Why choose a renovation loan from HSBC?
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Quick approval
Start planning your renovations sooner, knowing exactly how much your budget will be.
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Borrow from $5,000 to $50,000
That way, you can have enough to cover any unexpected surprises.
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Flexible loan terms from 1 - 5 years
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Easy online application
Applying online only takes about 10 minutes, and you'll get a response in 60 seconds.
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Get a personalised rate
Interest rates range from 8.50% to 16.99% p.a.1 Complete a short form to find out your Equifax Score Band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.
Interest Rates
8.50% p.a.1
9.06% p.a.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates and fees – Renovation Loan
Rate Type |
Details |
|---|---|
Fixed interest rate |
from 8.50% p.a. to 16.99% p.a.1 |
Comparison rate |
from 9.06% p.a. to 17.53% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee |
$199 |
1 Rate is applicable to new applications received from: (and subject to change) |
20 May 2019 |
Rate Type |
Fixed interest rate |
|---|---|
Details |
from 8.50% p.a. to 16.99% p.a.1 |
Rate Type |
Comparison rate |
Details |
from 9.06% p.a. to 17.53% p.a. |
Rate Type |
Establishment fee |
Details |
$150 |
Rate Type |
Monthly account servicing fee |
Details |
$5 |
Rate Type |
Early termination fee |
Details |
$199 |
Rate Type |
1 Rate is applicable to new applications received from: (and subject to change) |
Details |
20 May 2019 |
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current fees and charges guide for full details.
Ready to apply for a Renovation Loan?
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $40,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Complete a short form to know if you are eligible & get your personalised rate
- Get an instant response in 60 seconds
- Track application and upload documents online
Apply for an HSBC Renovation Loan
Ready to Apply?
By clicking on Get Started, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.
Want to talk later?
Fill in our short online enquiry form and one of our Relationship Managers will be in touch within 2 business days.
Important information
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