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Personal Loan

Make your plans a reality today with an HSBC Personal Loan. Apply Today For a HSBC personal loan

Why choose a HSBC Personal Loan?

Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind.

 

That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.

  • Quick and easy online application

    It only takes around 10 minutes to apply, & you’ll get a response in 60 seconds.

  • Flexible loan amounts to suit your needs

    Borrow from $5,000 to $50,000.

  • Fixed set monthly repayment terms

    Set repayments to help you manage your budget.

  • Get a personalised rate

    Interest rates range from 9.50% to 15.99% p.a.* Complete a short form to find out your Equifax Score Band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.

Interest Rates

from 9.50% p.a.*

Fixed Rate

from 10.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates and fees – Personal Loan

Rates and fees for an Personal Loan

Fee Type

Details

Fixed interest rate

from 9.50% p.a. to 15.99% p.a.*

Comparison rate

from 10.06% p.a. to 16.53% p.a.

Establishment fee

$150

Monthly account servicing fee

$5

Early termination fee

$199

* Rate is applicable to new applications received from:

(and subject to change)

17 September 2018


The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current fees and charges guide (PDF, 185 KB) for full details.

Ready to apply for an HSBC Personal Loan?

Who can apply

  • Over the age of 18
  • Earn at least $40,000 p.a.
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Complete a short form to know if you are eligible & get your personalised rate 
  • Get an instant response in 60 seconds
  • Track application and upload documents online

Apply for an HSBC Personal Loan

Want to talk later?

Fill in our short online enquiry form and one of our Relationship Managers will be in touch within 2 business days.

You might be interested in

View all of our HSBC personal loans that are available

A car loan can put you in the driver's seat of a new or used car.

A holiday loan will see your vacation really take off with competitive rates on a super flexible loan.

A renovation loan could allow you to start planning your renovations sooner.

All applications are subject to HSBC lending criteria. Terms and conditions (PDF, 262 KB), fees and charges (PDF, 185 KB) apply.


*Rates are applicable to new applications and are subject to change. Interest rates range from 9.50% p.a. to 15.99% p.a. and is based on the applicant’s individual Equifax Score Band and may be different to the lowest advertised interest rate. Early termination fee does not apply in the last 6 months of the loan term.

HSBC have partnered with Equifax who is an Australian consumer credit reporting body. When obtaining your Equifax Score Band, a soft credit check is performed which will not impact your credit rating.