Compare and find the Best HSBC Savings Account For You

Flexi Saver Account

Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate.

Apply now for a flexi saver This link will open in a new window

Serious Saver Account

A savings account with a great interest rate.

Apply now for a serious saver This link will open in a new window

Term Deposit Account

A term deposit account with a fixed rate for your short or long term investment.

Log on and apply for a term deposit This link will open in a new window

Features
Account type	Flexi Saver Apply now	Serious Saver Apply now	Term Deposit Apply now
Features	A savings account with a monthly bonus¹ when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.	Perfect incentive to keep saving by rewarding you with a great interest rate every month you don't make a withdrawal.²	Best suited to savers wanting a fixed interest rate for a fixed term.

Features
Account type	Features
Flexi Saver Apply now	A savings account with a monthly bonus¹ when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.
Serious Saver Apply now	Perfect incentive to keep saving by rewarding you with a great interest rate every month you don't make a withdrawal.²
Term Deposit Apply now	Best suited to savers wanting a fixed interest rate for a fixed term.

Rates
Account type	Flexi Saver Apply now	Serious Saver Apply now	Term Deposit Apply now
Standard variable rate	0.01% p.a.¹ balances up to $5 million	0.15% p.a.³ balances up to $1 million
4 Month Introductory Variable Rate on balances up to $1 million		2.10% p.a.³
Bonus Variable Rate Uplift Applies	1.24% p.a.¹
All rates	View interest rates	View interest rates	View interest rates

Rates
Account type	Standard variable rate
Flexi Saver Apply now	0.01% p.a.¹ balances up to $5 million
Serious Saver Apply now	0.15% p.a.³ balances up to $1 million
Term Deposit Apply now

Account type	4 Month Introductory Variable Rate on balances up to $1 million
Flexi Saver Apply now
Serious Saver Apply now	2.10% p.a.³
Term Deposit Apply now

Account type	Bonus Variable Rate Uplift Applies
Flexi Saver Apply now	1.24% p.a.¹
Serious Saver Apply now
Term Deposit Apply now

Account type	All rates
Flexi Saver Apply now	View interest rates
Serious Saver Apply now	View interest rates
Term Deposit Apply now	View interest rates

Details
Account type	Flexi Saver Apply now	Serious Saver Apply now	Term Deposit Apply now
Minimum opening balance	$0	$0	$5,000
Minimum ongoing balance	$0	$0
Monthly account fee	$0	$0	$0
Foreign currency available	Monthly bonus does notapply to foreign currency accounts
Number of transactions per month at no charge	Unlimited	Unlimited Note: no interest is paid in months where you withdraw from the account²
Fee for excess transactions

Details
Account type	Minimum opening balance
Flexi Saver Apply now	$0
Serious Saver Apply now	$0
Term Deposit Apply now	$5,000

Account type	Minimum ongoing balance
Flexi Saver Apply now	$0
Serious Saver Apply now	$0
Term Deposit Apply now

Account type	Monthly account fee
Flexi Saver Apply now	$0
Serious Saver Apply now	$0
Term Deposit Apply now	$0

Account type	Foreign currency available
Flexi Saver Apply now	Monthly bonus does notapply to foreign currency accounts
Serious Saver Apply now
Term Deposit Apply now

Account type	Number of transactions per month at no charge
Flexi Saver Apply now	Unlimited
Serious Saver Apply now	Unlimited Note: no interest is paid in months where you withdraw from the account²
Term Deposit Apply now

Account type	Fee for excess transactions
Flexi Saver Apply now
Serious Saver Apply now
Term Deposit Apply now

Account access
Account type	Flexi Saver Apply now	Serious Saver Apply now	Term Deposit Apply now
Branch
Online Banking
Phone Banking
eStatements available

Account access
Account type	Branch
Flexi Saver Apply now
Serious Saver Apply now
Term Deposit Apply now

Account type	Online Banking
Flexi Saver Apply now
Serious Saver Apply now
Term Deposit Apply now

Account type	Phone Banking
Flexi Saver Apply now
Serious Saver Apply now
Term Deposit Apply now

Account type	eStatements available
Flexi Saver Apply now
Serious Saver Apply now
Term Deposit Apply now

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Foreign Currency Flexi Saver

Save in foreign currencies with flexible access to your savings account when you need it.

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Foreign Currency Term Deposit

Have the certainty of a fixed rate that can be fixed from 30 days to 12 months.

Compare all foreign currency accounts View HSBC Compare Foreign Currency Accounts

Monthly Bonus is valid as at 30 March 2020 and subject to change. Variable rates current as at 30 March 2020 and subject to change. No interest is incurred on balances over AUD$ 5 million. Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month
Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, will lead to no interest being applied for the month of January.
Introductory offer is available from 21 August 2018 and will only be applied to the first Serious Saver account opened with HSBC. After the introductory period the standard interest rate applies, currently 0.15% p.a. No interest is payable for balances over $1,000,000. Maximum one Serious Saver Account per customer. Rates current as at 8 May 2020, both introductory and standard rate subject to change at any time. HSBC Serious Saver applicants must be individuals aged 18+.

Other fees and charges may apply. Please refer to the Personal Financial Services Charges - your guide (PDF, 184 KB) for details on all charges. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

Compare Savings Accounts

Flexi Saver Account

Serious Saver Account

Term Deposit Account

Features

Features

Rates

Rates

Details

Details

Account access

Account access

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Compare transaction accounts

Compare foreign currency accounts

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