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How to apply for an HSBC Australia bank account

Open your bank account before you arrive in Australia

Make managing your money easy with an HSBC Everyday Global Account. Apply for your account from outside Australia and take full control of your finances before you arrive.

Apply for an HSBC Everyday Global Account online

If you are applying from one of the following locations and wish to open an individual HSBC Everyday Global Account, you can do so online in Canada, Egypt, Hong Kong SAR, India, Malaysia, Philippines, Qatar, Singapore, UAE, UK, and USA*. Please note that following the sale of HSBC Bank Canada and its subsidiaries to Royal Bank of Canada, we will no longer be able to offer branch support for overseas account opening from Canada.

HSBC Everyday Global Account

  • No monthly account1, transaction or ATM fees2
  • Make purchases in Australia, overseas and online without hidden fees1
  • Buy, hold and spend in up to 10 major foreign currencies under one account
  • Banking designed for your international needs
  • Earn 2% cashback on eligible tap and pay transactions in Australia under $1003


  • You are 16 or older
  • You have a valid reason for opening an Australian account
  • You do not have an existing account with HSBC Australia
  • You are currently located in one of the countries or regions listed above

HSBC Premier Everyday Global Account

All the benefits of the HSBC Everyday Global Account supported by:

  • A Premium banking service with priority global support and no monthly fees
  • Transfer instantly between all your global HSBC accounts, free of charge via Global Transfer4
  • See all of your international accounts in one place with Global View





  • You are 18 or older
  • You have a valid reason for opening an Australian account
  • You do not have an existing account with HSBC Australia
  • You are currently located in one of the countries or regions listed above
  • You will meet one of the following HSBC Premier criteria:
  1. hold qualified HSBC Premier or Jade status in another country or region; OR
  2. maintain regular 'money in' deposits totalling AUD9,000 into your account with HSBC Australia each month; OR
  3. maintain a minimum combined balance of AUD150,000 equivalent in an HSBC Australia transaction, savings5 or HSBC Invest6 account

Other ways to apply

If you wish to apply from a location not listed above, need to open a joint account, or are interested in opening a different transaction account, we can help you via the steps below.

Step 1

If you're an HSBC Premier or Jade customer, you can contact your Relationship Manager. Otherwise, request a call back from us.

Step 2

One of our International Banking Specialists will set up a phone appointment to complete the Australian account opening forms with you. 

Step 3

Visit your preferred HSBC branch in your home country to verify your ID.

What do you need?

To complete your application, you'll need to provide proof of identity. We accept documents such as your passport, national ID card or driver's license.

Once all your documentation has been verified, your new account will be open in a few days. If you think you might not have enough time to complete the process before you travel to Australia, you can always open an account by visiting an HSBC branch after you arrive. Find the HSBC branch that's most convenient for you.

If you are an existing HSBC Australia customer you can apply for new products and services using online banking or the HSBC Australia app.

Ready to open an HSBC Australia bank account?

Cross-Border Disclosures

If you are not located in Australia, the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC Australia products and services. If you are not an Australian resident, please read the specific cross-border product and service disclaimers.

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* USA Premier customers only. 

1. Other banking service fees and charges may apply.

2. Non-HSBC branded ATMs and HSBC Group ATMs in Argentina, France, Greece, Malta, Mexico and Turkiye may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.

3. You will earn 2% cashback on eligible purchases under $100 when you tap and pay with Visa payWave, Apple Pay or Google Pay™. This will be paid into your Everyday Global Account with the maximum cashback you can earn being $50 per calendar month. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Purchases which are excluded for cashback include business, gambling and government transactions (including public transport). For the full exclusion list, refer to the Transaction and Savings Account Terms.

4. Global Transfer allows instant transfers between your international and domestic HSBC Premier accounts, at no extra charge. Global View and Global Transfers is not available in all markets.

5. This does not include funds held in HSBC Offset Savings account or an HSBC home loan account. Savings held in a foreign currency contributes to the AUD150,000 in savings criteria. HSBC has the discretion to determine the AUD equivalent foreign currency amount based on our own internal currency exchange rate calculation.

6. HSBC Invest is a service provided by Third Party Platform Pty Ltd (“TPP”) ABN 74 121 227 905 AFSL No. 314341, a wholly owned but non-guaranteed subsidiary of Bell Financial Group Ltd (ASX:BFG), at the request of HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595 (“HSBC”). TPP is a Participant of the ASX Limited Group and a Trading Participant of Cboe. For a copy of the terms and conditions relating to the HSBC Invest service and the Financial Services Guide for TPP, please contact us on 1300 782 811. Neither TPP nor HSBC are representatives of each other. To the extent permitted by law, HSBC will not guarantee or otherwise support TPP’s obligations under the contracts or agreements connected with the HSBC Invest service. HSBC receives a commission from TPP for each client referral provided to TPP. TPP and HSBC do not provide investment advice in relation to HSBC Invest. You should consider your own financial situation, particular needs and investment objectives before acting on any of the information available on this website. HSBC does not guarantee or accept liability for any products offered by TPP.