Why choose a holiday loan from HSBC?
There’s nothing like the feeling of travel. Whether it’s a road trip here in Australia or a luxurious getaway around the world. When you’re planning where to go, it can really pay to have the additional funds on hand that an HSBC Holiday Loan can provide.
That way you can make the most of cheaper flights as they come up or snap up that great hotel deal. And when you’re away, that extra money means you will be prepared in case of an emergency, or you can make more of a magical location. Borrow what you need, from $5,000 to $50,000 with flexible loans terms from 1 – 5 years.
Interest Rates
from
8.50% p.a.1
from
9.06% p.a.
Comparison Rate
(^Comparison rate warning applies)
Receive funds fast in 4 easy steps
1.Get your rate in a minute
Enter your details to get a personalised rate. This will not impact your credit score.
2.Apply Online
Tell us how much you want to borrow and complete the application.
3.Verify yourself online
We can verify your identity and upload your documents online.
4.Receive the funds
Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.
Rates and fees – Holiday Loan
| Fee Type | Details |
|---|---|
Fixed interest rate |
from 8.50% p.a. to 16.99% p.a.1 |
| Comparison rate(^Comparison rate warning applies) | from 9.06% p.a. to 17.53% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee |
$199 |
| Fee Type |
Fixed interest rate |
|---|---|
| Details |
from 8.50% p.a. to 16.99% p.a.1 |
| Fee Type | Comparison rate(^Comparison rate warning applies) |
| Details |
from 9.06% p.a. to 17.53% p.a. |
| Fee Type |
Establishment fee |
| Details |
$150 |
| Fee Type |
Monthly account servicing fee |
| Details |
$5 |
| Fee Type |
Early termination fee |
| Details |
$199 |
^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Holiday Loan?
Who can apply
- Must be over 18 and be an Australian resident
- Earn at least $40,000 p.a.
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Complete a short form to know if you are eligible & get your personalised rate
- Get an instant response in 60 seconds
- Track application and upload documents online
Holiday Loan FAQs
How much do I need to earn to apply for an HSBC Holiday Loan?
To apply for an HSBC Holiday Loan, you should be earning over $40,000 p.a. and have a good credit rating. You will also need to be over 18 years old and an Australian resident.
How long does it take to apply for an HSBC Holiday Loan?
You can apply online in around 10 minutes. You will then receive a response in around 60 seconds along with your indicative Holiday Loan interest rate.
I am having difficulty completing my HSBC Holiday Loan application form, who can I speak to for assistance?
You can use the Live Chat functionality on hsbc.com.au
Alternatively, you can call 1300 131 605 (Open Monday to Friday, 8am - 8pm) +61 2 9005 8114 from overseas.
How can I see how my HSBC Holiday Loan application is progressing?
Where can I find my HSBC Holiday Loan Statements?
You can view your Holiday Loan Statements via HSBC Online Banking.
Apply for an HSBC Holiday Loan
Ready to Apply
By clicking on Get started, you will be taken to a short form hosted by our partner Equifax, to determine your Equifax Score Band and the indicative interest rate you could be eligible for.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
Important information
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