HSBC Everyday Global Account Debit Card

Why choose a HSBC Everyday Global Account?

The HSBC Everyday Global Account is an all-in-one account that's packed with features and benefits, making it ideal for:
  • Everyday banking – to pay bills and deposit your salary with no monthly account fee8
  • Online shopping - in other currencies
  • Travel – leave overseas ATM and Transaction fees behind with this award winning Travel Money Account
  • Foreign currency - buy, save and spend in up to 10 currencies (including Australian dollars)
No HSBC ATM fees. Some ATM providers may charge a separate fee.

Rates & Fees:

  • $0 ATM or Transaction fees7
  • $0 load fees and no minimum balance
Canstar's Innovation Excellence Awards 2018 - 5 Stars and Canstar's Travel Money Card 2018 - 5 Stars

Features & Benefits

Available Currencies

  • Australian Dollars (AUD$) - Control Currency
  • United States Dollars (USD$)
  • Great Britain Pound Sterling (GBP£)
  • Euro (EUR€)
  • Hong Kong Dollars (HKD$)
  • Canadian Dollars (CAD$)
  • Japanese Yen (JPY)
  • New Zealand Dollars (NZD$)
  • Singapore Dollars (SGD$)
  • Renminbi (RMB¥) (currency restrictions apply)

Additional currencies to the 10 available can be accessed, with money automatically converted from your Australian dollars to the local currency.

Visa Debit Card

  • Use your own money for purchases online, overseas, over the phone and by mail
  • Mobile Payments5, including Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store
  • Visa payWave8 for convenient contactless purchases under $100
  • Visa Zero Liability3 protection against unauthorised purchases
  • Set up recurring payments on your Everyday Global Visa Debit Card for easy payment of bills
  • Extra card for joint accounts

Account Access

  • Fee free ATM withdrawals and in store or online purchases in Australia and overseas. Some ATM operators and merchants may charge a separate fee
  • Online Real time currency exchange rates when markets are open and move money between currencies 24x74
  • Online, Mobile and Phone Banking 24 hours a day, 7 days a week
  • Everyday Global Visa Debit Card
  • EFTPOS
  • BPAY®
  • In Branch in Australia
  • Telegraphic Transfers

Fees and charges

Fees and charges for the Everyday Global Account
Account Service Fee
Fee
Monthly service fee
$0

Fees and charges

Fees and charges for the Everyday Global Account
Account Service Fee
Monthly service fee
Fee
$0
Transaction fees
Transaction fees
local - per transaction
Online Banking8
$0
Deposits
$0
ATM Withdrawals (HSBC and non-HSBC)1
$0
EFTPOS
$0
Bank@Post™(Post Office)
$0
Automated Telephone Banking8
$0
BPAY®
$0
Transaction fees
Transaction fees
Online Banking8
local - per transaction
$0
Transaction fees
Deposits
local - per transaction
$0
Transaction fees
ATM Withdrawals (HSBC and non-HSBC)1
local - per transaction
$0
Transaction fees
EFTPOS
local - per transaction
$0
Transaction fees
Bank@Post™(Post Office)
local - per transaction
$0
Transaction fees
Automated Telephone Banking8
local - per transaction
$0
Transaction fees
BPAY®
local - per transaction
$0
International transaction fees
International transaction fees
per transaction
Overseas Transaction Fee - Cash Withdrawals from
other countries
$0
Important: When using your card overseas, a merchant may ask if you’d like to pay/withdraw from your
Australian dollars or in the local currency. This is known as Dynamic Currency Conversion and involves your
AUD$ funds being converted at the merchant bank’s
exchange rate, which may not be favourable and you
may end up paying more for the transaction. We
recommend you ask for it to be processed in the local
currency  and select ‘credit’ as the account type for
purchases and ‘savings’ as the account type for
withdrawals.
0% of the total value amount of each such transaction
International transaction fees
International transaction fees
Overseas Transaction Fee - Cash Withdrawals from
other countries
per transaction
$0
International transaction fees
Important: When using your card overseas, a merchant may ask if you’d like to pay/withdraw from your
Australian dollars or in the local currency. This is known as Dynamic Currency Conversion and involves your
AUD$ funds being converted at the merchant bank’s
exchange rate, which may not be favourable and you
may end up paying more for the transaction. We
recommend you ask for it to be processed in the local
currency  and select ‘credit’ as the account type for
purchases and ‘savings’ as the account type for
withdrawals.
per transaction
0% of the total value amount of each such transaction

Refer to our fees and charges guide (PDF, 184 KB) for full account fees and charges details.

Interest rates7

Currency
Interest Rate (All Balances)
AUD$
0.00% p.a
USD$
0.00% p.a
GBP£
0.00% p.a
EUR€
0.00% p.a
HKD$
0.00% p.a
CAD$
0.00% p.a
JPY¥
0.00% p.a
NZD$
0.00% p.a
SGD$
0.00% p.a
CNY¥
0.00% p.a
7 Variable interest rates current as at: (and subject to
change)
18 March 2019

Interest rates7

Currency
AUD$
Interest Rate (All Balances)
0.00% p.a
Currency
USD$
Interest Rate (All Balances)
0.00% p.a
Currency
GBP£
Interest Rate (All Balances)
0.00% p.a
Currency
EUR€
Interest Rate (All Balances)
0.00% p.a
Currency
HKD$
Interest Rate (All Balances)
0.00% p.a
Currency
CAD$
Interest Rate (All Balances)
0.00% p.a
Currency
JPY¥
Interest Rate (All Balances)
0.00% p.a
Currency
NZD$
Interest Rate (All Balances)
0.00% p.a
Currency
SGD$
Interest Rate (All Balances)
0.00% p.a
Currency
CNY¥
Interest Rate (All Balances)
0.00% p.a
Currency
7 Variable interest rates current as at: (and subject to
change)
Interest Rate (All Balances)
18 March 2019

Apply for an Everyday Global Account

Already a HSBC customer?

Existing HSBC Australia customers with Online Banking.

Call us today

Call us on 1300 308 008 from Monday to Friday, 8am to 8pm (AEST)

Frequently asked questions

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Have the certainty of a fixed rate that can be fixed from 30 days to 5 years

Save in foreign currencies with flexible access to your savings account when you need it.

Compare our Foreign Currency accounts to find the right fit for you

The HSBC Everyday Global Account was awarded the Canstar Innovation Excellence Award in April 2018 and the 5-Star Rating for Outstanding Value – Travel Money Card in June 2018.

1 ATM Operator Fees may be incurred at non-HSBC ATMs.

2 Where a currency is not held or there are insufficient funds, the funds will be deposited into or withdrawn from the AUD$ account and ATM withdrawals will be automatically converted at the prevailing HSBC exchange rate.

3 Visa Zero Liability subject to investigation of unauthorised transaction.

4 Real time foreign exchange (FX) transactions are available 24/7 between linked HSBC Australia accounts for selected currencies using Online and Mobile Banking. Make the most of real time FX rates when the FX market is open (excluding currency holidays, NSW and US public holidays). When the market is closed set FX rates will apply to real time FX transactions, and the exchange rate will not fluctuate. If making a payment to a third party outside of HSBC Australia during currency holidays, NSW and US public holidays, the HSBC Daily Exchange Rate will apply. The HSBC Daily Exchange Rate will apply for all future-dated transactions on the future date of those transaction. The foreign exchange market is subject to risks associated with exchange rate movements. HSBC foreign currency accounts should not be used for speculative purposes. Real time FX transactions are not available to Trusts, SMSFs and non-trading accounts between 12.00am Saturday and 8.00am Monday.

5 Terms and conditions apply to the use of Apple Pay and Google Pay. Excludes HSBC Corporate Cards.

6 Via permitted access methods

Facility and provider fees and charges may apply. ATM transactions fees may apply for use of non-HSBC ATMs.

8 Other fees and charges may apply.

9 home&Away Privilege Program terms and conditions apply for the Home and away privilege program.

All in branch cash transactions are restricted to AUD$, USD$ and HKD$. For USD$ and HKD$ deposits, these must be notes only and in multiples of 10. Cash transactions in USD$ and HKD$ are subject to cash handling fees. Please refer to the "Personal Financial Services Charges - your guide (PDF, 184 KB)" for more information. Cash withdrawals in HKD$ or USD$ for amounts greater than AUD$ 1,000 equivalent are subject to 24 hours advance notice or branch availability.

The HSBC Everyday Global Account was awarded the Canstar Innovation Excellence Award in April 2018, and the 5-Star Rating for Outstanding Value – Travel Money Card in June 2018 .

This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.