Building and Contents Insurance
Get protection for your home buildings and your contents by combining buildings and contents covers on the one policy.
If you take both Building and Contents insurance, here's how they can work together if the unexpected occurs:
Your house burns down. You could lose all your buildings, and everything in them. With adequate sums insured under Buildings and Contents covers, you could rebuild and replace your insured belongings.
A fire damages your kitchen. You could repair or rebuild built-in damaged parts of your kitchen, such as benchtops, with Buildings cover. Then you could replace damaged items like blinds and kitchenware under your Contents cover.
A thief smashes your window, breaks the lock and steals your belongings. You can fix the window and lock through your Buildings cover and replace the items that were stolen under your Contents cover.
A residential investment property needs to be appropriately protected. Landlord insurance can give you the confidence that your property will be looked after should something go wrong. Allianz Landlord Insurance through HSBC Bank Australia Limited covers the property and/or the contents you provide for your tenant's use.
To help you decide the cover you need, here's a brief outline of the difference between Buildings and Contents cover:
Landlord Buildings: Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks.
Landlord contents: Designed to cover items at your property – from furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant. It also covers your carpets and window furnishings.
Comprehensive Insurance: The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Property Damage: Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Terms & Conditions
- Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.