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Holiday Loan

Go on your dream holiday and make your travel budget go even further with a flexible holiday loan from HSBC. Apply Today For a HSBC holiday loan

Why choose a holiday loan from HSBC?

The best holiday offers sell out fast. But what if you don't quite have enough cash to book that amazing deal? That's where a holiday loan comes in.

  • Take a short break or a round the world tour

    Borrow from $5,000 to $50,000 

  • Make your travel budget go further

    Fixed set monthly repayment terms

  • Quick and easy online application

    It will only take around 10 minutes, and you’ll get a response in 60 seconds.

  • Get a personalised rate

    Interest rates range from 9.50% to 15.99% p.a.* Complete a short form to find out your Equifax Score Band as well as the indicative interest rate you could be eligible for, without affecting your credit rating.

Interest Rates

from 9.50% p.a.*

Fixed Rate

from 10.06% p.a.

Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates and fees – Holiday Loan

Rates and fees for a Holiday Loan
Fee Type Details

Fixed interest rate

from 9.50% p.a. to 15.99% p.a.*

Comparison rate

from 10.06% p.a. to 16.53% p.a.

Establishment fee

$150

Monthly account servicing fee

$5

Early termination fee

$199

* Rate is applicable to new applications received from:

(and subject to change)

17 September 2018


The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current fees and charges guide for full details.

Ready to apply for an HSBC Holiday Loan?

Who can apply

  • Over the age of 18
  • Earn at least $40,000 p.a.
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Complete a short form to know if you are eligible & get your personalised rate 
  • Get an instant response in 60 seconds
  • Track application and upload documents online

Apply for an HSBC Holiday Loan

Ready to Apply

By clicking on Get Started, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.

Want to talk later?

Fill in our short online enquiry form and one of our Relationship Managers will be in touch within 2 business days.

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All applications are subject to HSBC lending criteria. Terms and conditions (PDF, 262 KB), fees and charges (PDF, 185 KB) apply.

*Rates are applicable to new applications and are subject to change. Interest rates range from 9.50% p.a. to 15.99% p.a. and is based on the applicant’s individual Equifax Score Band and may be different to the lowest advertised interest rate. Early termination fee does not apply in the last 6 months of the loan term.

HSBC have partnered with Equifax who is an Australian consumer credit reporting body. When obtaining your Equifax Score Band, a soft credit check is performed which will not impact your credit rating.