What is HSBC Interest Free

Interest Free finance is the easy way to buy what you want today and pay it off over an Interest Free period. You simply make your purchase in-store or online and spread your repayments for up to 60 months. With over 1,000 participating retailers, HSBC Interest Free finance gives you the flexibility to get what you want today.
HSBC Interest free logo.

What is an Interest Free period?

An Interest Free period is the easy way to buy what you want today and pay it off over time. You simply make your purchase in-store or online and spread your repayments for up to 60 months. With over 1,000 participating retailers, HSBC Interest Free gives you the flexibility to get what you want today. 

How do I take advantage of Interest Free?

Taking advantage of Interest Free is easy. 

At time of purchase

Visit one of our participating retailers, listed below, either in-store or online, choose your purchase and ask to pay using HSBC Interest Free. You will get a response on the spot and once approved you can take your purchase home or have it delivered.

Before you purchase

Apply for any of HSBC’s great range of credit cards. Then use your credit card at one of our participating retailers and let the sales staff know you want to make the purchase using HSBC Interest Free.

Already have an HSBC Credit Card?

Great. All our credit cards are eligible to be used for Interest Free. There’s no need to complete any application forms. You can simply use your available HSBC credit at any of our participating retailers, just be sure to mention you want to pay using HSBC Interest Free.

Don’t forget, while you enjoy 0% interest, minimum monthly repayments still apply (3% or $30, whichever is higher) to your Interest Free purchases.

If you don't have a HSBC credit card, find the best HSBC credit card for your needs.

Which retailers offer HSBC Interest Free?

There are over 1,000 participating retailers offering HSBC Interest Free. Whatever you’re after it’s the easy way to get what you want today. Take a look at some of our participating retailers below.

Helloworld logo.
 
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From airfares, accommodation, tours and land packages, to cruises and travel insurance, now is the time for you to take advantage of the latest deals with Helloworld Travel Network using Interest Free.

Webjet logo.
 
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Find the perfect trip and enjoy the freedom and flexibility of interest free. Available on all flights, hotels and holiday package bookings, there is an even better world of choice when it comes to payment options at Webjet.

King Furniture logo.
 
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Visit your nearest King Living Showroom today to enjoy interest free with no deposit across the award-winning range of sofas, bedroom furniture, mattresses, dining and outdoor furniture. 

Betta logo.
 
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Betta Home Living has a network of over 160 retail stores owned and operated by individual local retailers. They are a 'one stop shop for Whitegoods, TVs & Audio, Cooking, Small and Portable Appliances to Air Conditioning, and more.

Stratco logo.
 
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Be the envy of your friends and neighbours. Take the opportunity to create the perfect outdoor area for lounging, entertaining or dining.

Energy Australia logo.
 
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Solar power is a great way to help manage your energy efficiency, electricity costs, and reduce your carbon footprint.  Energy Australia make the process simple with a personalised solar solution to meet your needs.

Bing Lee logo.

Bing Lee

Bing Lee is an Australian owned family business since 1957. Operating Online and with 37 stores throughout NSW, ACT and VIC, Bing Lee pride themselves on providing honest advice and friendly customer service.

Hardy Brothers logo.
 
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Celebrating an extraordinary 165 years of artisanship, creativity and craftsmanship, Hardy Brothers Jewellers are a destination for the world’s finest jewellery and Swiss timepieces.

1. Only available at participating retailers and on specific purchases. Interest Free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at that time.  See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. T&C’s, fees and charges and lending criteria apply.