The following credit cards are no longer on offer

Comparison table for discontinued HSBC credit cards
 

HSBC Visa Classic

HSBC Gold

HSBC Platinum
Qantas Credit Card

 

(accounts opened on or
prior to 30 November 2014)

HSBC Credit
Card

Key Features

Interest Free Period on purchases when you pay the full balance (including any balance transfer, promotional purchases and the 0% p.a. balance transfer offer above) by the due date each month

Up to 55 days1

Up to 55 days1

Up to 55 days1

Up to 55 days1

Rewards Program

Yes - HSBC Rewards Plus

Yes - HSBC Rewards Plus

Yes - HSBC Qantas Rewards

(Earn 2 Qantas Points for every $1 spent on eligible purchases overseas and 1 Qantas Point for every $1 spent on eligible purchases in Australia.)

No

home&Away Privilege Program

Yes

Yes

Yes

Yes

Additional cards for family or friends over 16 years

Yes

Yes

Yes

Yes

Additional Insurances

No

Yes

Yes

No

Other Card Benefits

2 complimentary Qantas Club lounge passes every year

No

No

Yes

No

Interest free purchases of up to 5 years at over 1,000 participating retail outlets across Australia (available at participating retailers, minimum purchases apply, reverts to the cash advance rate after the promotional period).

Yes

Yes

Yes

Yes

Online Access

Yes

Yes

Yes

Yes


Other Information

Fees and Charges (PDF, 244 KB)

Terms and Conditions (PDF, 677 KB)

APR and Annual Fees: Please refer to your statement for individual features and rates. You can review your credit card statement within credit cards online or call 132 152 to request a statement.

View our current credit card offers.

HSBC Personal Instalment Line - No longer on offer

Our Personal Instalment Line is the ideal way to buy what you want now and spread your repayments over the length of the promotional period. The Personal Instalment Line gives you the control to keep on top of your repayments and know what you have to budget for with fixed monthly payments.

Features:

  • For purchases from $1,000 to $20,000
  • Interest rate from 26.00% p.a.
  • Fixed monthly repayments
  • Repayment period of 4 years
  • No early repayment penalties
  • Establishment fee only $30.00 and low monthly service fee of $3.95
  • Easy repayments by BPAY, telephone, by mail, at Australia Post or at any HSBC branch

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. These offers are available only to existing holders of HSBC's Classic and Gold Credit Cards and are subject to the standard terms, conditions, fees and charges applicable to these products. Visit hsbc.com.au or call 132 152.

1 Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any Balance Transfer or promotional purchases) by the due date.