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Credit Card Terms and Conditions

Terms and Conditions for HSBC Credit Cards

General Terms and Conditions

Credit Card Terms(PDF, 764 KB)

Credit Cards charges - your guide (PDF, 244 KB)

Personal Banking Booklet (PDF, 1.50 MB)

Balance Transfer Terms and Conditions (PDF, 18 KB)

Mastercard Airport Experiences provided by LoungeKey Terms and Conditions Effective from 1 October

2019 (PDF, 285 KB)


Mobile Payments Terms and Conditions

HSBC with Apple Pay Terms and Conditions (PDF, 101 KB)

HSBC with Google Pay Terms and Conditions (PDF, 71 KB)

Rewards Terms and Conditions

HSBC's Credit Card Rewards Program Terms and Conditions (PDF, 132 KB)

HSBC Platinum Qantas Rewards Terms and Conditions (PDF, 86 KB)

HSBC Premier World Mastercard - Rewards Plus Terms and Conditions (PDF, 125 KB)

HSBC Premier World Mastercard - Qantas Rewards Terms and Conditions (PDF, 149 KB)

Airport Lounge Terms and Conditions Effective from 1 October 2019 for HSBC Platinum Credit Card (PDF, 404 KB)

HSBC Instant Savings Terms and Conditions (PDF, 58 KB)

Insurance Terms and Conditions

Insurance Terms and Conditions for HSBC Platinum Credit Card (Approved before 1st November 2017) (PDF, 222 KB)

Insurance Terms and Conditions for New HSBC Platinum Credit Card and HSBC Platinum Qantas Credit Card (PDF, 248 KB)

Insurance Terms and Conditions for HSBC Premier World Mastercard and Premier Debit Card (PDF, 325 KB)

Insurance Terms and Conditions for HSBC Low Rate cardholders (PDF, 179 KB)

Insurance Terms and Conditions for HSBC Classic (Retail) cardholders (PDF, 148 KB)

Credit Card Schedules

HSBC Classic Credit Card effective 10 July 2019 (PDF, 69 KB)

HSBC Low Rate Credit Card effective 19 July 2020 (PDF, 57 KB)

HSBC Platinum Credit Card effective 19 July 2020 (PDF, 57 KB)

HSBC Platinum Qantas Credit Card effective 19 July 2020 (PDF, 57 KB)

HSBC Premier World Marstercard – Rewards Plus effective 19 July 2020 (PDF, 57 KB)

HSBC Premier World Mastercard – Qantas Rewards effective 19 July 2020 (PDF,57 KB)

Further Assistance

If you require any further assistance with these terms and conditions, please call us on 132 152 (or +61 2 9005 8511 from overseas).


More Information

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