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A woman putting a mat on beach side; image used for HSBC Australia holiday loan page.

HSBC Holiday Loan

Plan your dream holiday and make your travel budget go further with a flexible holiday loan from HSBC.

Why choose a holiday loan from HSBC?

There’s nothing like the feeling of travel. Whether it’s a road trip here in Australia or a luxurious getaway around the world. When you’re planning where to go, it can really pay to have the additional funds on hand that an HSBC Holiday Loan can provide.


That way you can make the most of cheaper flights as they come up or snap up that great hotel deal. And when you’re away, that extra money means you will be prepared in case of an emergency, or you can make more of a magical location. Borrow what you need, from $5,000 to $50,000 with flexible loans terms from 1 – 5 years. 

For a limited time only

12.99% p.a.
Flat Rate
13.54% p.a.

Comparison Rate

(^Comparison rate warning applies)

Receive funds fast in 3 easy steps

1.Apply Online

Tell us how much you want to borrow and complete the application.

2.Verify yourself online

We can verify your identity and upload your documents online.

3.Receive the funds

Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.

Rates and fees – Holiday Loan

Rates and fees for a Holiday Loan
Fee Type Details

Fixed interest rate

Flat rate 12.99% p.a.

Comparison rate (^Comparison rate warning applies)

$13.54% p.a.

Establishment fee


Monthly account servicing fee


Early termination fee1


Rates and fees for a Holiday Loan
Fee Type

Fixed interest rate


Flat rate 12.99% p.a.

Fee Type Comparison rate (^Comparison rate warning applies)

$13.54% p.a.

Fee Type

Establishment fee



Fee Type

Monthly account servicing fee



Fee Type

Early termination fee1



^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.

Ready to apply for an HSBC Holiday Loan?

Are you eligible?

To apply for an HSBC Personal Loan, you'll need to:

  • Be aged 18 years or older
  • Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
  • Be an Australian citizen, permanent resident, or hold an eligible visa
  • Earn at least AUD40,000 per year
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Apply online
  • Get a response in 60 seconds
  • Track application and upload documents online

Holiday Loan FAQs

How much do I need to earn to apply for an HSBC Holiday Loan?

To apply for an HSBC Holiday Loan, you should be earning over $40,000 p.a. and have a good credit rating. You will also need to be over 18 years old and an Australian resident.

How long does it take to apply for an HSBC Holiday Loan?

You can apply online in around 10 minutes. You will then receive a response in 60 seconds.

I am having difficulty completing my HSBC Holiday Loan application form, who can I speak to for assistance?

You can use the HSBC Chat functionality on

Alternatively, you can call 1300 131 605 (Open Monday to Friday, 8am - 8pm) +61 2 9005 8114 from overseas.

How can I see how my HSBC Holiday Loan application is progressing?

To follow the progress, please click here and use your application reference code. Alternatively, you can call 132 152, or use our HSBC Chat option.

Where can I find my HSBC Holiday Loan Statements?

You can view your Holiday Loan Statements via HSBC Online Banking.

Apply for an HSBC Holiday Loan

Ready to Apply

By clicking on Get started, you will be taken to our online application and get a response in 60 seconds.

Want to talk later?

Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.

If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

Important information

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Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Fees, charges, terms & conditions apply. HSBC's lending criteria apply. Visit or call 132 152.

All applications are subject to HSBC lending criteria. Personal Loan Terms (PDF, 684 KB), Personal Banking Booklet (PDF, 1.50 MB) apply.

Rate is applicable to new applications. Early termination fee does not apply in the last 6 months of the loan term.