HSBC Accredited Investor | Sophisticated Investors

HSBC AU
Investments
Accredited Investor

Become an Accredited Investor with HSBC

As an Accredited Investor, you can access exclusive wholesale investments and personalised investment services. Plus, make the most of global insights and expert guidance from our investment specialists.

Expert investment support from investment specialists

Benefit from guidance, transparency, and expert insights to help you unlock new investment opportunities.

Invest with an industry-leading platform

View your portfolio, performance and asset allocation, while enjoying easy access to charting, reports and tax statements all in the one place.

Access exclusive investments

Invest in local and international shares, funds, exchange-traded funds (ETFs), managed funds and investment-grade bonds, as well as structured products.

Stay in the know

Stay informed with regular insights and exclusive access to events and investment updates.

How HSBC's Accredited Investor service can boost returns on your investments

Unique investment opportunities

Invest in a curated selection of managed funds and investment-grade corporate and government bonds across a range of currencies
Trade local and international ETFs, with more investment products coming soon to our wrap platform
Access the power of HSBC's global network, connecting you to exclusive investment opportunities, insights and products across major markets worldwide

Work with a team of investment specialists

Enjoy access to a trusted Executive Relationship Manager: someone who knows you and your specific requirements and can support you on your investment journey
Add the support of a team of investment specialists whose expert insights and support can help you make the most of investment opportunities
Get easier access to opportunities in other markets, plus banking solutions to move money internationally in your preferred currency
Accredited Investors can apply for a streamlined upgrade to HSBC Premier[@eligibility-premier-long] status and experience the benefits of premium banking with no monthly fee

Things you need to know

Are you eligible?

There are two ways to apply to become an Accredited Investor. You can provide an accountant's certificate, or take the Accredited Investor test with us.

Find out more about how to qualify as an Accredited Investor.

What is a wholesale investor?

A wholesale investor is generally defined by their financial capacity rather than their investment experience. This classification is based on specific criteria set by the Corporations Act 2001.

To qualify as a wholesale investor, an individual or entity must meet one or more of these criteria:

Net assets: Have net assets of at least AUD2.5 million.

Income: Have a gross income of at least AUD250,000 per annum for the last two financial years.

Investment size: Invest AUD500,000 or more in a single transaction.

What is a sophisticated investor?

A sophisticated investor is a subset of wholesale investors, identified by their investment experience and understanding rather than just financial capacity.

To be classified as a sophisticated investor, an individual must have a certificate from a qualified accountant stating they meet the financial criteria of a wholesale investor and possess the requisite investment experience.

By applying to qualify for HSBC's Investment Service as a Wholesale Client/Sophisticated Investor, I understand and acknowledge:

I may lose the retail protections which are available under the Corporations Act which include but not limited to: receiving retail disclosure documents such as a Financial Services Guide or Statement of Advice; receiving retail offer documents such as a Prospectus or Product Disclosure statement; HSBC acting in your best interest; and you will not have access to HSBC's internal and external dispute resolution schemes
It is my responsibility to determine if the information provided to me is sufficient for me to make a decision about the investments under the HSBC Investment Service
All the legal and financial implications of choosing to be classified as a Wholesale Client
HSBC will not be providing me with financial advice
No HSBC employee or other person (including your accountant) or entity has influenced your decision to qualify for the HSBC Investment Service
All information I have provided is not false or misleading information
HSBC does not guarantee any wholesale services or financial products will be made available to me under the HSBC Investment Service; and
Where I am acquiring the HSBC Investment Service as a trustee (including as a director acting in the capacity of a corporate trustee) of a trust (including an SMSF), I will acquire the interest in the underlying investment in the same capacity
The accountant's certificate provided in support of an application is only valid for a period of 2 years from the date of the accountant's certificate and it is my responsibility to provide HSBC with a new accountant's certificate prior to expiry. If I fail to do so, I will no longer be recognised as a Wholesale Client and will not be eligible for the HSBC Investment Service until such time as I provide HSBC with a new certificate
All figures are in Australian dollars

Ready to get started?

Request a callback

Make an appointment to talk through our Accredited Investor Service over the phone with one of our investment specialists.

Request a callback to talk about Accredited Investor Service This link will open in a new window

Apply through online banking

If you're ready to apply, you can do so through HSBC Online Banking.

Log on and apply through HSBC Online Banking This link will open in a new window

If you need extra support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

If you still have questions you can call our Investment Desk on 1300 308 019 or (from overseas) +612 9005 8027. You can also email us on hsbcinvestmentservice@hsbc.com.au.

Accredited Investor Service

Become an Accredited Investor with HSBC

Why become an accredited investor with HSBC?

Expert investment support from investment specialists

Invest with an industry-leading platform

Access exclusive investments

Stay in the know

How HSBC's Accredited Investor service can boost returns on your investments

Unique investment opportunities

Work with a team of investment specialists

Things you need to know

Are you eligible?

Are you a wholesale investor or sophisticated investor?

Wholesale client/Sophisticated investor acknowledgement

Ready to get started?

Request a callback

Apply through online banking

Need more support with your application?

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HSBC Premier

Structured Products for HSBC Accredited Investors

HSBC Markets Desk

Important information