HSBC Everyday Global Account

HSBC Everyday Extras

  1. HSBC Group ATMs (in Argentina and Mexico) and other ATM owners/operators may charge an ATM Operator Fee for withdrawals or balance enquiries at their ATMs.
  2. Real time foreign exchange (FX) transactions are available 24/7 between linked HSBC Australia accounts for selected currencies using Online and Mobile Banking. Make the most of real time FX rates when the FX market is open (excluding currency holidays, NSW and US public holidays). When the market is closed set FX rates will apply to real time FX transactions, and the exchange rate will not fluctuate. If making a payment to a third party outside of HSBC Australia during currency holidays, NSW and US public holidays, the HSBC Daily Exchange Rate will apply. The HSBC Daily Exchange Rate will apply for all future-dated transactions on the future date of those transaction. The foreign exchange market is subject to risks associated with exchange rate movements. HSBC foreign currency accounts should not be used for speculative purposes. Real time FX transactions are not available to Trusts, SMSFs and non-trading accounts between 12:00am Saturday and 8:00am Monday.
  3. Where a currency is not one of the listed currencies available on the Everyday Global Account or in the restricted currency CNY¥, the funds will be deducted from the AUD$ account and ATM withdrawals will be automatically converted into the local currency at the Visa exchange rate.
  4. HSBC Everyday Extras is a feature of the HSBC Everyday Global Account. To continue to be eligible to receive Everyday Extras you will need to deposit AUD2,000 or more into your HSBC Everyday Global Account before the last day of each calendar month. Refer to the Supplementary Product Disclosure Statement for full T&Cs.
  5. AUD100 Bonus paid to new HSBC customers who open an Everyday Global Account before 31/03/2020 and deposit AUD2,000 or more per month for 3 consecutive months within 6 months of opening the account.
  6. Terms and conditions apply to the use of Apple Pay and Google Pay. Excludes HSBC Corporate Cards. 
  7. 2% of the purchase price is paid into your Everyday Global Account (capped at AUD50 per month) when you tap and pay using Visa payWave, Apple Pay or Google Pay for eligible purchases under AUD100. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Excluded are purchases made for business, commercial or government purposes (including bus, train and ferry), cash withdrawals, foreign and non-fiat currency transfers (such as Bitcoin), travellers' cheques, money orders or money transfers, car parking and vending machine transactions, point of sale cash withdrawals, debt repayments, refunds, payment reversals, gambling and transactions between HSBC accounts. HSBC may deduct payment of the Cashback offer where you reverse or cancel a transaction.
  8. 0.4% Bonus interest is payable above the annual ongoing variable rate on HSBC Serious Saver balance up to $1,000,000. Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, may lead to no interest being applied for the month of January.