Platinum Card
For people who want the best, including access to a host of benefits.
Platinum Qantas Card
The Qantas frequent flyer credit card that gives you Qantas points.
Premier Card
The Premier World Mastercard is accepted at over 32 million locations worldwide.
Offers
Details |
Platinum Credit Card |
Platinum Qantas Credit Card |
Low Rate Credit Card |
Premier World Mastercard® |
---|---|---|---|---|
Annual Credit Card Fee* | $129 (unless waived1) | $99 |
$99 |
Rewards Plus2 - $0 Qantas Rewards13 - $99 |
Additional Cardholder Fee* |
$0 |
$0 |
$0 |
$0 |
Minimum Credit Limit |
$6,000 |
$6,000 |
$1,000 |
$10,0008 |
Balance Transfer offer^ |
0% p.a. for 26 months4 (1% balance transfer fee applies11) | 0% p.a. for 12 months4 with No BT Fee |
0% p.a. for 20 months4 (a 2% balance transfer fee applies11) |
5.99% p.a. for 6 months4 with No BT Fee |
Details |
Annual Credit Card Fee* |
---|---|
Platinum Credit Card |
$129 (unless waived1) |
Platinum Qantas Credit Card |
$99 |
Low Rate Credit Card |
$99 |
Premier World Mastercard® |
Rewards Plus2 - $0 Qantas Rewards13 - $99 |
Details |
Additional Cardholder Fee* |
Platinum Credit Card |
$0 |
Platinum Qantas Credit Card |
$0 |
Low Rate Credit Card |
$0 |
Premier World Mastercard® |
$0 |
Details |
Minimum Credit Limit |
Platinum Credit Card |
$6,000 |
Platinum Qantas Credit Card |
$6,000 |
Low Rate Credit Card |
$1,000 |
Premier World Mastercard® |
$10,0008 |
Details |
Balance Transfer offer^ |
Platinum Credit Card |
0% p.a. for 26 months4 (1% balance transfer fee applies11) |
Platinum Qantas Credit Card |
0% p.a. for 12 months4 with No BT Fee |
Low Rate Credit Card |
0% p.a. for 20 months4 (a 2% balance transfer fee applies11) |
Premier World Mastercard® |
5.99% p.a. for 6 months4 with No BT Fee |
Offers available to new, approved HSBC credit cardholders. HSBC may change or end these offers at any time. Please see full terms and conditions below.
*other fees and charges apply
^ from non-HSBC credit cards on application (reverting to the variable cash advance rate)
Rewards
Details |
Platinum Credit Card | Platinum Qantas Credit Card | Low Rate Credit Card | Premier World Mastercard® |
---|---|---|---|---|
Rewards program |
Rewards Plus2 |
Qantas Frequent Flyer Program3 |
Choice of Rewards Plus2 or Qantas Rewards13 |
|
Points earned per dollar |
Earn 2 HSBC Rewards Points2 for every dollar spent on eligible international purchases5 and 1 HSBC Reward Point2 for all other eligible purchases5 (capped at 10,000 HSBC Rewards Plus Points per statement period). |
Earn 1 Qantas Point3 per $1 spent up to $1,000 per statement period on eligible purchases made in Australia and overseas.
Every $1 spent thereafter will earn 0.5 Qantas Points3 up to a total of 7,500 |
HSBC Rewards Plus - Earn 1 HSBC Reward Point2 for every dollar spent on eligible domestic purchases5 and 1.5 HSBC Rewards Points2 on eligible international purchases (point capping applies).
HSBC Qantas Rewards - Earn 1 Qantas Point13 for every dollar spent on eligible purchases5 (point capping applies). |
Details |
Rewards program |
---|---|
Platinum Credit Card |
Rewards Plus2 |
Platinum Qantas Credit Card |
Qantas Frequent Flyer Program3 |
Low Rate Credit Card | |
Premier World Mastercard® |
Choice of Rewards Plus2 or Qantas Rewards13 |
Details |
Points earned per dollar |
Platinum Credit Card |
Earn 2 HSBC Rewards Points2 for every dollar spent on eligible international purchases5 and 1 HSBC Reward Point2 for all other eligible purchases5 (capped at 10,000 HSBC Rewards Plus Points per statement period). |
Platinum Qantas Credit Card |
Earn 1 Qantas Point3 per $1 spent up to $1,000 per statement period on eligible purchases made in Australia and overseas.
Every $1 spent thereafter will earn 0.5 Qantas Points3 up to a total of 7,500 |
Low Rate Credit Card | |
Premier World Mastercard® |
HSBC Rewards Plus - Earn 1 HSBC Reward Point2 for every dollar spent on eligible domestic purchases5 and 1.5 HSBC Rewards Points2 on eligible international purchases (point capping applies).
HSBC Qantas Rewards - Earn 1 Qantas Point13 for every dollar spent on eligible purchases5 (point capping applies). |
Features
Details |
Platinum Credit Card | Platinum Qantas Credit Card | Low Rate Credit Card | Premier World Mastercard® |
---|---|---|---|---|
HSBC Instant Savings |
||||
Complimentary Insurance |
Domestic and International Travel Insurance |
Domestic and International Travel Insurance |
Domestic Travel Insurance | Domestic and International Travel Insurance |
HSBC My Card Controls |
||||
Mobile Payments12 |
||||
Complimentary Lounge Passes |
||||
home&Away Privilege Program9 |
||||
Visa Premium benefits |
||||
World Program |
Details |
HSBC Instant Savings |
---|---|
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
Complimentary Insurance |
Platinum Credit Card |
Domestic and International Travel Insurance |
Platinum Qantas Credit Card |
Domestic and International Travel Insurance |
Low Rate Credit Card | Domestic Travel Insurance |
Premier World Mastercard® |
Domestic and International Travel Insurance |
Details |
HSBC My Card Controls |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
Mobile Payments12 |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
Complimentary Lounge Passes |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
home&Away Privilege Program9 |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
Visa Premium benefits |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
World Program |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® |
Interest rates
Details |
Platinum Credit Card | Platinum Qantas Credit Card | Low Rate Credit Card | Premier World Mastercard® |
---|---|---|---|---|
Variable Interest Rate on Purchases |
19.99% p.a. |
19.99% p.a. |
12.99% p.a. |
19.99% p.a. |
Variable Interest Rate on Cash Advances |
21.99% p.a. |
21.99% p.a. |
25.99% p.a. |
21.99% p.a. |
Interest Free period on purchases* |
||||
Interest Free on in-store purchases^ |
Details |
Variable Interest Rate on Purchases |
---|---|
Platinum Credit Card |
19.99% p.a. |
Platinum Qantas Credit Card |
19.99% p.a. |
Low Rate Credit Card |
12.99% p.a. |
Premier World Mastercard® |
19.99% p.a. |
Details |
Variable Interest Rate on Cash Advances |
Platinum Credit Card |
21.99% p.a. |
Platinum Qantas Credit Card |
21.99% p.a. |
Low Rate Credit Card |
25.99% p.a. |
Premier World Mastercard® |
21.99% p.a. |
Details |
Interest Free period on purchases* |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® | |
Details |
Interest Free on in-store purchases^ |
Platinum Credit Card | |
Platinum Qantas Credit Card | |
Low Rate Credit Card | |
Premier World Mastercard® |
* Up to 55 days interest-free on purchases6 (when you pay the full balance excluding any balance transfer, cash transfer, and promotional purchases, by the due date each month)
^ Ability to make interest free purchases7 of up to 5 years at over 1,000 participating retail outlets across Australia. (Minimum purchases apply. Interest rate reverts to the cash advance rate after the promotional period).
You might be interested in

Platinum Card
For people who want the best, including access to a host of benefits.

Platinum Qantas Card
The Qantas frequent flyer credit card that gives you Qantas points.

Low Rate Card
The low rate card that provides real value.

Premier Card
The Premier World Mastercard is accepted at over 32 million locations worldwide.