Compare Home Loans Interest Rate | Home Loans

Featured rates
Reference rates

Contact us

Home Value Loan

Principal + Interest for home value loan owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.24% p.a.	5.25% p.a.
LVR between 60% and 70%	5.29% p.a.	5.30% p.a.
LVR between 70% and 80%	5.34% p.a.	5.35% p.a.
LVR above 80%	5.64% p.a.	5.65% p.a.

Principal + Interest for home value loan owner occupiers
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.24% p.a.
Comparison rate^{^}	5.25% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.29% p.a.
Comparison rate^{^}	5.30% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.34% p.a.
Comparison rate^{^}	5.35% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.64% p.a.
Comparison rate^{^}	5.65% p.a.

Interest Only for home value loan owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	5.44% p.a.

Interest Only for home value loan owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.69% p.a.
Comparison rate^{^}	5.44% p.a.

View Home Value Loan for HSBC home value loan product page

Principal + Interest for home value loan investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.44% p.a.	5.45% p.a.
LVR between 60% and 70%	5.49% p.a.	5.50% p.a.
LVR between 70% and 80%	5.54% p.a.	5.55% p.a.
LVR above 80%	5.84% p.a.	5.85% p.a.

Principal + Interest for home value loan investors
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.44% p.a.
Comparison rate^{^}	5.45% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.49% p.a.
Comparison rate^{^}	5.50% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.54% p.a.
Comparison rate^{^}	5.55% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.84% p.a.
Comparison rate^{^}	5.85% p.a.

Interest Only for home value loan investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	5.61% p.a.
LVR above 80%	5.99% p.a.	5.91% p.a.

Interest Only for home value loan investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.69% p.a.
Comparison rate^{^}	5.61% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.99% p.a.
Comparison rate^{^}	5.91% p.a.

View Home Value Loan for HSBC home value loan product page.

Principal + Interest for home value loan owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.24% p.a.	5.25% p.a.
LVR between 60% and 70%	5.29% p.a.	5.30% p.a.
LVR between 70% and 80%	5.34% p.a.	5.35% p.a.
LVR above 80%	5.64% p.a.	5.65% p.a.

Principal + Interest for home value loan owner occupiers
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.24% p.a.
Comparison rate^{^}	5.25% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.29% p.a.
Comparison rate^{^}	5.30% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.34% p.a.
Comparison rate^{^}	5.35% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.64% p.a.
Comparison rate^{^}	5.65% p.a.

Interest Only for home value loan owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	5.44% p.a.

Interest Only for home value loan owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.69% p.a.
Comparison rate^{^}	5.44% p.a.

View Home Value Loan for HSBC home value loan product page

Principal + Interest for home value loan investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.44% p.a.	5.45% p.a.
LVR between 60% and 70%	5.49% p.a.	5.50% p.a.
LVR between 70% and 80%	5.54% p.a.	5.55% p.a.
LVR above 80%	5.84% p.a.	5.85% p.a.

Principal + Interest for home value loan investors
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.44% p.a.
Comparison rate^{^}	5.45% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.49% p.a.
Comparison rate^{^}	5.50% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.54% p.a.
Comparison rate^{^}	5.55% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.84% p.a.
Comparison rate^{^}	5.85% p.a.

Interest Only for home value loan investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	5.61% p.a.
LVR above 80%	5.99% p.a.	5.91% p.a.

Interest Only for home value loan investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.69% p.a.
Comparison rate^{^}	5.61% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.99% p.a.
Comparison rate^{^}	5.91% p.a.

View Home Value Loan for HSBC home value loan product page.

Standard Variable Rate (with package)^*

Principal + Interest for standard variable rate owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.39% p.a.	5.77% p.a.
LVR between 60% and 70%	5.44% p.a.	5.82% p.a.
LVR between 70% and 80%	5.49% p.a.	5.87% p.a.
LVR above 80%	5.79% p.a.	6.16% p.a.

Principal + Interest for standard variable rate owner occupiers
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.39% p.a.
Comparison rate^{^}	5.77% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.44% p.a.
Comparison rate^{^}	5.82% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.49% p.a.
Comparison rate^{^}	5.87% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.79% p.a.
Comparison rate^{^}	6.16% p.a.

Interest Only for standard variable rate owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.84% p.a.	5.94% p.a.

Interest Only for standard variable rate owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.84% p.a.
Comparison rate^{^}	5.94% p.a.

View Standard Variable Rate for HSBC Standard Variable Rate page

Principal + Interest for standard variable rate investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.59% p.a.	5.97% p.a.
LVR between 60% and 70%	5.64% p.a.	6.02% p.a.
LVR between 70% and 80%	5.69% p.a.	6.06% p.a.
LVR above 80%	5.99% p.a.	6.36% p.a.

Principal + Interest for standard variable rate investors
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.59% p.a.
Comparison rate^{^}	5.97% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.64% p.a.
Comparison rate^{^}	6.02% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.69% p.a.
Comparison rate^{^}	6.06% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.99% p.a.
Comparison rate^{^}	6.36% p.a.

Interest Only for standard variable rate investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.84% p.a.	6.10% p.a.
LVR above 80%	6.14% p.a.	6.40% p.a.

Interest Only for standard variable rate investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.84% p.a.
Comparison rate^{^}	6.10% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	6.14% p.a.
Comparison rate^{^}	6.40% p.a.

View Standard Variable Rate for HSBC Standard Variable Rate page

Principal + Interest for standard variable rate owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.39% p.a.	5.77% p.a.
LVR between 60% and 70%	5.44% p.a.	5.82% p.a.
LVR between 70% and 80%	5.49% p.a.	5.87% p.a.
LVR above 80%	5.79% p.a.	6.16% p.a.

Principal + Interest for standard variable rate owner occupiers
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.39% p.a.
Comparison rate^{^}	5.77% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.44% p.a.
Comparison rate^{^}	5.82% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.49% p.a.
Comparison rate^{^}	5.87% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.79% p.a.
Comparison rate^{^}	6.16% p.a.

Interest Only for standard variable rate owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.84% p.a.	5.94% p.a.

Interest Only for standard variable rate owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.84% p.a.
Comparison rate^{^}	5.94% p.a.

View Standard Variable Rate for HSBC Standard Variable Rate page

Principal + Interest for standard variable rate investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 60% or less	5.59% p.a.	5.97% p.a.
LVR between 60% and 70%	5.64% p.a.	6.02% p.a.
LVR between 70% and 80%	5.69% p.a.	6.06% p.a.
LVR above 80%	5.99% p.a.	6.36% p.a.

Principal + Interest for standard variable rate investors
Loan to Value ratio (LVR)	LVR 60% or less
Interest rate^~	5.59% p.a.
Comparison rate^{^}	5.97% p.a.

Loan to Value ratio (LVR)	LVR between 60% and 70%
Interest rate^~	5.64% p.a.
Comparison rate^{^}	6.02% p.a.

Loan to Value ratio (LVR)	LVR between 70% and 80%
Interest rate^~	5.69% p.a.
Comparison rate^{^}	6.06% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	5.99% p.a.
Comparison rate^{^}	6.36% p.a.

Interest Only for standard variable rate investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	5.84% p.a.	6.10% p.a.
LVR above 80%	6.14% p.a.	6.40% p.a.

Interest Only for standard variable rate investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	5.84% p.a.
Comparison rate^{^}	6.10% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^~	6.14% p.a.
Comparison rate^{^}	6.40% p.a.

View Standard Variable Rate for HSBC Standard Variable Rate page

Home Smart (with package)*

Principal + Interest for home smart owner occupiers
Loan to Value ratio (LVR)	Interest rate^*	Comparison rate^{^}
LVR 80% or less	5.49% p.a.	5.87% p.a.
LVR above 80%	5.79% p.a.	6.16% p.a.

Principal + Interest for home smart owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^*	5.49% p.a.
Comparison rate^{^}	5.87% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^*	5.79% p.a.
Comparison rate^{^}	6.16% p.a.

View Home Smart Loan for HSBC home smart product page.

Principal + Interest for home smart investors
Loan to Value ratio (LVR)	Interest rate^*	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	6.06% p.a.
LVR above 80%	5.99% p.a.	6.36% p.a.

Principal + Interest for home smart investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^*	5.69% p.a.
Comparison rate^{^}	6.06% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^*	5.99% p.a.
Comparison rate^{^}	6.36% p.a.

View Home Smart Loan for HSBC home smart product page.

Principal + Interest for home smart owner occupiers
Loan to Value ratio (LVR)	Interest rate^*	Comparison rate^{^}
LVR 80% or less	5.49% p.a.	5.87% p.a.
LVR above 80%	5.79% p.a.	6.16% p.a.

Principal + Interest for home smart owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^*	5.49% p.a.
Comparison rate^{^}	5.87% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^*	5.79% p.a.
Comparison rate^{^}	6.16% p.a.

View Home Smart Loan for HSBC home smart product page.

Principal + Interest for home smart investors
Loan to Value ratio (LVR)	Interest rate^*	Comparison rate^{^}
LVR 80% or less	5.69% p.a.	6.06% p.a.
LVR above 80%	5.99% p.a.	6.36% p.a.

Principal + Interest for home smart investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^*	5.69% p.a.
Comparison rate^{^}	6.06% p.a.

Loan to Value ratio (LVR)	LVR above 80%
Interest rate^*	5.99% p.a.
Comparison rate^{^}	6.36% p.a.

View Home Smart Loan for HSBC home smart product page.

Home Equity (with package)^*

Interest Only for home equity owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	6.62% p.a.	-

Interest Only for home equity owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	6.62% p.a.
Comparison rate^{^}	-

View Home Equity Loan for HSBC home equity product page.

Interest Only for home equity investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	6.82% p.a.	-

Interest Only for home equity investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	6.82% p.a.
Comparison rate^{^}	-

View Home Equity Loan for HSBC home equity product page.

Interest Only for home equity owner occupiers
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	6.62% p.a.	-

Interest Only for home equity owner occupiers
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	6.62% p.a.
Comparison rate^{^}	-

View Home Equity Loan for HSBC home equity product page.

Interest Only for home equity investors
Loan to Value ratio (LVR)	Interest rate^~	Comparison rate^{^}
LVR 80% or less	6.82% p.a.	-

Interest Only for home equity investors
Loan to Value ratio (LVR)	LVR 80% or less
Interest rate^~	6.82% p.a.
Comparison rate^{^}	-

View Home Equity Loan for HSBC home equity product page.

Fixed Rate Loans

Available on borrowings from $50,000. Package eligibility applies[@mortgages-home-loan-package].

Principal and interest - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.09% p.a.	5.74% p.a.
2 Year	4.99% p.a.	5.69% p.a.
3 Year	5.14% p.a.	5.70% p.a.
4 Year	5.34% p.a.	5.75% p.a.
5 Year	5.34% p.a.	5.75% p.a.

Principal and interest - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.09% p.a.
Comparison rate^{^}	5.74% p.a.

Fixed rate term	2 Year
Interest rate^#	4.99% p.a.
Comparison rate^{^}	5.69% p.a.

Fixed rate term	3 Year
Interest rate^#	5.14% p.a.
Comparison rate^{^}	5.70% p.a.

Fixed rate term	4 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.75% p.a.

Fixed rate term	5 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.75% p.a.

Principal and interest - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.14% p.a. (packaged) 5.89% p.a. (non-packaged)	5.83% p.a. (packaged) 6.77% p.a. (non-packaged)
2 Years	5.04% p.a. (packaged) 5.79% p.a. (non-packaged)	5.78% p.a. (packaged) 6.67% p.a. (non-packaged)
3 Years	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)	5.79% p.a. (packaged) 6.62% p.a. (non-packaged)
4 Years	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.83% p.a. (packaged) 6.62% p.a. (non-packaged)
5 Years	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.83% p.a. (packaged) 6.57% p.a. (non-packaged)

Principal and interest - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.14% p.a. (packaged) 5.89% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.77% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.04% p.a. (packaged) 5.79% p.a. (non-packaged)
Comparison rate^{^}	5.78% p.a. (packaged) 6.67% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	5.79% p.a. (packaged) 6.62% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.62% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.57% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.54% p.a. (packaged) 5.89% p.a. (non-packaged)	6.14% p.a. (packaged) 7.04% p.a. (non-packaged)
2 Years	5.44% p.a. (packaged) 5.79% p.a. (non-packaged)	6.10% p.a. (packaged) 6.90% p.a. (non-packaged)
3 Years	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)	6.11% p.a. (packaged) 6.83% p.a. (non-packaged)
4 Years	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.16% p.a. (packaged) 6.81% p.a. (non-packaged)
5 Years	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.16% p.a. (packaged) 6.74% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.54% p.a. (packaged) 5.89% p.a. (non-packaged)
Comparison rate^{^}	6.14% p.a. (packaged) 7.04% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.44% p.a. (packaged) 5.79% p.a. (non-packaged)
Comparison rate^{^}	6.10% p.a. (packaged) 6.90% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	6.11% p.a. (packaged) 6.83% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.16% p.a. (packaged) 6.81% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.16% p.a. (packaged) 6.74% p.a. (non-packaged)

Interest only - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.34% p.a.	5.85% p.a.
2 Year	5.24% p.a.	5.81% p.a.
3 Year	5.39% p.a.	5.82% p.a.

Interest only - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.85% p.a.

Fixed rate term	2 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.81% p.a.

Fixed rate term	3 Year
Interest rate^#	5.39% p.a.
Comparison rate^{^}	5.82% p.a.

Interest only - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.85% p.a. (packaged) 6.80% p.a. (non-packaged)
2 Years	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	5.82% p.a. (packaged) 6.72% p.a. (non-packaged)
3 Years	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)	5.83% p.a. (packaged) 6.69% p.a. (non-packaged)

Interest only - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.85% p.a. (packaged) 6.80% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	5.82% p.a. (packaged) 6.72% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.69% p.a. (non-packaged)

View Fixed Rate Loan for HSBC fixed rate product page.

Principal and interest - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.24% p.a.	5.93% p.a.
2 Year	5.14% p.a.	5.88% p.a.
3 Year	5.29% p.a.	5.88% p.a.
4 Year	5.54% p.a.	5.95% p.a.
5 Year	5.54% p.a.	5.94% p.a.

Principal and interest - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.93% p.a.

Fixed rate term	2 Year
Interest rate^#	5.14% p.a.
Comparison rate^{^}	5.88% p.a.

Fixed rate term	3 Year
Interest rate^#	5.29% p.a.
Comparison rate^{^}	5.88% p.a.

Fixed rate term	4 Year
Interest rate^#	5.54% p.a.
Comparison rate^{^}	5.95% p.a.

Fixed rate term	5 Year
Interest rate^#	5.54% p.a.
Comparison rate^{^}	5.94% p.a.

Principal and interest - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	6.02% p.a. (packaged) 6.97% p.a. (non-packaged)
2 Years	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)	5.97% p.a. (packaged) 6.85% p.a. (non-packaged)
3 Years	5.34% p.a. (packaged) 6.09% p.a. (non-packaged)	5.97% p.a. (packaged) 6.80% p.a. (non-packaged)
4 Years	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)
5 Years	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)	6.02% p.a. (packaged) 6.77% p.a. (non-packaged)

Principal and interest - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.02% p.a. (packaged) 6.97% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	5.97% p.a. (packaged) 6.85% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.34% p.a. (packaged) 6.09% p.a. (non-packaged)
Comparison rate^{^}	5.97% p.a. (packaged) 6.80% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.02% p.a. (packaged) 6.77% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)	6.33% p.a. (packaged) 7.23% p.a. (non-packaged)
2 Years	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)	6.28% p.a. (packaged) 7.09% p.a. (non-packaged)
3 Years	5.74% p.a. (packaged) 6.09% p.a. (non-packaged)	6.29% p.a. (packaged) 7.01% p.a. (non-packaged)
4 Years	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)	6.36% p.a. (packaged) 7.01% p.a. (non-packaged)
5 Years	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)	6.36% p.a. (packaged) 6.94% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.33% p.a. (packaged) 7.23% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	6.28% p.a. (packaged) 7.09% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.74% p.a. (packaged) 6.09% p.a. (non-packaged)
Comparison rate^{^}	6.29% p.a. (packaged) 7.01% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.36% p.a. (packaged) 7.01% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.36% p.a. (packaged) 6.94% p.a. (non-packaged)

Interest only - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.34% p.a.	6.02% p.a.
2 Year	5.24% p.a.	5.97% p.a.
3 Year	5.39% p.a.	5.96% p.a.
4 Year	5.64% p.a.	6.02% p.a.
5 Year	5.64% p.a.	6.01% p.a.

Interest only - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	6.02% p.a.

Fixed rate term	2 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.97% p.a.

Fixed rate term	3 Year
Interest rate^#	5.39% p.a.
Comparison rate^{^}	5.96% p.a.

Fixed rate term	4 Year
Interest rate^#	5.64% p.a.
Comparison rate^{^}	6.02% p.a.

Fixed rate term	5 Year
Interest rate^#	5.64% p.a.
Comparison rate^{^}	6.01% p.a.

Interest only - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	6.03% p.a. (packaged) 6.98% p.a. (non-packaged)
2 Years	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	5.98% p.a. (packaged) 6.88% p.a. (non-packaged)
3 Years	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)	5.98% p.a. (packaged) 6.83% p.a. (non-packaged)
4 Years	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)	6.04% p.a. (packaged) 6.86% p.a. (non-packaged)
5 Years	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Interest only - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.98% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	5.98% p.a. (packaged) 6.88% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	5.98% p.a. (packaged) 6.83% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.04% p.a. (packaged) 6.86% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Interest only - LVR above 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.33% p.a. (packaged) 7.25% p.a. (non-packaged)
2 Years	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)	6.29% p.a. (packaged) 7.11% p.a. (non-packaged)
3 Years	5.84% p.a. (packaged) 6.19% p.a. (non-packaged)	6.30% p.a. (packaged) 7.05% p.a. (non-packaged)
4 Years	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)	6.37% p.a. (packaged) 7.05% p.a. (non-packaged)
5 Years	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)	6.37% p.a. (packaged) 6.99% p.a. (non-packaged)

Interest only - LVR above 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.33% p.a. (packaged) 7.25% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.29% p.a. (packaged) 7.11% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.84% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	6.30% p.a. (packaged) 7.05% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.37% p.a. (packaged) 7.05% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.37% p.a. (packaged) 6.99% p.a. (non-packaged)

View Fixed Rate Loan for HSBC fixed rate product page.

Principal and interest - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.09% p.a.	5.74% p.a.
2 Year	4.99% p.a.	5.69% p.a.
3 Year	5.14% p.a.	5.70% p.a.
4 Year	5.34% p.a.	5.75% p.a.
5 Year	5.34% p.a.	5.75% p.a.

Principal and interest - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.09% p.a.
Comparison rate^{^}	5.74% p.a.

Fixed rate term	2 Year
Interest rate^#	4.99% p.a.
Comparison rate^{^}	5.69% p.a.

Fixed rate term	3 Year
Interest rate^#	5.14% p.a.
Comparison rate^{^}	5.70% p.a.

Fixed rate term	4 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.75% p.a.

Fixed rate term	5 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.75% p.a.

Principal and interest - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.14% p.a. (packaged) 5.89% p.a. (non-packaged)	5.83% p.a. (packaged) 6.77% p.a. (non-packaged)
2 Years	5.04% p.a. (packaged) 5.79% p.a. (non-packaged)	5.78% p.a. (packaged) 6.67% p.a. (non-packaged)
3 Years	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)	5.79% p.a. (packaged) 6.62% p.a. (non-packaged)
4 Years	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.83% p.a. (packaged) 6.62% p.a. (non-packaged)
5 Years	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.83% p.a. (packaged) 6.57% p.a. (non-packaged)

Principal and interest - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.14% p.a. (packaged) 5.89% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.77% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.04% p.a. (packaged) 5.79% p.a. (non-packaged)
Comparison rate^{^}	5.78% p.a. (packaged) 6.67% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	5.79% p.a. (packaged) 6.62% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.62% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.57% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.54% p.a. (packaged) 5.89% p.a. (non-packaged)	6.14% p.a. (packaged) 7.04% p.a. (non-packaged)
2 Years	5.44% p.a. (packaged) 5.79% p.a. (non-packaged)	6.10% p.a. (packaged) 6.90% p.a. (non-packaged)
3 Years	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)	6.11% p.a. (packaged) 6.83% p.a. (non-packaged)
4 Years	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.16% p.a. (packaged) 6.81% p.a. (non-packaged)
5 Years	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.16% p.a. (packaged) 6.74% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.54% p.a. (packaged) 5.89% p.a. (non-packaged)
Comparison rate^{^}	6.14% p.a. (packaged) 7.04% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.44% p.a. (packaged) 5.79% p.a. (non-packaged)
Comparison rate^{^}	6.10% p.a. (packaged) 6.90% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	6.11% p.a. (packaged) 6.83% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.16% p.a. (packaged) 6.81% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.16% p.a. (packaged) 6.74% p.a. (non-packaged)

Interest only - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.34% p.a.	5.85% p.a.
2 Year	5.24% p.a.	5.81% p.a.
3 Year	5.39% p.a.	5.82% p.a.

Interest only - LVR 60% or less for fixed rate loans owner occupiers with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	5.85% p.a.

Fixed rate term	2 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.81% p.a.

Fixed rate term	3 Year
Interest rate^#	5.39% p.a.
Comparison rate^{^}	5.82% p.a.

Interest only - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	5.85% p.a. (packaged) 6.80% p.a. (non-packaged)
2 Years	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	5.82% p.a. (packaged) 6.72% p.a. (non-packaged)
3 Years	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)	5.83% p.a. (packaged) 6.69% p.a. (non-packaged)

Interest only - LVR between 60% and 80% for fixed rate loans owner occupiers
Fixed rate term	1 Year
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	5.85% p.a. (packaged) 6.80% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	5.82% p.a. (packaged) 6.72% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	5.83% p.a. (packaged) 6.69% p.a. (non-packaged)

View Fixed Rate Loan for HSBC fixed rate product page.

Principal and interest - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.24% p.a.	5.93% p.a.
2 Year	5.14% p.a.	5.88% p.a.
3 Year	5.29% p.a.	5.88% p.a.
4 Year	5.54% p.a.	5.95% p.a.
5 Year	5.54% p.a.	5.94% p.a.

Principal and interest - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.93% p.a.

Fixed rate term	2 Year
Interest rate^#	5.14% p.a.
Comparison rate^{^}	5.88% p.a.

Fixed rate term	3 Year
Interest rate^#	5.29% p.a.
Comparison rate^{^}	5.88% p.a.

Fixed rate term	4 Year
Interest rate^#	5.54% p.a.
Comparison rate^{^}	5.95% p.a.

Fixed rate term	5 Year
Interest rate^#	5.54% p.a.
Comparison rate^{^}	5.94% p.a.

Principal and interest - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	6.02% p.a. (packaged) 6.97% p.a. (non-packaged)
2 Years	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)	5.97% p.a. (packaged) 6.85% p.a. (non-packaged)
3 Years	5.34% p.a. (packaged) 6.09% p.a. (non-packaged)	5.97% p.a. (packaged) 6.80% p.a. (non-packaged)
4 Years	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)
5 Years	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)	6.02% p.a. (packaged) 6.77% p.a. (non-packaged)

Principal and interest - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.02% p.a. (packaged) 6.97% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.19% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	5.97% p.a. (packaged) 6.85% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.34% p.a. (packaged) 6.09% p.a. (non-packaged)
Comparison rate^{^}	5.97% p.a. (packaged) 6.80% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.59% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.02% p.a. (packaged) 6.77% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)	6.33% p.a. (packaged) 7.23% p.a. (non-packaged)
2 Years	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)	6.28% p.a. (packaged) 7.09% p.a. (non-packaged)
3 Years	5.74% p.a. (packaged) 6.09% p.a. (non-packaged)	6.29% p.a. (packaged) 7.01% p.a. (non-packaged)
4 Years	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)	6.36% p.a. (packaged) 7.01% p.a. (non-packaged)
5 Years	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)	6.36% p.a. (packaged) 6.94% p.a. (non-packaged)

Principal and interest - LVR above 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.33% p.a. (packaged) 7.23% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.59% p.a. (packaged) 5.94% p.a. (non-packaged)
Comparison rate^{^}	6.28% p.a. (packaged) 7.09% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.74% p.a. (packaged) 6.09% p.a. (non-packaged)
Comparison rate^{^}	6.29% p.a. (packaged) 7.01% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.36% p.a. (packaged) 7.01% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.99% p.a. (packaged) 6.34% p.a. (non-packaged)
Comparison rate^{^}	6.36% p.a. (packaged) 6.94% p.a. (non-packaged)

Interest only - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.34% p.a.	6.02% p.a.
2 Year	5.24% p.a.	5.97% p.a.
3 Year	5.39% p.a.	5.96% p.a.
4 Year	5.64% p.a.	6.02% p.a.
5 Year	5.64% p.a.	6.01% p.a.

Interest only - LVR 60% or less for fixed rate loans investors with Home Loan Package
Fixed rate term	1 Year
Interest rate^#	5.34% p.a.
Comparison rate^{^}	6.02% p.a.

Fixed rate term	2 Year
Interest rate^#	5.24% p.a.
Comparison rate^{^}	5.97% p.a.

Fixed rate term	3 Year
Interest rate^#	5.39% p.a.
Comparison rate^{^}	5.96% p.a.

Fixed rate term	4 Year
Interest rate^#	5.64% p.a.
Comparison rate^{^}	6.02% p.a.

Fixed rate term	5 Year
Interest rate^#	5.64% p.a.
Comparison rate^{^}	6.01% p.a.

Interest only - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)	6.03% p.a. (packaged) 6.98% p.a. (non-packaged)
2 Years	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)	5.98% p.a. (packaged) 6.88% p.a. (non-packaged)
3 Years	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)	5.98% p.a. (packaged) 6.83% p.a. (non-packaged)
4 Years	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)	6.04% p.a. (packaged) 6.86% p.a. (non-packaged)
5 Years	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Interest only - LVR between 60% and 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.39% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.98% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.29% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	5.98% p.a. (packaged) 6.88% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.44% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	5.98% p.a. (packaged) 6.83% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.04% p.a. (packaged) 6.86% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	5.69% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.03% p.a. (packaged) 6.82% p.a. (non-packaged)

Interest only - LVR above 80% for fixed rate loans investors
Fixed rate term	Interest rate^#	Comparison rate^{^}
1 Year	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)	6.33% p.a. (packaged) 7.25% p.a. (non-packaged)
2 Years	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)	6.29% p.a. (packaged) 7.11% p.a. (non-packaged)
3 Years	5.84% p.a. (packaged) 6.19% p.a. (non-packaged)	6.30% p.a. (packaged) 7.05% p.a. (non-packaged)
4 Years	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)	6.37% p.a. (packaged) 7.05% p.a. (non-packaged)
5 Years	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)	6.37% p.a. (packaged) 6.99% p.a. (non-packaged)

Interest only - LVR above 80% for fixed rate loans investors
Fixed rate term	1 Year
Interest rate^#	5.79% p.a. (packaged) 6.14% p.a. (non-packaged)
Comparison rate^{^}	6.33% p.a. (packaged) 7.25% p.a. (non-packaged)

Fixed rate term	2 Years
Interest rate^#	5.69% p.a. (packaged) 6.04% p.a. (non-packaged)
Comparison rate^{^}	6.29% p.a. (packaged) 7.11% p.a. (non-packaged)

Fixed rate term	3 Years
Interest rate^#	5.84% p.a. (packaged) 6.19% p.a. (non-packaged)
Comparison rate^{^}	6.30% p.a. (packaged) 7.05% p.a. (non-packaged)

Fixed rate term	4 Years
Interest rate^#	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.37% p.a. (packaged) 7.05% p.a. (non-packaged)

Fixed rate term	5 Years
Interest rate^#	6.09% p.a. (packaged) 6.44% p.a. (non-packaged)
Comparison rate^{^}	6.37% p.a. (packaged) 6.99% p.a. (non-packaged)

View Fixed Rate Loan for HSBC fixed rate product page.

How to apply

New customers

New HSBC Australia customers or existing customer who do not have online banking

Enquire now about applicants details This link will open in a new window

Existing customers

Existing HSBC Australia customers with online banking

Log on and enquire online banking log on experience This link will open in a new window

^~ Promotional offer available on new borrowings from $50,000. Excludes LVR above 80%. Variable interest rate is current as at 27 October 2025 and is subject to change. Maximum loan amount is $15,000,000.

^{^} The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

* Promotional offer available on new borrowings from $50,000. Package eligibility applies. Excludes LVR above 80%. Variable interest rate is current as at 27 October 2025 and is subject to change. Maximum loan amount is $15,000,000.

^# Available on borrowings from $50,000. Package eligibility applies. Excludes LVR above 80%. Interest rate is current as at 27 October 2025 and is subject to change. Reverts to HSBC’s Standard Variable Rate. Maximum loan amount is $15,000,000.

Important information

Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australian Credit Licence 232595. Home Loan Terms (PDF), Personal Banking Booklet (PDF), Fees and Charges (PDF) and lending criteria apply. See Target Market Determinations for our products.

Home Loans Featured Interest rates

Contact us

Home Value Loan

Owner Occupiers

Investors

Standard Variable Rate (with package)*

Owner Occupiers

Investors

Home Smart (with package)*

Owner Occupiers

Investors

Home Equity (with package)*

Owner Occupiers

Investors

Fixed Rate Loans

Owner Occupiers

Investors

How to apply

New customers

Existing customers

Terms & Conditions

Standard Variable Rate (with package)^*

Home Equity (with package)^*