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A person standing on road; image used for HSBC Saving Accounts Comparison

Compare Savings Accounts

Whether you're saving for the future or something fun, here are some savings accounts to help you reach your goals. Compare and find the best account for your needs.

Features

Account type

HSBC Bonus Savings Account

 

Apply now

HSBC Everyday Savings Account

 

Apply now

Term Deposit

 

Apply now

Features

A savings account with a monthly bonus1 when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.

Perfect incentive to keep saving by rewarding you with a great introductory interest rate for the first 3 months.2
Best suited to savers wanting a fixed interest rate for a fixed term.

Features

Account type
Features

HSBC Bonus Savings Account

 

Apply now

A savings account with a monthly bonus1 when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.

HSBC Everyday Savings Account

 

Apply now

Perfect incentive to keep saving by rewarding you with a great introductory interest rate for the first 3 months.2

Term Deposit

 

Apply now

Best suited to savers wanting a fixed interest rate for a fixed term.

Rates

Account type

HSBC Bonus Savings Account

 

Apply now

HSBC Everyday Savings Account

Apply now

Term Deposit

 

Apply now

Standard variable rate
0.05% p.a.1 balances up to $5 million
0.15% p.a.2 balances up to $1 million  
3 Month Introductory Variable Rate on balances up to $1 million

 

0.30% p.a.2  
Bonus Variable Rate Uplift Applies
0.20% p.a.1    
All rates
View interest rates
View interest rates
View interest rates

Rates

Account type
Standard variable rate

HSBC Bonus Savings Account

 

Apply now

0.05% p.a.1 balances up to $5 million

HSBC Everyday Savings Account

Apply now

0.15% p.a.2 balances up to $1 million

Term Deposit

 

Apply now

 
Account type
3 Month Introductory Variable Rate on balances up to $1 million

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

Apply now

0.30% p.a.2

Term Deposit

 

Apply now

 
Account type
Bonus Variable Rate Uplift Applies

HSBC Bonus Savings Account

 

Apply now

0.20% p.a.1

HSBC Everyday Savings Account

Apply now

 

Term Deposit

 

Apply now

 
Account type
All rates

HSBC Bonus Savings Account

 

Apply now

View interest rates

HSBC Everyday Savings Account

Apply now

View interest rates

Term Deposit

 

Apply now

View interest rates

Details

Account type

HSBC Bonus Savings Account

 

Apply now

HSBC Everyday Savings Account

 

Apply now

Term Deposit

 

Apply now

Minimum opening balance
$0
$0
$5,000
Minimum ongoing balance
$0
$0
 
Monthly account fee
$0
$0
$0
Foreign currency available
 
Monthly bonus does not
apply to foreign currency accounts
   
Number of transactions per month at no charge Unlimited
Unlimited
 
Fee for excess transactions
     

Details

Account type
Minimum opening balance

HSBC Bonus Savings Account

 

Apply now

$0

HSBC Everyday Savings Account

 

Apply now

$0

Term Deposit

 

Apply now

$5,000
Account type
Minimum ongoing balance

HSBC Bonus Savings Account

 

Apply now

$0

HSBC Everyday Savings Account

 

Apply now

$0

Term Deposit

 

Apply now

 
Account type
Monthly account fee

HSBC Bonus Savings Account

 

Apply now

$0

HSBC Everyday Savings Account

 

Apply now

$0

Term Deposit

 

Apply now

$0
Account type
Foreign currency available

HSBC Bonus Savings Account

 

Apply now

 
Monthly bonus does not
apply to foreign currency accounts

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
Number of transactions per month at no charge

HSBC Bonus Savings Account

 

Apply now

Unlimited

HSBC Everyday Savings Account

 

Apply now

Unlimited

Term Deposit

 

Apply now

 
Account type
Fee for excess transactions

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 

Account access

Account type

HSBC Bonus Savings Account

 

Apply now

HSBC Everyday Savings Account

 

Apply now

Term Deposit

 

Apply now

Branch
 
 
 
Online Banking
 
 
 
Phone Banking
 
 
 
eStatements available
     

Account access

Account type
Branch

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
Online Banking

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
Phone Banking

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 
Account type
eStatements available

HSBC Bonus Savings Account

 

Apply now

 

HSBC Everyday Savings Account

 

Apply now

 

Term Deposit

 

Apply now

 

You might be interested in

A Hiker with backpack squatting on top of a mountain and enjoying the view; image used for HSBC Australia Everyday Global Account page.

Earn up to 2% cashback on tap and pay for eligible purchases under $100

eating sushi; image used for HSBC Australia Day to Day Account.

Designed to make banking with HSBC even more helpful, all day, every day.

  1. No interest is incurred on the portion of balances over AUD $5,000,000 or equivalent. Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month. Both the monthly Bonus rate and the base rate are variable and are subject to change. Current rates can be viewed by visiting hsbc.com.au/accounts/savings/ Monthly Bonus rate applies for the month the eligibility criteria is met, calculated from the first business day of that month. Interest is calculated daily on the total balance and paid monthly, on the first business day of the following month.
  2. No interest is payable for balances over $1,000,000. Introductory offer will only be applied to your first HSBC Everyday Savings account opened with HSBC or if your previous HSBC Everyday Savings account was closed more than 12 months ago. After the introductory period, the ongoing standard variable interest rate applies. Both introductory and standard rate are variable and are subject to change at any time. Current rates can be viewed by visiting hsbc.com.au/accounts/savings/ . Interest is calculated daily on the total balance and paid monthly, on the first business day of the following month. Maximum one HSBC Everyday Savings account per customer at any one time. HSBC Everyday Savings applicants must be aged 18+

Other banking services fees and charges may apply. Please refer to the Personal Banking Booklet (PDF, 1.50 MB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.