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Personal Loan

We’re no longer accepting applications.

 

If you already have an HSBC Personal Loan, please visit the Important notices page to learn more.  

Why choose an HSBC Personal Loan?

Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind.

 

That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.

  • Flexible loan terms from 1 - 5 years

  • Quick and easy online application

    It only takes around 10 minutes to apply.

  • Flexible loan amounts to suit your needs

    Borrow from $5,000 to $50,000.

  • Fixed set monthly repayment terms

    Set repayments to help you manage your budget.

12.99% p.a.

Flat Rate

13.54% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates and fees – Personal Loan

Fee Type

Details

Fixed interest rate

Flat rate 12.99% p.a.

Comparison rate^

 13.54% p.a.

Establishment fee

$150

Monthly account servicing fee

$5

Early termination fee1

$199

Rate is applicable to new applications received from:

(and subject to change)1

24th September 2022

Rates and fees – Personal Loan

Fee Type

Fixed interest rate

Details

Flat rate 12.99% p.a.

Fee Type

Comparison rate^

Details

 13.54% p.a.

Fee Type

Establishment fee

Details

$150

Fee Type

Monthly account servicing fee

Details

$5

Fee Type

Early termination fee1

Details

$199

Fee Type

Rate is applicable to new applications received from:

(and subject to change)1

Details

24th September 2022

^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.

Important information

Terms & Conditions 

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Fees, charges, terms & conditions apply. Visit hsbc.com.au or call 132 152.

All applications are subject to HSBC lending criteria. Personal Loan Terms (PDF, 684 KB), Personal Banking Booklet (PDF, 1.50 MB) apply. See Target Market Determinations for our products.

1 Rates are applicable to new applications and are subject to change. Early termination fee does not apply in the last 6 months of the loan term.