Do you meet the HSBC Accredited Investor criteria?
HSBC offers you two ways to qualify as an Accredited Investor:
Have an accountant certify your assets
To qualify as an HSBC Accredited Investor based on your assets, you will need to meet the definition of a 'wholesale investor', defined in the Corporations Act 2001. That means you need to:
- earn a gross annual income of at least $250,000 (over the last two financial years); or
- have net assets exceeding $2,500,000
This information will need to be verified by your accountant. You will also need to have investment experience, since this service is best suited to those with an understanding of financial markets.
Pass the HSBC Accredited Investor Knowledge Test
If investing is your passion and you have a deep understanding of markets and the products available, we now offer you a unique way to apply to become an Accredited Investor. By demonstrating your knowledge, expertise, and ability to assess risks, we can approve your qualification.
The HSBC Accredited Investor Knowledge Test is an industry first of its kind, developed to comply with the Corporations Act 2001. It can qualify you as a 'sophisticated investor' if you show that you can assess the features of an offer, the values of various products or services, and the risks associated with holding a product.
Our knowledge test has three key categories: product features, product performance and product risk, ensuring that a wide range of the product knowledge is covered.
You must display knowledge across a variety of areas to become accredited. Topics that are covered include:
- Fixed Income
- Structured Products
How long does the test take?
The test takes approximately 30 to 45 minutes to complete.
If you don't have enough time to complete the test in one session, your progress is saved for 30 days, so you can come back to it later.
If you fail the knowledge test, you can reattempt it again after two weeks.
To pass the test you must:
- answer 30 multiple choice questions across 5 asset classes
- get at least 80% correct for each asset class
Accredited Investor Knowledge Test
Ready to start?
Speak to someone
For the full benefits of this investment service, you first need to register for HSBC Invest, your trading hub. There you can access shares, bonds, exchange traded funds (ETFs) and managed funds (mFunds). The platform also provides cash flow visibility, allowing you to execute your investment decisions quickly.
Explore the full range of HSBC Invest features.