Fuss free and full of flexibility
Take advantage of the HSBC Home Equity Loan, which is a line of credit that gives you the freedom to pay interest only for the life of the loan.
- Make interest only payments
- Get unlimited free redraws
- Enjoy no fixed loan periods
Owner occupied interest rate
Loan to Value Ratio (LVR) 80% or less, interest only rate[@loans-home-equity-promo-offer] with package[@mortgages-home-loan-package]
7.37% p.a.
Enjoy the benefits of our Home Loan Package, included
Benefit from our Home Loan Package, included with all Home Equity and Home Smart loans. For only $390 per year, you'll enjoy:
- $0 establishment fee
- $0 valuation fee (for standard valuations only)
- $0 settlement fee
What you get with a Home Equity Loan
Home Equity interest rates
Rate type | Interest rate[@loans-home-equity-promo-offer] |
---|---|
Owner occupied | 7.37% p.a. |
Investment | 7.57% p.a. |
Rate type | Owner occupied |
---|---|
Interest rate[@loans-home-equity-promo-offer] | 7.37% p.a. |
Rate type | Investment |
Interest rate[@loans-home-equity-promo-offer] | 7.57% p.a. |
Rates are for interest only payments, and are current as of 2 December 2024. Rates are subject to change.
Check all of our home loan interest rates and reference rates.
Fees
Fee | Details |
---|---|
Establishment fee | $0 |
Settlement fee | $0 |
Valuation fee (for standard valuations only) | $0 |
Home Loan Package fee | $390 |
Variation fee (if you make changes to your loan) | $300 |
Fee | Establishment fee |
---|---|
Details | $0 |
Fee | Settlement fee |
Details | $0 |
Fee | Valuation fee (for standard valuations only) |
Details | $0 |
Fee | Home Loan Package fee |
Details | $390 |
Fee | Variation fee (if you make changes to your loan) |
Details | $300 |
Important documents
Ready to get started?
Enquire now
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