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Motor Insurance

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Allianz Motor Insurance through HSBC

Allianz Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option1 and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.
  • Up to 10% discount on your first years’ premium when you quote and buy a new comprehensive car insurance policy online2,3
  • You may be able to increase your excess to reduce your premium2
  • Choose your own repairer5
  • You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week
  • Rental car for up to 30 days6 if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers2,4

Motor Insurance product comparison

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

Key benefits

Comprehensive Insurance

 

Get a quote

Third Party Property Damage

 

Get a quote

Accidental loss of or damage to your vehicle    

New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:

  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia
   
Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events.

 


Up to $20 million

 

 

Up to $20 million

Approved legal costs arising from a claim for liability covered by the policy     
Emergency repair costs after an accident

 

 

Up to $500 for any one covered accident

    
Rental car after theft of your vehicle

 

 

$100 per day limit, up to 30 days6

 
Towing after a covered incident    
Temporary cover on replacement vehicle

 

 

Up to 14 days

    
Trailer and caravan cover

 

 

$1,000 or market value whichever is the lesser

 
Legal liability cover for a substitute vehicle    
Cover for personal items in your vehicle

 

 

up to $1,000 for any one incident

 
Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.

 

 

Up to $1,000 for any one incident

 
Transportation costs if your vehicle can’t be safely driven home after a covered accident.

 

 

Up to $500 for any one incident

 
Lock re-keying / re-coding if the keys to your vehicle are stolen

 

 

Up to $1,000 for any one incident

 
Child seat or baby capsule replacement after an accident

 

 

Up to $500 for any one covered accident

 
Rental car after an accident, where available6

 

 

Optional cover

 

(extra cost)

$100 per day limit, up to 30 days

 

Basic excess removal for windscreen claims

 

If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.

 

 

Optional cover

 

(extra cost)

 
Cover for tools of trade –

 

 

Optional cover

 

(extra cost)

Up to $3,000 for any one incident

 
Named driver option

 

 

Optional excess

 
Key benefits Accidental loss of or damage to your vehicle

Comprehensive Insurance

 

Get a quote

 

Third Party Property Damage

 

Get a quote

 
Key benefits

New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:

  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia

Comprehensive Insurance

 

Get a quote

 

Third Party Property Damage

 

Get a quote

 
Key benefits Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events.

Comprehensive Insurance

 

Get a quote

 


Up to $20 million

Third Party Property Damage

 

Get a quote

 

 

Up to $20 million

Key benefits Approved legal costs arising from a claim for liability covered by the policy

Comprehensive Insurance

 

Get a quote

 

Third Party Property Damage

 

Get a quote

  
Key benefits Emergency repair costs after an accident

Comprehensive Insurance

 

Get a quote

 

 

Up to $500 for any one covered accident

Third Party Property Damage

 

Get a quote

    
Key benefits Rental car after theft of your vehicle

Comprehensive Insurance

 

Get a quote

 

 

$100 per day limit, up to 30 days6

Third Party Property Damage

 

Get a quote

 
Key benefits Towing after a covered incident

Comprehensive Insurance

 

Get a quote

 

Third Party Property Damage

 

Get a quote

 
Key benefits Temporary cover on replacement vehicle

Comprehensive Insurance

 

Get a quote

 

 

Up to 14 days

Third Party Property Damage

 

Get a quote

    
Key benefits Trailer and caravan cover

Comprehensive Insurance

 

Get a quote

 

 

$1,000 or market value whichever is the lesser

Third Party Property Damage

 

Get a quote

 
Key benefits Legal liability cover for a substitute vehicle

Comprehensive Insurance

 

Get a quote

 

Third Party Property Damage

 

Get a quote

 
Key benefits Cover for personal items in your vehicle

Comprehensive Insurance

 

Get a quote

 

 

up to $1,000 for any one incident

Third Party Property Damage

 

Get a quote

 
Key benefits Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.

Comprehensive Insurance

 

Get a quote

 

 

Up to $1,000 for any one incident

Third Party Property Damage

 

Get a quote

 
Key benefits Transportation costs if your vehicle can’t be safely driven home after a covered accident.

Comprehensive Insurance

 

Get a quote

 

 

Up to $500 for any one incident

Third Party Property Damage

 

Get a quote

 
Key benefits Lock re-keying / re-coding if the keys to your vehicle are stolen

Comprehensive Insurance

 

Get a quote

 

 

Up to $1,000 for any one incident

Third Party Property Damage

 

Get a quote

 
Key benefits Child seat or baby capsule replacement after an accident

Comprehensive Insurance

 

Get a quote

 

 

Up to $500 for any one covered accident

Third Party Property Damage

 

Get a quote

 
Key benefits Rental car after an accident, where available6

Comprehensive Insurance

 

Get a quote

 

 

Optional cover

 

(extra cost)

$100 per day limit, up to 30 days

Third Party Property Damage

 

Get a quote

 
Key benefits

Basic excess removal for windscreen claims

 

If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.

Comprehensive Insurance

 

Get a quote

 

 

Optional cover

 

(extra cost)

Third Party Property Damage

 

Get a quote

 
Key benefits Cover for tools of trade –

Comprehensive Insurance

 

Get a quote

 

 

Optional cover

 

(extra cost)

Up to $3,000 for any one incident

Third Party Property Damage

 

Get a quote

 
Key benefits Named driver option

Comprehensive Insurance

 

Get a quote

 

 

Optional excess

Third Party Property Damage

 

Get a quote

 

Ready to get started?

Important Documents

How to claim

To lodge a car insurance claim

Online or over the phone, any time

A convenient way to lodge a car insurance claim is via the online claim form.

All you need to do is complete the online claim form and a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

You can also call 1300 555 030 and a consultant will help you commence the claims process.

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HSBC Bank Australia Limited (HSBC) ABN 48 006 434 162. AFSL/Australian Credit Licence number 232595 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL number 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from https://www.hsbc.com.au/insurance/. The relevant Target Market Determination is available by calling 1300 205 060. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

  1. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
  2. Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
  3. The online discount applies when you quote and buy anew Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
  4. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.
  5. In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so.
  6. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.
  7. 72 hour waiting period. We do not provide cover for any loss of or damage to your property caused by cyclone, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy.