Why choose a holiday loan from HSBC?
There’s nothing like the feeling of travel. Whether it’s a road trip here in Australia or a luxurious getaway around the world. When you’re planning where to go, it can really pay to have the additional funds on hand that an HSBC Holiday Loan can provide.
That way you can make the most of cheaper flights as they come up or snap up that great hotel deal. And when you’re away, that extra money means you will be prepared in case of an emergency, or you can make more of a magical location. Borrow what you need, from $5,000 to $50,000 with flexible loan terms from 1 – 5 years.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Receive funds fast in 3 easy steps
1.Apply Online
Tell us how much you want to borrow and complete the application.
2.Verify yourself online
We can verify your identity and upload your documents online.
3.Receive the funds
Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.
| Fee Type | Details |
|---|---|
Fixed interest rate |
Flat rate 12.99% p.a. |
| Comparison rate^ | $13.54% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee1 |
$199 |
| Fee Type |
Fixed interest rate |
|---|---|
| Details |
Flat rate 12.99% p.a. |
| Fee Type | Comparison rate^ |
| Details |
$13.54% p.a. |
| Fee Type |
Establishment fee |
| Details |
$150 |
| Fee Type |
Monthly account servicing fee |
| Details |
$5 |
| Fee Type |
Early termination fee1 |
| Details |
$199 |
^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Holiday Loan?
Are you eligible?
To apply for an HSBC Personal Loan, you'll need to:
- Be aged 18 years or older
- Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
- Be an Australian citizen, permanent resident, or hold an eligible visa
- Earn at least AUD40,000 per year
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply online
- Complete your application in around 10 minutes
- Track and upload documents online
Apply for an HSBC Holiday Loan
Let's get started?
Apply in around 10 minutes via online banking or the HSBC Mobile Banking app.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Important information
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