Why choose a Serious Saver account?
The HSBC Serious Saver Account is an online savings account with a great 3 month introductory variable interest rate and must be linked to your nominated transaction account to enable you to move money in and out.
-
No minimum or ongoing balance required
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An account that encourages you to save
Other fees and charges may apply. See our Personal Banking Booklet (pdf 1.5MB).
Rates & Fees:
- $0 Monthly account fee
- 0.30% p.a. 3 Month Introductory Variable Rate1
- 0.15% p.a. Ongoing Variable Rate
- Applies to balances up to $1 million only
- Introductory offer will be applied to the first Serious Saver account opened with HSBC or if the previous Serious Saver account was closed more than 12 months ago
Features & Benefits
Build your savings
- Build towards your savings goals with a great 3 month introductory interest rate
- Arrange for direct deposits straight into your Serious Saver account to build your savings balance
Account Access
- Online, Branch and Mobile Banking
- 24 hours a day, 7 days a week Phone Banking
- Instant transfers if your linked account is with HSBC Australia should you need to access your savings
Statements
You'll automatically receive a statement every 6 months or you can request monthly or quarterly statements.
Switch to e-Statements and e-Notifications for convenient access to your statements and account notifications via Online Banking. Switch to paperless today via Online Banking.
Rates and fees
| Fee Type | Fee Details |
|---|---|
| Monthly account fee |
$0 |
| Charges for transfers to your linked account via Phone, Mobile or Online Banking |
$0 |
Fees apply for other account services. Please refer to Transaction and Savings Accounts Terms (PDF, 1.10 MB), and Personal Banking Booklet (PDF, 1.50 MB) for full details.
Interest Rates
| Rate Type | Details |
|---|---|
| 3 Month Introductory Variable Rate | 0.30% p.a.1 |
| Ongoing Variable Rate | 0.15% p.a. |
| Introductory offer is available from |
12 April 2021 |
| Rates current as at |
22 February 2021 |
1 Introductory offer will be applied to your first Serious Saver account opened with HSBC or if your previous Serious Saver account was closed more than 12 months ago. After the introductory period, the ongoing standard variable interest rate applies. No interest is payable for balances over $1,000,000. Maximum one Serious Saver Account per customer at any one time. Rates are current as at 22 February 2021. Both introductory and standard rate are variable and are subject to change at any time. HSBC Serious Saver applicants must be aged 18+.
Apply for a Serious Saver account
New to HSBC?
Complete your application online today.
Already an HSBC customer?
Apply using the Mobile Banking App or Online Banking.
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