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Car Loan

A car loan can put you in the driver's seat of a new or used car. Apply today

Why choose a car loan from HSBC?

HSBC offers competitive interest rates for unsecured new and used car loans.

 

Drive away with your dream car today with an HSBC Car Loan.

  • Full approval

    Know you have the finance to negotiate for your car.

  • Apply online

    It only takes about 10 minutes and you'll get a response in 60 seconds.

  • Funds in just a few days

    Get your funds a couple of days after your loan is approved.

  • Finance for new cars

    Set up before you walk into the dealer, and boost your bargaining power. Borrow what you need, from $5,000 to $50,000.

  • Get a personalised rate

    Interest rates range from 9.50% to 15.99% p.a.* Complete a short form to find out your Equifax score band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.

Interest Rates

from

9.50%* p.a.

Fixed Rate

from

10.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is  true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates and fees – Car Loan

Rates and fees for a Car Loan
Fee Type Details
Fixed interest rate
from 9.50% p.a. to 15.99% p.a.*  
Comparison rate
from 10.06% p.a. to 16.53% p.a. 
Establishment fee
$150
Monthly account servicing fee
$5
Early termination fee
$199
* Rate is applicable to new applications received from: (and subject to change) 17 September 2018


The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current fees and charges guide for full details.

 

Ready to apply for an HSBC Car Loan?

Who can apply

  • Over the age of 18
  • Earn at least $40,000 p.a.
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Complete a short form to know if you are eligible & get your personalised rate 
  • Get an instant response in 60 seconds
  • Track application and upload documents online

Apply for an HSBC Car Loan

Want to talk later?

Fill in our short online enquiry form and one of our Relationship Managers will be in touch within 2 business days.

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All applications are subject to HSBC lending criteria. Terms and conditions (PDF, 262 KB), fees and charges (PDF, 185 KB) apply.

*Rates are applicable to new applications and are subject to change. Interest rates range from 9.50% p.a. to 15.99% p.a. and is based on the applicant’s individual Equifax Score Band and may be different to the lowest advertised interest rate. Early termination fee does not apply in the last 6 months of the loan term.

HSBC have partnered with Equifax who is an Australian consumer credit reporting body. When obtaining your Equifax Score band, a soft credit check is performed which will not impact your credit rating.