Top of main content

Compare Savings Accounts

Whether you're saving for the future or something fun, here are some savings accounts to help you reach your goals. Compare and find the best account for your needs.

Compare account features and terms

Features and conditions comparison for Saving Accounts
 

Flexi Saver

 

Apply now

Serious Saver

 

Apply now

Term Deposit

 

Apply now
Features

A savings account with a

monthly bonus1 and easy

access to your money

anytime.

Perfect incentive to keep

saving by rewarding you

with a great interest rate

every month2 you don't

make a withdrawal

Best suited to savers

wanting a fixed interest rate

for a fixed term.
Rates
      
Standard variable rate
 1.25% p.a.1
balances up to $5 million

1.40% p.a.3
balances up to $1 million
Earn interest every month

you don't make a

withdrawal between 28th of

one month to 27th of the

following month2.

 

 

 

—

Introductory Variable Rate

on balances up to $1 million

 

—

3.10% p.a.3Earn interest

every month you don't

make a withdrawal between

28th of one month to 27th

of the following month2.

 

—
Bonus Variable Rate
Applies
  
See details
 —
 —
All rates
 View interest rates
 View interest rates
 View interest rates
Details
      
Minimum opening balance
 $0
 $0
 $5,000
Minimum ongoing balance
 $0
 $0
 —
Monthly account fee
 $0
 $0
 $0
Foreign currency available

 

Monthly bonus does not

apply to foreign currency

—

  
Account Access
      
Branch
  
 —
  
Online Banking
  
  
  
Phone Banking
  
  
  

Number of transactions per

month at no charge

 Unlimited

Unlimited
Note no interest is paid in

months where you withdraw

from the account.

 —
Fee for excess transactions
 —
 —
 —
eStatements available
  
  
 —
  Flexi Saver Serious Saver Term Deposit
 

Apply now

 

Find out more

Apply now

 

Find out more

Apply now

 

Find out more

Terms & Conditions

Expanded press enter to collapse Collapsed press enter to expand

1 Monthly Bonus is valid as at 14 January 2019 and subject to change. Variable rates current as at 14 January 2019 and subject to change. No interest is incurred on balances over AUD$ 5 million.

2 Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, may lead to no interest being applied for the month of January.

3 Introductory offer is available from 21 August 2018 and will only be applied to the first Serious Saver account opened with HSBC. After the introductory period the standard interest rate applies, currently 1.40% p.a. No interest is payable for balances over $1,000,000. Maximum one Serious Saver Account per customer. Rates current as at 14 January 2019, both introductory and standard rate subject to change at any time. HSBC Serious Saver applicants must be individuals aged 18+.

Other fees and charges (PDF, 184 KB) may apply. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.