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Everyday Global Account

Easy banking at home and overseas with an all-in-one, award-winning account.

Go global with an account from home

Deposit your salary, pay your bills, and manage your money around the world with the Everyday Global Account. Spend with a Visa debit card in 200+ countries and territories[@visa-debit-card], and hold up to 10 currencies in your account. 

Here's what you get with an Everyday Global Account

Fee-free banking

Enjoy no monthly account fees[@other-fees-charges-apply], transaction fees and HSBC ATM fees[@nonhsbc-branded-atms]

Global money transfers

Send money overseas quickly and securely, with a $0 HSBC fee[@other-fees-corresponding-bank].

International currencies

Buy, hold, and spend in 10 currencies when you use our HSBC Australia Mobile Banking app

Cashback on spending

Earn 2% cashback[@accounts-2percent-cashback] on eligible tap and pay transactions that are under $100.

Benefits you'll get in Australia

We've made payments and spending seamless with exclusive rewards and account features.

  • $0 account, transaction[@other-fees-charges-apply], or ATM fees[@nonhsbc-branded-atms]
  • 2% cashback[@accounts-2percent-cashback] for purchases under $100, up to $50 in cashback earned per month  with Everyday Extras[@everyday-extras].
  • Pay on-the-go with a digital Visa debit card, Visa payWave (for contactless payments under $100), Google Pay, and Apple Pay[@cards-mobile-payments]
  • Guaranteed protection for up to $250,000 of your money

Rewards that continue overseas

Exciting account perks to enjoy whether you're travelling overseas or shopping online

  • No overseas ATM fees[@nonhsbc-branded-atms]
  • No international transaction fees or HSBC transfer fees
  • Competitive real-time exchange rates[@service-real-time-exchange-rates]
  • Currency conversion via the HSBC Australia app in 10 major currencies
Canstar and mojo award winner

Award-winning everyday account

Our Everyday Global Account is the one account for the world – and it's already been recognised with these awards:

  • Canstar’s Bank of the Year 2020 – 2023
  • Canstar’s 5-Star Rating for Outstanding Value – Transaction Account 2021 – 2024
  • Mozo’s Exceptional Everyday Account Award 2021 – 2023

What you need to know

Are you eligible?

To apply for an HBSC Everyday Global Account, you'll need to:

  • Be a new HSBC Australia customer
  • Be at least 16 years old
  • Have an Australian driver's licence or passport
  • Have an Australian residential address

Ready to get started?

New to HSBC

If you've never banked with us before, you can apply online for an HSBC Everyday Global Account in 5 easy steps.

Existing HSBC customer

If you already bank with us, you can apply via HSBC Online Banking.

Frequently asked questions

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Important information

Other banking services fees and charges may apply. Please check the personal banking booklet (PDF, 596KB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation, or needs. Please check the transaction and savings accounts terms and conditions (PDF, 5.5MB) and financial services guide (PDF, 265KB) before you get this product. You can also get this information by calling us on 1300 308 008, visiting your local branch, or going to Issued by HSBC Bank Australia Limited ABN48006434162. AFSL 232595.