HSBC Platinum Credit Card

This is the card for when only the best will do. It gives you a host of benefits including a wide range of Platinum Rewards, Visa Premium Rewards and your own Concierge service.

  • 0% p.a. Balance Transfer for 22 months1 with No BT Fee

  • 2 Reward Programs

  • Annual Fee refund2

Available to new, approved customers who apply for the HSBC Platinum Credit Card by 30 April 2019. Other fees and charges apply.

Rates & Fees:

  • 0% p.a. Balance Transfer for 22 months1 with No BT Fee
  • Annual Fee refund2

HSBC Platinum Qantas Credit Card

Earn up to 1 Qantas Point per $1 spent on eligible purchases3 and $0 Annual Fee in the first year1
  • $0 Annual Fee in the first year (saving you $79)1
  • 0% p.a. Balance Transfers for 12 months
  • Earn 1 Qantas Point for every $1 spent, up to $2,500 per statement period

Rates & Fees:

  • 0% p.a. for 12 months1
  • $0 Annual Fee in the first year (saving you $79)1

HSBC Low Rate Credit Card

A low rate and a range of worthwhile extras make this a great option for anyone who appreciates real value.
  • 0% p.a. Balance Transfers for 20 months
  • Instant savings at over 4,500 stores, hotels and attractions

Rates & Fees:

  • 0% p.a. for 20 months1
  • $79 annual card fee

HSBC Premier Credit Card

The card that’s perfect for travellers, with Rewards to indulge in when you’re at home and overseas.
  • A minimum $15,000 credit limit4 and 2 Reward Programs
  • Complimentary insurance benefits
  • Instant savings at over 4,500 stores, hotels and attractions

Rates & Fees:

  • $0 annual fee (HSBC Rewards Plus)
  • $15,000 minimum credit limit4

HSBC Classic Credit Card

Take advantage of interest-free credit on major purchases of $500 or more at over 1,000 top retailers.
  • 0% p.a. interest-free shopping
  • 4.99% p.a. Balance Transfer for 15 months5.
  • Instant savings at over 4,500 stores, hotels and attractions

Rates & Fees:

  • $79 annual fee
  • 0% p.a. interest-free

Terms & Conditions

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Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders who apply by 31 March 2019 for the HSBC Low Rate Credit Card, 30 April 2019 for the HSBC Platinum Credit Card and 31 March 2019 for the HSBC Platinum Qantas Credit Card. Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 132 152. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.

HSBC Instant Savings terms and conditions apply. Visit terms and conditions for full details.

1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. Your total balance transfers must not exceed 90% of your approved credit limit. The interest rate on the balance transfer applies for 20 months for the HSBC Low Rate Credit Card, 22 months for the HSBC Platinum Credit Card and 12 months for the HSBC Platinum Qantas Credit Card. The balance transfer must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently 21.99% p.a. as at 18 February 2019 and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.

2 $129 Annual Fee will be charged on the account open date and annually on the anniversary of the account open date in each subsequent year. The annual fee will be refunded for customers who spend $6,000 on eligible purchases within the following 12 months. Refunds will be posted automatically within 30 days of eligible spend criteria being met, if your account is current and in good state. Eligible purchases exclude interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges and disputed transactions.

3 Qantas Points accrue in accordance with and are subject to the HSBC Qantas Rewards Terms and Conditions. No points are earned on interest free and other promotions, balance transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC in order to earn and redeem points. A joining fee usually applies, however HSBC has arranged for this to be waived for HSBC credit card customers opting in to HSBC Qantas Rewards who are not already Qantas Frequent Flyer members - join by visiting qantas.com/hsbcjoin. Membership and the earning and redemption of points is subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

4 HSBC Premier World Mastercard is based on a minimum credit limit of $15,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.

5 To be eligible for this special balance transfer rate, the balance transfer request must be made by completing the online form or calling HSBC. Your account must be current and in good state at the time of processing your request. The interest rate on the balance transfer applied for 15 months at 4.99% p.a. and must be from non-HSBC credit cards. After this period any balance outstanding from the balance transfer will accrue interest at the variable cash advance rate (currently 25.99% p.a. as at 15-Jan-18). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount. Full balance transfer terms and conditions apply.