Foreign Currency Term Deposit Accounts

HSBC AU
Accounts
Foreign Currency Term Deposit

Why choose a Foreign Currency Term Deposit account?

A Foreign Currency Term Deposit account offers you the certainty of a fixed rate that can be fixed from 30 days to 12 months.

There is no maximum Term Deposit amount, however minimum amounts apply. If no re-investment instructions have been received HSBC will auto roll the Term Deposit for the same period, at the prevailing rate for that day.

Please refer to our Transaction and Savings Accounts Terms (PDF, 1.10 MB) guide for full details.

Have the certainty of a fixed interest rate
An HSBC Foreign Currency Term Deposit is available in major foreign currencies including US and Hong Kong dollars, British pounds and Chinese Yuan
Choose from a range of terms from 1, 2, 3, 6 or 12 months

If you withdraw any funds at any time before the maturity date, a reduction to the interest and an administration fee of AUD$30 will apply.

Rates & Fees:

No establishment or ongoing fees
$30 early withdrawal fee

Ways to open:

Online, Branch

Minimum Deposit Amount

Minimum deposit amounts for the Foreign Currency Term Deposit account

Currency

Opening Deposit

Hong Kong Dollars (HKD)

40,000

United States Dollars (USD)

5,000

Great Britain Pound Sterling (GBP)

3,000

Euro (EUR)

6,000

Canadian Dollars (CAD)

6,000

Japanese Yen (JPY)

500,000

Singapore Dollars (SGD)

6,000

New Zealand Dollars (NZD)

$10,000

Chinese Yuan Renminbi (CNY) (currency restrictions apply)

50,000

Minimum deposit amounts for the Foreign Currency Term Deposit account

Currency

Hong Kong Dollars (HKD)

Opening Deposit

40,000

Currency

United States Dollars (USD)

Opening Deposit

5,000

Currency

Great Britain Pound Sterling (GBP)

Opening Deposit

3,000

Currency

Euro (EUR)

Opening Deposit

6,000

Currency

Canadian Dollars (CAD)

Opening Deposit

6,000

Currency

Japanese Yen (JPY)

Opening Deposit

500,000

Currency

Singapore Dollars (SGD)

Opening Deposit

6,000

Currency

New Zealand Dollars (NZD)

Opening Deposit

$10,000

Currency

Chinese Yuan Renminbi (CNY) (currency restrictions apply)

Opening Deposit

50,000

Interest Rates¹

Interest rates for foreign currencies (USD)
Term	Rate for $5,000 +
1 month	0.20% p.a.
2 months	0.30% p.a.
3 months	0.45% p.a.
6 months	0.90% p.a.
9 months	1.10% p.a.
12 months	1.30% p.a.

Interest rates for foreign currencies (USD)
Term	1 month
Rate for $5,000 +	0.20% p.a.

Term	2 months
Rate for $5,000 +	0.30% p.a.

Term	3 months
Rate for $5,000 +	0.45% p.a.

Term	6 months
Rate for $5,000 +	0.90% p.a.

Term	9 months
Rate for $5,000 +	1.10% p.a.

Term	12 months
Rate for $5,000 +	1.30% p.a.

Interest rates for foreign currencies (GBP)
Term	Rate for £3,000 +
1 month	0.20% p.a.
2 months	0.25% p.a.
3 months	0.50% p.a.
6 months	0.80% p.a.
9 months	1.00% p.a.
12 months	1.20% p.a.

Interest rates for foreign currencies (GBP)
Term	1 month
Rate for £3,000 +	0.20% p.a.

Term	2 months
Rate for £3,000 +	0.25% p.a.

Term	3 months
Rate for £3,000 +	0.50% p.a.

Term	6 months
Rate for £3,000 +	0.80% p.a.

Term	9 months
Rate for £3,000 +	1.00% p.a.

Term	12 months
Rate for £3,000 +	1.20% p.a.

Interest rates for foreign currencies (EUR)
Term	Rate for €6,000 +
1 month	0.00% p.a.
2 months	0.00% p.a.
3 months	0.00% p.a.
6 months	0.00% p.a.
9 months	0.00% p.a.
12 months	0.00% p.a.

Interest rates for foreign currencies (EUR)
Term	1 month
Rate for €6,000 +	0.00% p.a.

Term	2 months
Rate for €6,000 +	0.00% p.a.

Term	3 months
Rate for €6,000 +	0.00% p.a.

Term	6 months
Rate for €6,000 +	0.00% p.a.

Term	9 months
Rate for €6,000 +	0.00% p.a.

Term	12 months
Rate for €6,000 +	0.00% p.a.

Interest rates for foreign currencies (HKD)
Term	Rate for $40,000 +
1 month	0.05% p.a.
2 months	0.10% p.a.
3 months	0.20% p.a.
6 months	0.50% p.a.
9 months	0.90% p.a.
12 months	1.20% p.a.

Interest rates for foreign currencies (HKD)
Term	1 month
Rate for $40,000 +	0.05% p.a.

Term	2 months
Rate for $40,000 +	0.10% p.a.

Term	3 months
Rate for $40,000 +	0.20% p.a.

Term	6 months
Rate for $40,000 +	0.50% p.a.

Term	9 months
Rate for $40,000 +	0.90% p.a.

Term	12 months
Rate for $40,000 +	1.20% p.a.

Interest rates for foreign currencies (CAD)
Term	Rate for $6,000 +
1 month	0.20% p.a.
2 months	0.30% p.a.
3 months	0.35% p.a.
6 months	0.35% p.a.
9 months	0.35% p.a.
12 months	0.35% p.a.

Interest rates for foreign currencies (CAD)
Term	1 month
Rate for $6,000 +	0.20% p.a.

Term	2 months
Rate for $6,000 +	0.30% p.a.

Term	3 months
Rate for $6,000 +	0.35% p.a.

Term	6 months
Rate for $6,000 +	0.35% p.a.

Term	9 months
Rate for $6,000 +	0.35% p.a.

Term	12 months
Rate for $6,000 +	0.35% p.a.

Interest rates for foreign currencies (JPY)
Term	Rate for ¥500,000 +
1 month	0.00% p.a.
2 months	0.00% p.a.
3 months	0.00% p.a.
6 months	0.00% p.a.
9 months	0.00% p.a.
12 months	0.00% p.a.

Interest rates for foreign currencies (JPY)
Term	1 month
Rate for ¥500,000 +	0.00% p.a.

Term	2 months
Rate for ¥500,000 +	0.00% p.a.

Term	3 months
Rate for ¥500,000 +	0.00% p.a.

Term	6 months
Rate for ¥500,000 +	0.00% p.a.

Term	9 months
Rate for ¥500,000 +	0.00% p.a.

Term	12 months
Rate for ¥500,000 +	0.00% p.a.

Interest rates for foreign currencies (NZD)
Term	Rate for $10,000 +
1 month	0.50% p.a.
2 months	0.75% p.a.
3 months	1.00% p.a.
6 months	1.50% p.a.
9 months	1.75% p.a.
12 months	2.00% p.a.

Interest rates for foreign currencies (NZD)
Term	1 month
Rate for $10,000 +	0.50% p.a.

Term	2 months
Rate for $10,000 +	0.75% p.a.

Term	3 months
Rate for $10,000 +	1.00% p.a.

Term	6 months
Rate for $10,000 +	1.50% p.a.

Term	9 months
Rate for $10,000 +	1.75% p.a.

Term	12 months
Rate for $10,000 +	2.00% p.a.

Interest rates for foreign currencies (SGD)
Term	Rate for $6,000 +
1 month	0.10% p.a.
2 months	0.20% p.a.
3 months	0.30% p.a.
6 months	0.45% p.a.
9 months	0.60% p.a.
12 months	0.80% p.a.

Interest rates for foreign currencies (SGD)
Term	1 month
Rate for $6,000 +	0.10% p.a.

Term	2 months
Rate for $6,000 +	0.20% p.a.

Term	3 months
Rate for $6,000 +	0.30% p.a.

Term	6 months
Rate for $6,000 +	0.45% p.a.

Term	9 months
Rate for $6,000 +	0.60% p.a.

Term	12 months
Rate for $6,000 +	0.80% p.a.

Interest rates for foreign currencies (CNY)
Term	Rate for ¥50,000 +
1 month	0.38% p.a.
2 months	0.38% p.a.
3 months	0.58% p.a.
6 months	0.88% p.a.
9 months	0.88% p.a.
12 months	1.08% p.a.

Interest rates for foreign currencies (CNY)
Term	1 month
Rate for ¥50,000 +	0.38% p.a.

Term	2 months
Rate for ¥50,000 +	0.38% p.a.

Term	3 months
Rate for ¥50,000 +	0.58% p.a.

Term	6 months
Rate for ¥50,000 +	0.88% p.a.

Term	9 months
Rate for ¥50,000 +	0.88% p.a.

Term	12 months
Rate for ¥50,000 +	1.08% p.a.

Interest rates for foreign currencies (USD)
Term	Rate for $5,000 +
1 month	0.20% p.a.
2 months	0.30% p.a.
3 months	0.45% p.a.
6 months	0.90% p.a.
9 months	1.10% p.a.
12 months	1.30% p.a.

Interest rates for foreign currencies (USD)
Term	1 month
Rate for $5,000 +	0.20% p.a.

Term	2 months
Rate for $5,000 +	0.30% p.a.

Term	3 months
Rate for $5,000 +	0.45% p.a.

Term	6 months
Rate for $5,000 +	0.90% p.a.

Term	9 months
Rate for $5,000 +	1.10% p.a.

Term	12 months
Rate for $5,000 +	1.30% p.a.

Interest rates for foreign currencies (GBP)
Term	Rate for £3,000 +
1 month	0.20% p.a.
2 months	0.25% p.a.
3 months	0.50% p.a.
6 months	0.80% p.a.
9 months	1.00% p.a.
12 months	1.20% p.a.

Interest rates for foreign currencies (GBP)
Term	1 month
Rate for £3,000 +	0.20% p.a.

Term	2 months
Rate for £3,000 +	0.25% p.a.

Term	3 months
Rate for £3,000 +	0.50% p.a.

Term	6 months
Rate for £3,000 +	0.80% p.a.

Term	9 months
Rate for £3,000 +	1.00% p.a.

Term	12 months
Rate for £3,000 +	1.20% p.a.

Interest rates for foreign currencies (EUR)
Term	Rate for €6,000 +
1 month	0.00% p.a.
2 months	0.00% p.a.
3 months	0.00% p.a.
6 months	0.00% p.a.
9 months	0.00% p.a.
12 months	0.00% p.a.

Interest rates for foreign currencies (EUR)
Term	1 month
Rate for €6,000 +	0.00% p.a.

Term	2 months
Rate for €6,000 +	0.00% p.a.

Term	3 months
Rate for €6,000 +	0.00% p.a.

Term	6 months
Rate for €6,000 +	0.00% p.a.

Term	9 months
Rate for €6,000 +	0.00% p.a.

Term	12 months
Rate for €6,000 +	0.00% p.a.

Interest rates for foreign currencies (HKD)
Term	Rate for $40,000 +
1 month	0.05% p.a.
2 months	0.10% p.a.
3 months	0.20% p.a.
6 months	0.50% p.a.
9 months	0.90% p.a.
12 months	1.20% p.a.

Interest rates for foreign currencies (HKD)
Term	1 month
Rate for $40,000 +	0.05% p.a.

Term	2 months
Rate for $40,000 +	0.10% p.a.

Term	3 months
Rate for $40,000 +	0.20% p.a.

Term	6 months
Rate for $40,000 +	0.50% p.a.

Term	9 months
Rate for $40,000 +	0.90% p.a.

Term	12 months
Rate for $40,000 +	1.20% p.a.

Interest rates for foreign currencies (CAD)
Term	Rate for $6,000 +
1 month	0.20% p.a.
2 months	0.30% p.a.
3 months	0.35% p.a.
6 months	0.35% p.a.
9 months	0.35% p.a.
12 months	0.35% p.a.

Interest rates for foreign currencies (CAD)
Term	1 month
Rate for $6,000 +	0.20% p.a.

Term	2 months
Rate for $6,000 +	0.30% p.a.

Term	3 months
Rate for $6,000 +	0.35% p.a.

Term	6 months
Rate for $6,000 +	0.35% p.a.

Term	9 months
Rate for $6,000 +	0.35% p.a.

Term	12 months
Rate for $6,000 +	0.35% p.a.

Interest rates for foreign currencies (JPY)
Term	Rate for ¥500,000 +
1 month	0.00% p.a.
2 months	0.00% p.a.
3 months	0.00% p.a.
6 months	0.00% p.a.
9 months	0.00% p.a.
12 months	0.00% p.a.

Interest rates for foreign currencies (JPY)
Term	1 month
Rate for ¥500,000 +	0.00% p.a.

Term	2 months
Rate for ¥500,000 +	0.00% p.a.

Term	3 months
Rate for ¥500,000 +	0.00% p.a.

Term	6 months
Rate for ¥500,000 +	0.00% p.a.

Term	9 months
Rate for ¥500,000 +	0.00% p.a.

Term	12 months
Rate for ¥500,000 +	0.00% p.a.

Interest rates for foreign currencies (NZD)
Term	Rate for $10,000 +
1 month	0.50% p.a.
2 months	0.75% p.a.
3 months	1.00% p.a.
6 months	1.50% p.a.
9 months	1.75% p.a.
12 months	2.00% p.a.

Interest rates for foreign currencies (NZD)
Term	1 month
Rate for $10,000 +	0.50% p.a.

Term	2 months
Rate for $10,000 +	0.75% p.a.

Term	3 months
Rate for $10,000 +	1.00% p.a.

Term	6 months
Rate for $10,000 +	1.50% p.a.

Term	9 months
Rate for $10,000 +	1.75% p.a.

Term	12 months
Rate for $10,000 +	2.00% p.a.

Interest rates for foreign currencies (SGD)
Term	Rate for $6,000 +
1 month	0.10% p.a.
2 months	0.20% p.a.
3 months	0.30% p.a.
6 months	0.45% p.a.
9 months	0.60% p.a.
12 months	0.80% p.a.

Interest rates for foreign currencies (SGD)
Term	1 month
Rate for $6,000 +	0.10% p.a.

Term	2 months
Rate for $6,000 +	0.20% p.a.

Term	3 months
Rate for $6,000 +	0.30% p.a.

Term	6 months
Rate for $6,000 +	0.45% p.a.

Term	9 months
Rate for $6,000 +	0.60% p.a.

Term	12 months
Rate for $6,000 +	0.80% p.a.

Interest rates for foreign currencies (CNY)
Term	Rate for ¥50,000 +
1 month	0.38% p.a.
2 months	0.38% p.a.
3 months	0.58% p.a.
6 months	0.88% p.a.
9 months	0.88% p.a.
12 months	1.08% p.a.

Interest rates for foreign currencies (CNY)
Term	1 month
Rate for ¥50,000 +	0.38% p.a.

Term	2 months
Rate for ¥50,000 +	0.38% p.a.

Term	3 months
Rate for ¥50,000 +	0.58% p.a.

Term	6 months
Rate for ¥50,000 +	0.88% p.a.

Term	9 months
Rate for ¥50,000 +	0.88% p.a.

Term	12 months
Rate for ¥50,000 +	1.08% p.a.

Apply for a Foreign Currency Term Deposit Account

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Foreign Currency Term Deposit maturity payment instructions

When your Foreign Currency Term Deposit matures you have 2 options:

Automatically roll over for the same period of time in the same currency; or
Provide withdrawal instructions. You can choose to withdraw the full amount or just the interest from your previous Term Deposit. To avoid conversion fees, make sure you withdraw the amount into an account of the same currency.

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Other fees and charges may apply. See our Personal Banking Booklet (PDF, 1.50 MB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

¹ Interest rates current as at 29 April 2022 and subject to change.

Foreign Currency Term Deposit

Why choose a Foreign Currency Term Deposit account?

Minimum Deposit Amount

Interest Rates1

USD

GBP

EUR

HKD

CAD

JPY

NZD

SGD

CNY

Apply for a Foreign Currency Term Deposit Account

Apply by phone or branch

Foreign Currency Term Deposit maturity payment instructions

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Terms & Conditions

Interest Rates¹