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Refinance your home loan

We’re no longer accepting applications.

 

If you already have an HSBC home loan, please visit our Important notices page to find out more.

Feel at home with fuss-free refinancing

When you refinance your home loan with us, we'll help you find a competitive rate to reduce your repayments. We can also discuss strategies with you that can help you pay off your loan and build up your equity faster. 

Why choose HSBC?

Find the loan that's right for you

Get competitive rates and features that suit your needs across a range of loans

Select from many different options

Choose from flexible loan options with a range of fixed and variable home loans

We're always on hand to help

Get support from a dedicated home loan manager who can guide you through every step of the journey

Explore our home loan options

Home Value Loan  

Enjoy a competitive variable rate home loan with no monthly fees and unlimited extra repayments.

Owner occupied interest rate[@loans-home-value-offer], principal and interest, LVR 60% or less
 

5.99% p.a.
 

Comparison rate[@mortgages-comparison-warning]
 

6.00% p.a.

Standard Variable Rate Home Loan  

Make extra payments as often as you like, and combine your loan with an offset account to save on interest.

Owner occupied interest rate[@mortgages-standard-variable], principal and interest with package[@mortgages-home-loan-package], 60% LVR or less

 

6.14% p.a.

 

Comparison rate[@mortgages-comparison-warning]

 

6.51% p.a.

Fixed Rate Home Loan  

Lock in a competitive fixed rate and enjoy the certainty of consistent repayments.

2 year owner occupied fixed rate[@borrowing-from-50k-fixed-rate], principal and interest with package[@mortgages-home-loan-package], 60% LVR or less

 

6.39%p.a.Footnote link 4

 

Comparison rate[@mortgages-comparison-warning]

 

6.65% p.a.

You might also be interested in

What is refinancing?  

Find out what it means to refinance your home and how you could benefit.

Should you refinance your home loan?  

Learn more about the benefits of refinancing your home loan, and how to get started.

How does refinancing work?  

A step-by-step guide to refinancing a home loan.

How long does it take to refinance a home loan?  

Find out the expected timeline for refinancing your home loan and what you can do to speed it up.

Important information

Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australian Credit Licence 232595. Home Loan Terms (PDF), Personal Banking Booklet (PDF), Fees and Charges (PDF) and lending criteria apply. See Target Market Determinations for our products.
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