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Compare Savings Accounts

Whether you're saving for the future or something fun, here are some savings accounts to help you reach your goals. Compare and find the best account for your needs.

Features

Account type

Flexi Saver

 

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Serious Saver

 

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Term Deposit

 

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Features

A savings account with a monthly bonus1 when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.

Perfect incentive to keep saving by rewarding you with a great interest rate every month you don't make a withdrawal.2
Best suited to savers wanting a fixed interest rate for a fixed term.

Features

Account type
Features

Flexi Saver

 

Apply now

A savings account with a monthly bonus1 when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.

Serious Saver

 

Apply now

Perfect incentive to keep saving by rewarding you with a great interest rate every month you don't make a withdrawal.2

Term Deposit

 

Apply now

Best suited to savers wanting a fixed interest rate for a fixed term.

Rates

Account type

Flexi Saver

 

Apply now

Serious Saver

 

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Term Deposit

 

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Standard variable rate
0.01% p.a.1 balances up to $5 million
0.15% p.a.3 balances up to $1 million  
4 Month Introductory Variable Rate on balances up to $1 million

 

2.10% p.a.3  
Bonus Variable Rate Uplift Applies
1.24% p.a.1    
All rates
View interest rates
View interest rates
View interest rates

Rates

Account type
Standard variable rate

Flexi Saver

 

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0.01% p.a.1 balances up to $5 million

Serious Saver

 

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0.15% p.a.3 balances up to $1 million

Term Deposit

 

Apply now

 
Account type
4 Month Introductory Variable Rate on balances up to $1 million

Flexi Saver

 

Apply now

 

Serious Saver

 

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2.10% p.a.3

Term Deposit

 

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Account type
Bonus Variable Rate Uplift Applies

Flexi Saver

 

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1.24% p.a.1

Serious Saver

 

Apply now

 

Term Deposit

 

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Account type
All rates

Flexi Saver

 

Apply now

View interest rates

Serious Saver

 

Apply now

View interest rates

Term Deposit

 

Apply now

View interest rates

Details

Account type

Flexi Saver

 

Apply now

Serious Saver

 

Apply now

Term Deposit

 

Apply now

Minimum opening balance
$0
$0
$5,000
Minimum ongoing balance
$0
$0
 
Monthly account fee
$0
$0
$0
Foreign currency available
 
Monthly bonus does not
apply to foreign currency accounts
   
Number of transactions per month at no charge Unlimited
Unlimited
Note: no interest is paid in months where you withdraw from the account2
 
Fee for excess transactions
     

Details

Account type
Minimum opening balance

Flexi Saver

 

Apply now

$0

Serious Saver

 

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$0

Term Deposit

 

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$5,000
Account type
Minimum ongoing balance

Flexi Saver

 

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$0

Serious Saver

 

Apply now

$0

Term Deposit

 

Apply now

 
Account type
Monthly account fee

Flexi Saver

 

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$0

Serious Saver

 

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$0

Term Deposit

 

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$0
Account type
Foreign currency available

Flexi Saver

 

Apply now

 
Monthly bonus does not
apply to foreign currency accounts

Serious Saver

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
Number of transactions per month at no charge

Flexi Saver

 

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Unlimited

Serious Saver

 

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Unlimited
Note: no interest is paid in months where you withdraw from the account2

Term Deposit

 

Apply now

 
Account type
Fee for excess transactions

Flexi Saver

 

Apply now

 

Serious Saver

 

Apply now

 

Term Deposit

 

Apply now

 

Account access

Account type

Flexi Saver

 

Apply now

Serious Saver

 

Apply now

Term Deposit

 

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Branch
 
 
 
Online Banking
 
 
 
Phone Banking
 
 
 
eStatements available
     

Account access

Account type
Branch

Flexi Saver

 

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Serious Saver

 

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Term Deposit

 

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Account type
Online Banking

Flexi Saver

 

Apply now

 

Serious Saver

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
Phone Banking

Flexi Saver

 

Apply now

 

Serious Saver

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
eStatements available

Flexi Saver

 

Apply now

 

Serious Saver

 

Apply now

 

Term Deposit

 

Apply now

 

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  1. Monthly Bonus is valid as at 30 March 2020 and subject to change. Variable rates current as at 30 March 2020 and subject to change. No interest is incurred on balances over AUD$ 5 million. Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month
  2. Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, will lead to no interest being applied for the month of January.
  3. Introductory offer is available from 21 August 2018 and will only be applied to the first Serious Saver account opened with HSBC. After the introductory period the standard interest rate applies, currently 0.15% p.a. No interest is payable for balances over $1,000,000. Maximum one Serious Saver Account per customer. Rates current as at 8 May 2020, both introductory and standard rate subject to change at any time. HSBC Serious Saver applicants must be individuals aged 18+.

Other fees and charges may apply. Please refer to the Personal Financial Services Charges - your guide (PDF, 184 KB) for details on all charges. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.