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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Annual fee

Balance transfer introductory rate

At the end of the promotional period, outstanding balance transfers will revert to the cash advance rate.

Fee for balance transfer introductory rate

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

Can you apply?

Quick check

You can check the full eligibility criteria later. You'll also need a good credit rating.


Welcome benefits

Terms and conditions apply.

Additional benefits

Terms and conditions apply.


Terms and conditions apply

Rates and fees

Purchase rate

Cash advance rate

Minimum credit limit

Annual fee

Interest Free Period

Minimum repayments

Late Payment Fee

What's next?

Please read the full product information before you apply.


Important information

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595.


Offers available to new, approved HSBC credit cardholders. Offers are not available on product transfers or in conjunction with any other offer. HSBC may change or end the offers at any time. Fees, charges, terms, conditions and HSBC’s lending criteria applies to all credit cards issued by HSBC. Visit or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. View Terms and conditions for full details.