Why choose a car loan from HSBC?
Have your heart set on a new car? Or have you been looking longingly at a second hand one?
Whatever you’re after, give yourself the best chance to get a great deal with pre-arranged finance.
By getting your Car Loan sorted first, you’ll have your finance secured so you can negotiate more confidently when buying your new car. You’ll know what your spending limit is, what your repayments will be each month, and you’ll be able to drive away faster. Borrow what you need, from $5,000 to $50,000 with flexible loans terms from 1 – 5 years.
For a limited time only
Comparison Rate
^Comparison rate warning applies
Receive funds in 3 easy steps
- Apply Online – Tell us how much you want to borrow and complete the application.
- Verify yourself online – We can verify your identity and upload your documents online.
- Receive the funds – Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.
Get a personalised interest rate
| Fee Type | Details |
|---|---|
| Fixed interest rate |
Flat rate 12.99% p.a. |
| Comparison rate (^Comparison rate warning applies) |
13.54% p.a. |
| Establishment fee |
$150 |
| Monthly account servicing fee |
$5 |
| Early termination fee1 |
$199 |
| Fee Type |
Fixed interest rate |
|---|---|
| Details |
Flat rate 12.99% p.a. |
| Fee Type |
Comparison rate (^Comparison rate warning applies) |
| Details | 13.54% p.a. |
| Fee Type |
Establishment fee |
| Details |
$150 |
| Fee Type |
Monthly account servicing fee |
| Details |
$5 |
| Fee Type |
Early termination fee1 |
| Details | $199 |
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Car Loan?
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $40,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply online
- Get a response in 60 seconds
- Track application and upload documents online
Car Loan FAQ’s
What is the interest rate on an HSBC Car Loan?
For a limited time only
Flat Rate 12.99% p.a.
Comparison Rate 13.54% p.a.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years.
Fees apply for other account services. Please refer to our current Personal Banking Booklet for full details.
What are the fees associated with an HSBC Car Loan?
The following fees apply to an HSBC Car Loan:
- $150 Establishment Fee.
- $5 Monthly Servicing Fee.
- $199 Early Termination Fee1.
These fees are applied to the loan balance and form part of your fixed monthly repayment.
How long does it take to apply for an HSBC Car Loan?
You can apply online in around 10 minutes. You will then receive a response in 60 seconds.
How quickly will I receive the funds once my Car Loan is approved?
The funds from your Car Loan finance are credited to your nominated account within 2-3 business days from the day your Car Loan gets approved.
How much do I need to earn to apply for an HSBC Car Loan?
To apply for an HSBC Car Loan you need to be earning over $40,000 p.a. and have a good credit rating. You will also need to be over 18 years old and an Australian resident.
Let's get your application started
Apply Online
By clicking on Get started, you will be taken to our online application and get a response in 60 seconds.
Want a callback?
Complete the online enquiry form and one of our
Consultants will call you back within 2 business days.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Important information
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