Why choose an HSBC Personal Loan?
Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind.
That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.
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Flexible loan terms from 1 - 5 years
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Quick and easy online application
It only takes around 10 minutes to apply, & you’ll get a response in 60 seconds.
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Flexible loan amounts to suit your needs
Borrow from $5,000 to $50,000.
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Fixed set monthly repayment terms
Set repayments to help you manage your budget.
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Get a personalised rate
Interest rates range from 8.50% to 16.99% p.a.1 Complete a short form to find out your Equifax Score Band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.
Interest Rates
from 8.50% p.a.1
Fixed Rate
from 9.06% p.a.
Comparison Rate
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates and fees – Personal Loan
Fee Type |
Details |
|---|---|
Fixed interest rate |
from 8.50% p.a. to 16.99% p.a.1 |
Comparison rate |
from 9.06% p.a. to 17.53% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee |
$199 |
1 Rate is applicable to new applications received from: (and subject to change) |
2 September 2019 |
Fee Type |
Fixed interest rate |
|---|---|
Details |
from 8.50% p.a. to 16.99% p.a.1 |
Fee Type |
Comparison rate |
Details |
from 9.06% p.a. to 17.53% p.a. |
Fee Type |
Establishment fee |
Details |
$150 |
Fee Type |
Monthly account servicing fee |
Details |
$5 |
Fee Type |
Early termination fee |
Details |
$199 |
Fee Type |
1 Rate is applicable to new applications received from: (and subject to change) |
Details |
2 September 2019 |
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Personal Loan?
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $40,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Complete a short form to know if you are eligible & get your personalised rate
- Get an instant response in 60 seconds
- Track application and upload documents online
Apply for an HSBC Personal Loan
Ready to Apply
By clicking on Get Started, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
Important information
You might be interested in
Personal Loans
View all of our HSBC personal loans that are available.
Car Loan
A car loan can put you in the driver's seat of a new or used car.
Holiday Loan
A holiday loan will see your vacation really take off with competitive rates on a super flexible loan.
Renovation Loan
A renovation loan could allow you to start planning your renovations sooner.