Why choose a car loan from HSBC?
HSBC offers competitive interest rates for unsecured new and used car loans.
Drive away with your dream car today with an HSBC Car Loan.
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Full approval
Know you have the finance to negotiate for your car.
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Apply online
It only takes about 10 minutes and you'll get a response in 60 seconds.
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Funds in just a few days
Get your funds a couple of days after your loan is approved.
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Finance for new cars
Set up before you walk into the dealer, and boost your bargaining power. Borrow what you need, from $5,000 to $50,000.
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Flexible loan terms from 1 - 5 years
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Get a personalised rate
Interest rates range from 8.50% to 16.99% p.a.1 Complete a short form to find out your Equifax score band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.
Interest Rates
from
8.50%1 p.a.
from
9.06% p.a.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates and fees – Car Loan
| Fee Type | Details |
|---|---|
| Fixed interest rate |
from 8.50% p.a. to 16.99% p.a.1 |
| Comparison rate |
from 9.06% p.a. to 17.53% p.a. |
| Establishment fee |
$150 |
| Monthly account servicing fee |
$5 |
| Early termination fee |
$199 |
| 1 Rate is applicable to new applications received from: (and subject to change) | 15 July 2019 |
| Fee Type |
Fixed interest rate |
|---|---|
| Details |
from 8.50% p.a. to 16.99% p.a.1 |
| Fee Type |
Comparison rate |
| Details |
from 9.06% p.a. to 17.53% p.a. |
| Fee Type |
Establishment fee |
| Details |
$150 |
| Fee Type |
Monthly account servicing fee |
| Details |
$5 |
| Fee Type |
Early termination fee |
| Details | $199 |
| Fee Type | 1 Rate is applicable to new applications received from: (and subject to change) |
| Details | 15 July 2019 |
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current fees and charges guide for full details.
Ready to apply for an HSBC Car Loan?
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $40,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Complete a short form to know if you are eligible & get your personalised rate
- Get an instant response in 60 seconds
- Track application and upload documents online
Apply for an HSBC Car Loan
Ready to Apply
By clicking on Get Started, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax score band and the indicative interest rate you could be eligible for.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
Important information
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