HSBC Everyday Global Account

HSBC Everyday Extras

  1. HSBC Group ATMs (in Argentina and Mexico) and other ATM owners/operators may charge an ATM Operator Fee for withdrawals or balance enquiries at their ATMs.
  2. Real Time Exchange Rates will apply for certain currencies when using Online Banking and Mobile Banking to transfer between HSBC Accounts and the foreign exchange (FX) market is open (excluding weekends, currency and US holidays). When the FX market is closed on weekends (from US market close on Friday until Asia market open on Monday), the exchange rate which will apply between your HSBC Australia accounts is the exchange rate at US FX market close plus an additional weekend spread. The HSBC Daily Exchange Rate, set once a day (excluding weekends and NSW public holidays) will apply to transfers outside of HSBC Australia entered after currency cut-off times, on currency holidays and on NSW and US public holidays, and will apply for all future-dated transactions on the future date of the transaction. FX transactions are subject to foreign exchange risk associated with exchange rate movements. HSBC FX accounts should not be used for speculative purposes.
  3. Where a currency is not one of the listed currencies available on the Everyday Global Account or in the restricted currency CNY, the funds will be deducted from the AUD account and ATM withdrawals will be automatically converted into the local currency at the Visa exchange rate.
  4. HSBC Everyday Extras is a feature of the HSBC Everyday Global Account. To continue to be eligible to receive Everyday Extras you will need to deposit AUD2,000 or more into your HSBC Everyday Global Account before the last day of each calendar month. Refer to the Supplementary Product Disclosure Statement for full T&Cs.
  5. AUD100 Bonus paid to new HSBC customers who open an Everyday Global Account before 31/03/2020 and deposit AUD2,000 or more per month for 3 consecutive months within 6 months of opening the account.
  6. Terms and conditions apply to the use of Apple Pay and Google Pay. Excludes HSBC Corporate Cards. 
  7. 2% of the purchase price is paid into your Everyday Global Account (capped at AUD50 per month) when you tap and pay using Visa payWave, Apple Pay or Google Pay for eligible purchases under AUD100. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Excluded are purchases made for business, commercial or government purposes (including bus, train and ferry), cash withdrawals, foreign and non-fiat currency transfers (such as Bitcoin), travellers' cheques, money orders or money transfers, car parking and vending machine transactions, point of sale cash withdrawals, debt repayments, refunds, payment reversals, gambling and transactions between HSBC accounts. HSBC may deduct payment of the Cashback offer where you reverse or cancel a transaction.
  8. 0.4% Bonus interest is payable above the annual ongoing variable rate on HSBC Serious Saver balance up to $1,000,000. Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, may lead to no interest being applied for the month of January.