Here are some of the special prices and rates available to you exclusively as an HSBC Premier customer.


HSBC Premier Home Loans

  • Preferential rates1 for owner occupied and investment Standard Rate, Home Equity and Home Smart loans
  • A 0.10% p.a. discount on owner occupied and investment 3 – 5 year fixed rate loans2
  • 50% on all Home Loan Variation fees


Find out more about HSBC Premier Home Loans

HSBC Premier Cash Management Account and Deposits

  • Exclusive access to the HSBC Premier Cash Management Account
  • Preferential exchange rates for foreign currency
  • Preferential Term Deposit pricing

Premier monthly service fee applies. Other fees and charges may apply.

Find out more about HSBC Premier accounts

HSBC Premier World Mastercard

  • Choose from two rewards programs - HSBC Rewards Plus ($0 annual fee) or HSBC Qantas Rewards ($99 annual fee)
  • Add additional cardholders at no extra cost
  • Shop, dine and enjoy cultural experiences for less in 40 countries
  • Minimum credit limit $15,0002

Other fees and charges apply.

Find out more about HSBC Premier World Mastercard


Discounted premiums and added benefits are available for the following insurance3

  • Travel 
  • Home & Contents and Landlord 
  • Motor Vehicle


Exclusions and eligibility criteria apply.

Find out more about HSBC Premier Insurance discounts

Personal loans

  • Preferential rate applies

Apply for HSBC Premier

New to HSBC Premier

Call us on 1300 131 605 or +61 2 9005 8114 (overseas), Monday - Friday, 8am - 8pm (AEST).

Already have HSBC Premier

Call us on 1300 301 168 or +61 2 9005 8192 (overseas) (24/7).

Or enquire online if you have access to Online Banking

More Information

You might be interested in

Tidy up room; image used for HSBC Premier home loans page.

Highly competitive rates across our full range of HSBC Premier Home Loans.

Sitting in a tent during sunset; image used for HSBC Premier Card page.

No annual fee and your choice of reward programs.

Father and daughter is playing in a park; image used for Premier insurance.

Comprehensive cover, with the added extra of worthwhile discounts as a thank you for being an HSBC Premier customer.

Graduation hats; image used for Premier deposits page.

Preferential pricing and rates for HSBC Premier accounts.

HSBC Premier eligibility criteria applies, and is set out in the HSBC Premier Personal Economy brochure (PDF, 3.58 MB). Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply. HSBC reserves the right to charge a monthly fee for the HSBC Premier service. We may vary the monthly service fee for HSBC Premier from time to time. The HSBC Premier privileges set out above are current as at June 2018 and are subject to change.

  1. Available on HSBC Premier Home Loans with new borrowings to HSBC of $50,000 or more. Discounted rates revert to HSBC's standard variable rate. Other fees and charges apply.
    The HSBC Premier preferential interest rates are subject to change. Other fees and charges, terms and conditions apply.
  2. HSBC Premier World Mastercard is based on a minimum credit limit of $15,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.
  3. Insurance policies are issued by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 (AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 234708) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and Conditions, limits and exclusions available at or by calling 1800 648 093. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. Neither HSBC nor any of its related corporations are Authorised Representatives of Allianz, Allianz Global Assistance or their related companies. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders.

Terms, conditions, fees, charges, and lending criteria apply. View details of HSBC's current personal loan rates at the time of application.