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Personal Loan

Make your plans a reality today with an HSBC Personal Loan

Why choose an HSBC Personal Loan?

Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind.

 

That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.

  • Flexible loan terms from 1 - 5 years
  • Quick and easy online application

    It only takes around 10 minutes to apply, & you’ll get a response in 60 seconds.

  • Flexible loan amounts to suit your needs

    Borrow from $5,000 to $50,000.

  • Fixed set monthly repayment terms

    Set repayments to help you manage your budget.

For a limited time only

12.99% p.a.

Flat Rate

13.54% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates and fees – Personal Loan

Rates and fees for an Personal Loan

Fee Type

Details

Fixed interest rate

Flat rate 12.99% p.a.

Comparison rate

13.54% p.a.

Establishment fee

$150

Monthly account servicing fee

$5

Early termination fee1

$199

Rate is applicable to new applications received from:

(and subject to change)1

24th September 2022

Rates and fees for an Personal Loan

Fee Type

Fixed interest rate

Details

Flat rate 12.99% p.a.

Fee Type

Comparison rate

Details

13.54% p.a.

Fee Type

Establishment fee

Details

$150

Fee Type

Monthly account servicing fee

Details

$5

Fee Type

Early termination fee1

Details

$199

Fee Type

Rate is applicable to new applications received from:

(and subject to change)1

Details

24th September 2022

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.

Ready to apply for an HSBC Personal Loan?

Are you eligible?

To apply for an HSBC Personal Loan, you'll need to:

  • Be aged 18 years or older
  • Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
  • Be an Australian citizen, permanent resident, or hold an eligible visa
  • Earn at least AUD40,000 per year
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Apply online
  • Get a response in 60 seconds
  • Track application and upload documents online

Apply for an HSBC Personal Loan

Ready to Apply

By clicking on Get Started, you will be taken to our online application and get a response in 60 seconds.

Want to talk later?

Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.

If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

Important information

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A renovation loan could allow you to start planning your renovations sooner.

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Fees, charges, terms & conditions apply. HSBC's lending criteria apply. Visit hsbc.com.au or call 132 152.

All applications are subject to HSBC lending criteria. Personal Loan Terms (PDF, 684 KB), Personal Banking Booklet (PDF, 1.50 MB) apply.

Rates are applicable to new applications and are subject to change. Early termination fee does not apply in the last 6 months of the loan term.