

It's your card, so we give you a choice of two Rewards Programs to choose from.

Enjoy one of the following:

  • HSBC Rewards Plus5 Program with no annual fee
    or
  • HSBC Qantas Rewards6 Program where you can earn up to 40,000 Qantas Frequent Flyer bonus points3

Offer available to new, approved HSBC Premier customers who apply for the HSBC Premier Qantas Rewards Card by 31 December 2020. Other fees and charges apply.

  • MastercardTM Airport Experiences provided by LoungeKey11
  • Complimentary Insurance Benefits8
  • My Card Controls

Rates & Fees:

  • $0 Annual Fee with HSBC Rewards Plus ($99 with Qantas Points)
  • $10,000 minimum credit limit1

Ways to open:

  • Branch, Phone, Online Enquiry

Features & Benefits

Rewards Options

HSBC Premier World Mastercard

HSBC Rewards Plus5

  • No annual fee (other fees and charges may apply)
  • Earn 1 HSBC Rewards Point5 for every $1 spent on eligible domestic purchases7
  • Earn 1.5 HSBC Rewards Points4 on eligible international purchases7
  • Points capped at 10,000 per statement and can be redeemed for a range of shopping, travel and merchandise rewards
  • HSBC Premier Rewards for Miles - choose to transfer your points to leading airline rewards programs, including AsiaMiles™, and Singapore Airlines' KrisFlyer
HSBC Premier World Mastercard

HSBC Qantas Rewards6

  • $99 annual fee
  • Earn up to 40,000 bonus Qantas Points3

     Earn 20,000 bonus Qantas Points when you spend $3,000 or more on eligible  purchases7 within 90 days of card approval

     Earn a further 20,000 bonus Qantas Points after your first card anniversary

    Offer available to new, approved HSBC Premier customers who apply for the  HSBC Premier Qantas Rewards Card by 31 December 2020. Other fees and charges apply

  • Earn 1 Qantas Point6 for every dollar spent on eligible purchases7, to a total of 10,000 per statement
  • Plus, enjoy the home&Away Privilege Program9, your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas

 

Features

  • Minimum credit limit $10,0001
  • HSBC Instant Savings4
    Free membership of Frequent ValuesTM by Entertainment Publications gives you access to 4,500 exciting offers at participating stores, restaurants, hotels and family attractions when you use your card.
  • Complimentary insurance benefits8
    Enjoy Domestic and International Travel Insurances with rental vehicle insurance excess cover, Transit Accident Insurance, Extended Warranty Insurance, Guaranteed Pricing Scheme and Purchase Protection Insurance.
  • Emergency cash advance2
    In the event of theft or loss, we'll advance you up to US$2,000 and replace your card the next day.#
  • Up to 55 interest-free days10
  • Mastercard Airport Experiences provided by LoungeKey11
    Offers HSBC Premier Mastercard holders membership to 1000+ lounges worldwide, plus select exclusive offers from top airport merchants. Click here for full offer details and terms and conditions.
  • Discover a world of savings with Expedia12
    Get a 10% discount on selected pre-pay stand-alone Expedia hotel bookings every time you pay with your HSBC Premier Mastercard. Click here for offer details and terms and conditions.
  • Exclusive travel discounts with Agoda13
    Click here for offer details and terms and conditions.
  • Additional cardholder
    Let someone else enjoy the benefits, fee-free. (Other charges may apply.)
  • My Card Controls
    You now have the ability to control your own card. Simply log on to Online Banking and customise restrictions on your transactions by amount, type or country.
  • Mobile Payments14
    Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store.

Who can apply?

You can find out more about HSBC Premier, read more about the benefits and rewards and understand the eligibility criteria.

Credit Card Fees and Charges

Credit Card Fees and Charges

Annual Credit Card Fee

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Interest Free Period on purchases

Up to 55 days10

Minimum Credit Limit Offered

$10,0001

Interest Rate for Purchases

19.99% p.a.

Interest Rate for Cash Advances

21.99% p.a.

Late Payment Fees

$30

Overseas Exchange Fees

2%

Cash Advance Fees

The higher of 3% or $4

Rewards Program

Yes

home&Away Privilege Program9

Yes

Multiple additional cards for family or friends over 16 years

Yes (no fee)

Complimentary insurance benefits8

Yes

Credit Card Fees and Charges

Annual Credit Card Fee

Interest Free Period on purchases

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Up to 55 days10

Annual Credit Card Fee

Minimum Credit Limit Offered

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

$10,0001

Annual Credit Card Fee

Interest Rate for Purchases

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

19.99% p.a.

Annual Credit Card Fee

Interest Rate for Cash Advances

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

21.99% p.a.

Annual Credit Card Fee

Late Payment Fees

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

$30

Annual Credit Card Fee

Overseas Exchange Fees

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

2%

Annual Credit Card Fee

Cash Advance Fees

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

The higher of 3% or $4

Annual Credit Card Fee

Rewards Program

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Yes

Annual Credit Card Fee

home&Away Privilege Program9

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Yes

Annual Credit Card Fee

Multiple additional cards for family or friends over 16 years

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Yes (no fee)

Annual Credit Card Fee

Complimentary insurance benefits8

$0 for HSBC Rewards Plus or $99 for HSBC Qantas Rewards

Yes

Apply for an HSBC Premier World Mastercard

Already have an HSBC Premier account

Call us on 1300 301 168 or +61 2 9005 8192 (overseas) (24/7).

Or enquire online if you have access to Online Banking.

Important information

You might be interested in

A view of a clothing store; image used for HSBC Australia Low rate credit cards.
 

The low rate card that provides real value.

Reading and relaxing in hammock outdoor; image used for HSBC Australia Platinum Credit Card
 

For people who want the best, including access to a host of benefits.

A sofa with cushions; image used for HSBC Australia Interest Free.
 

Spread your repayments with up to 60 months Interest Free at over 1,000 participating retailers.

Credit provider is HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Eligibility criteria for HSBC Premier apply and are set out in the HSBC Premier Service Guide (PDF, 3.8 MB). Eligibility criteria remain at HSBC's absolute discretion. Terms, conditions and other restrictions apply. Visit hsbc.com.au or call 1300 301 168. Mastercard is the trademark of Mastercard International Incorporated. PayPass is the trademark of Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. World Mastercard program terms and conditions apply.

  1. HSBC Premier World Mastercard is based on a minimum credit limit of $10,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.
  2. You may borrow up to USD$2000 and further amounts may be made available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier World Mastercard or HSBC Premier ATM Card). Fees, charges and interest may apply in respect to any advance made details of these charges are available on request. Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements.
  3. To be eligible for the bonus Qantas Points offer, you must apply by 31 December 2020 and be approved for a new HSBC Premier Mastercard - Qantas. Receive 20,000 bonus Qantas Points if you spend $3,000 on eligible purchases within 90 days of card approval. Eligible purchases exclude interest free and other promotions, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges. The 20,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer Account within 90 days of meeting the spend criteria, provided that your account is active and not in arrears and you have provided HSBC with a valid Qantas Frequent Flyer membership number. Another 20,000 bonus Qantas Points will be credited after the first card anniversary. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held a HSBC Platinum Qantas Credit Card within the last 12 months are ineligible for this offer.
  4. HSBC Instant Savings terms and conditions apply. Visit hsbc.com.au/credit-cards/terms for full details.
  5. Rewards Program terms and conditions (PDF, 125 KB) apply.
  6. Qantas Points accrue in accordance with and subject to the HSBC Qantas Rewards Terms and Conditions. No points are earned on balance transfers, cash advances and other ineligible transactions. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC in order to earn and redeem points. Membership and the earning and redemption of points is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, disputed transactions, BPAY® and any government fee or charge.
  7. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, disputed transactions, BPAY® and any government fee or charge.
  8. Insurance policies are issued by AWP Australia Pty Ltd Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708)) to HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions of HSBC credit card insurance, limits and exclusions available at hsbc.com.au. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at hsbc.com.au or by calling 1800 648 093.
  9. home&Away Privilege Program terms and conditions apply.
  10. Depending on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances. You will not gain the benefit of the interest free period unless you pay the full balance (excluding any balance transfer, cash transfer and promotional purchases) by the due date.
  11. Lounge visit fee of US$32 per person, per visit will be chargeable to your card. Mastercard Airport Experiences provided by LoungeKey terms and conditions apply. Visit hsbc.com.au/credit-cards-terms for a copy of the terms and conditions.
  12. Expedia Terms and Conditions apply. For full details and terms and conditions visit www.expedia.com.au/HSBCPremier.
  13. Agoda Terms and Conditions apply. For full details and terms and conditions visit www.agoda.com/HSBCPremier.
  14. Terms and conditions apply to the use of  Apple Pay and Google Pay. Excludes HSBC Corporate Cards.

#Excluding courier time and postage time.

* facility limit not outstanding balance.

ˆ excluding balances held in the HSBC Balance Offset Account.