Unlock a world of benefits with HSBC Premier
HSBC Premier is here to help you live a life full of possibilities, whether you're investing in your future, working and travelling abroad, or simply looking to enjoy the benefits of all your hard work.
Join HSBC Premier
Find out how you can enjoy all that HSBC Premier has to offer.
HSBC Premier is here to meet all your banking needs
Experience a premium banking service, with priority global support and no monthly fees.
Worldwide Premier status and benefits – enjoy Premier status globally, not just in Australia.
Be confident your finances are in good hands, with product discounts.
Unlock everything HSBC Premier has to offer
Premier - for you
Enjoy discounted fees and priority services wherever you are in the world.
- Banking that works to your schedule, with priority servicing and support
- Access to a specialist team of Premier bankers to help you make the most of Premier, manage your banking and finances, and provide tailored solutions to your specific needs
- Discounted HSBC Home Loan Package annual fee, providing access to a reduced interest rate and waivers for settlement, establishment and valuation fees
- An exclusive range of Premier rewards, offers and partnerships, including your choice of two Premier World Mastercard^ reward programs
- Help your family prepare for their future with a Premier Children's Savings account
Premier - around the world
Unlock Premier in one country, and you can live, work and travel the Premier way around the world.
- transfer instantly between all your global HSBC accounts, free of charge via Global Transfer1
- see all of your international accounts in one place with Global View
- free overseas account opening support prior to moving or working abroad
- automatically qualify for Premier status wherever you bank with us
- request up to USD2,000 of emergency cash to be sent to any HSBC branch worldwide2
A premium account, with Premier benefits
HSBC Premier includes all the benefits, and more, from our award winning multi-currency Everyday Global Account:
Unlock even more with your Premier account
HSBC Premier gives you, and your loved ones, access to more rewards, benefits and exclusive offers than ever before.
- Earn HSBC Rewards Plus points on your everyday spend with the HSBC Rewards Plus program. Or, earn Qantas Points with the Qantas Rewards program.
- A savings account with all the benefits of HSBC Premier, available to children of HSBC Premier customers who are aged up to 30 years inclusive.
How you can unlock HSBC Premier
To qualify for HSBC Premier, you'll need to meet one of these criteria:
Option 1: regular money in
Maintain regular 'money in' deposits totalling AUD9,000 into your account each month7.
Alternatively, if you hold HSBC Premier status in another market you will be eligible for Premier in Australia.
New to HSBC Australia? Apply online
You can apply for an Everyday Global Account and HSBC Premier status at the same time.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Already an HSBC customer?
If you would like to upgrade to HSBC Premier or to find out how you can become eligible, you can call us on:
Frequently Asked Questions
Important information
Other banking services fees and charges may apply. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Personal Banking Booklet, Transaction and Savings Accounts Terms and Financial Services Guide before acquiring this product, available by calling 1300 308 008, at your local branch or at www.hsbc.com.au.
^Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders. Offers are not available on product transfers or in conjunction with any other offer. HSBC may change or end the offers at any time. Fees, charges, terms, conditions, and HSBC’s lending criteria applies to all credit cards issued by HSBC. Visit www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. View Terms and conditions for full details.
- Global Transfer allows instant transfers between your international and domestic HSBC Premier accounts, at no extra charge. Global View and Global Transfers is not available in all markets.
- You may request up to USD 2,000, and further amounts may be made available upon application, assessment, and approval by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier World Mastercard® or HSBC Premier Visa Debit Card). You can request advance information about any fees, charges and interest that may apply. HSBC will only advance these funds if the laws of the country you're in allows us to do this, and will be subject to your HSBC product terms and conditions.
- Other banking services fees and charges may apply.
- Non HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.
- You will earn 2% cashback on eligible purchases under $100 when you tap and pay with Visa payWave, Apple Pay or Google Pay™. This will be paid into your Everyday Global Account with the maximum cashback you can earn being $50 per calendar month. Eligible purchases must be made in Australian Dollars and where the merchant or its financial institution/ payment processor is registered in Australia. Purchases which are excluded for cashback include business, gambling, and government transactions (including public transport). For the full exclusion list, refer to the Transaction and Savings Account Terms.
- HSBC Everyday Extras is a feature of the HSBC Everyday Global Account. You will be eligible for Everyday Extras if you deposit at least AUD2,000 into your HSBC Everyday Global Account before the last working day of each calendar month. For more information refer to the Transaction and Savings Accounts Terms.
- This includes funds paid into any HSBC Australia transaction account, savings account, mortgage offset account or home loan account. It excludes funds deposited in foreign currency and funds transferred from another HSBC Australia account, including from another HSBC customer.
- This does not include funds held in HSBC Offset Savings account or an HSBC home loan account. Savings held in a foreign currency contributes to the AUD150,000 in savings criteria. HSBC has the discretion to determine the AUD equivalent foreign currency amount based on our own internal currency exchange rate calculation.
- For more information about HSBC Invest, visit our HSBC Invest page.
- HSBC Australia has the discretion to determine the AUD equivalent of your WorldTrader balance and when it is calculated during the month. In limited cases, deposits made into your WorldTrader account near the end of the month may not be fully reflected in the same month's eligibility review. If you believe this may impact your Premier status, please contact your Premier Relationship team for help. For more information about HSBC WorldTrader, visit our WorldTrader page.