Take advantage of a lower interest rate and less upfront fees so that you can pay off your mortgage faster – all for just $390 per annum.
Features & Benefits
Lower interest rates
Benefit from an even lower rate on an eligible home loan when you choose package option.
No establishment fee, no valuation fee1 and no settlement fee.
Be guided through the home buying journey with an experienced HSBC Relationship Manager.
The HSBC Home Loan Package is available on several of our best home loans
- Standard Variable Rate home loan with a 100% offset savings account
- Fixed Rate home loans
- Home Equity Loan
- Home Smart Loan
A package requires an initial lending balance of at least $150,000
For an annual fee of $390 you will receive:
Discounts on interest rates
Eligible fixed rate and variable home loans will receive a discount off the reference rate.
- $0 Establishment Fee
- $0 Valuation Fee1
- $0 Settlement Fee
Compare Package Home Loans
Standard Variable Rate
Make extra payments as often as you like and combine with an offset account to save on interest.
Looking for some certainty? Now's time to consider a Fixed Rate Home Loan. Be confident in what your repayments will be every month.
Home Smart Loan
The freedom of an equity loan plus the benefits of a variable rate principal and interest mortgage.
Home Equity Loan
A mortgage that gives you freedom to repay only interest with no fixed term.
Information & Ideas
How much could you borrow?
Fill in some basic information like income and expenses to get an approximate idea of how much you might be able to borrow.
To be eligible for HSBC Home Loan Package, you must have minimum borrowings of $150,000 and pay the annual package fee of $390. The package fee will be deducted from the loan proceeds at settlement, and charged to the package home loan on the first business day of the loan anniversary month. Excludes non-resident applications.
- Standard valuations only.