Refinance to HSBC
See a world others don't and receive $3,288 cashback** when you refinance your home loan to HSBC, discover our range of fixed or variable home loans to suit your needs.
Home Value Loan
Enjoy a great variable rate and your own personal HSBC Relationship Manager to guide you through the home loan process.
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Unlimited free extra repayments
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Flexibility to redraw additional payments for free
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No ongoing monthly service fee
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Receive $3,288 cashback** when refinancing to HSBC. Minimum refinance amount applies, see terms and conditions for full details.
Promotional offer available on new borrowings from $50,000.
Promotional Offer
2.77% p.a.*
Interest Rate
2.78% p.a.
Comparison Rate
^Comparison rate warning applies
Standard Variable Rate Home Loan
Make extra payments as often as you like and combine with an offset account to save on interest; a variable rate home loan that is great for both existing properties or as a construction loan.
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100% offset account
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Flexibility to redraw additional payments for free
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A Relationship Manager to guide you through the process
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Receive $3,288 cashback** when refinancing to HSBC. Minimum refinance amount applies, see terms and conditions for full details
Promotional offer available on new borrowings from $50,000. Package eligibility applies1.
Featured rate
2.87% p.a.*
Interest rate with
Home Loan Package
3.30% p.a.
Comparison Rate
^Comparison rate warning applies
2 Year Fixed Rate Loan
Looking for some certainty? Now's the time to consider a Fixed Rate Home Loan. Be confident in what your repayments will be every month.
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Choose from one of our competitive fixed rates
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Make up to $10,000 of extra repayments a year+
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The option to split with one of our variable loans
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Receive $3,288 cashback** when refinancing to HSBC. Minimum refinance amount applies, see terms and conditions for full details.
Available on borrowings from $50,0002. Package eligibility applies1.
Featured rate
5.77% p.a.
Interest rate with
Home Loan Package
3.85% p.a.
Comparison Rate
^Comparison rate warning applies
Home Smart Loan
The Home Smart Loan offers the freedom of an equity loan plus the benefits of a variable rate principal and interest mortgage. Any additional funds that you pay into the Home Smart Loan allows you to pay off your home loan quicker.
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A debit card that gives you access to your home loan with fee free redraws on available funds
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Additional funds paid into this loan reduces interest charge
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Variable interest rate
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Receive $3,288 cashback** when refinancing to HSBC. Minimum refinance amount applies, see terms and conditions for full details.
* Promotional offer available on new borrowings from $50,000. Package eligibility applies1.
Featured rate
Owner Occupied with Principal and Interest repayment
2.92% p.a.#
Interest rate with
Home Loan Package
3.35% p.a.
Comparison Rate
^ Comparison rate warning applies
Home Equity Loan
Take advantage of the HSBC Home Equity Loan, a line of credit giving you freedom to repay only interest with no fixed term:
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Minimum repayments are interest only
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Transactional access to your home loan with fee free redraws on available funds
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No set loan term period
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A Relationship Manager to guide you through the process
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Receive $3,288 cashback** when refinancing to HSBC. Minimum refinance amount applies, see terms and conditions for full details.
*Promotional offer available on new borrowings from $50,000. Package eligibility applies1.
Featured rate
Owner Occupied with interest only repayments
3.87% p.a.#
Interest rate with
Home Loan Package
Find all our low home loan rates in one place