
Why choose a HSBC Everyday Global Account?
-
Everyday banking – to pay bills and deposit your salary with no monthly account fee8
-
Online shopping - in other currencies
-
Travel – leave overseas ATM and Transaction fees behind with this award winning Travel Money Account
-
Foreign currency - buy, save and spend in up to 10 currencies (including Australian dollars)
Rates & Fees:
- $0 ATM or Transaction fees7
- $0 load fees and no minimum balance

Features & Benefits
Available Currencies
- Australian Dollars (AUD$) - Control Currency
- United States Dollars (USD$)
- Great Britain Pound Sterling (GBP£)
- Euro (EUR€)
- Hong Kong Dollars (HKD$)
- Canadian Dollars (CAD$)
- Japanese Yen (JPY)
- New Zealand Dollars (NZD$)
- Singapore Dollars (SGD$)
- Renminbi (RMB¥) (currency restrictions apply)
Additional currencies to the 10 available can be accessed, with money automatically converted from your Australian dollars to the local currency.
Visa Debit Card
- Use your own money for purchases online, overseas, over the phone and by mail
- Mobile Payments5, including Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store.
- Visa payWave8 for convenient contactless purchases under $100
- Visa Zero Liability3 protection against unauthorised purchases
- Set up recurring payments on your Everyday Global Visa Debit Card for easy payment of bills
- Extra card for joint accounts
- Access to exclusive shopping offers at over 1,500 carefully selected Australian retailers. Plus special privileges at over 27,000 outlets worldwide with the home&Away Privilege Program10
Account Access
- Fee free ATM withdrawals and in store or online purchases in Australia and overseas. Some ATM operators and merchants may charge a separate fee.
- Online Real time currency exchange rates when markets are open and move money between currencies 24x74
- Online, Mobile and Phone Banking 24 hours a day, 7 days a week.
- Everyday Global Visa Debit Card
- EFTPOS
- BPAY®
- In Branch in Australia
- Telegraphic Transfers
Fees and charges
Account Service Fee |
|
---|---|
Monthly service fee |
$0 |
Transaction fees: local - per transaction |
|
Online Banking8 |
$0 |
Deposits |
$0 |
ATM Withdrawals (HSBC and non-HSBC)1 |
$0 |
EFTPOS |
$0 |
Bank@Post™(Post Office) |
$0 |
Automated Telephone Banking8 |
$0 |
BPAY® |
$0 |
International transaction fees - per transaction |
|
Overseas Transaction Fee - Cash Withdrawals from other countries |
$0 |
Important: When using your card overseas, a merchant may ask if you’d like to pay/withdraw from your Australian dollars or in the local currency. This is known as Dynamic Currency Conversion and involves your AUD$ funds being converted at the merchant bank’s exchange rate, which may not be favourable and you may end up paying more for the transaction. We recommend you ask for it to be processed in the local currency and select ‘credit’ as the account type for purchases and ‘savings’ as the account type for withdrawals. |
0% of the total value amount of each such transaction |
Refer to our fees and charges guide (PDF, 184 KB) for full account fees and charges details.
Interest rates7
Currency |
Tier 1 Amount & Rates |
Tier 2 Amount & Rates |
Tier 3 Amount & Rates |
---|---|---|---|
AUD$ |
$0 to $1,999 |
$2,000 to $8,999 |
$9,000+ |
0.00% p.a | 0.00% p.a | 0.05% p.a | |
USD$ |
$0 to $999 |
$1,000 to $5,999 |
$6,000+ |
0.00% p.a | 0.00% p.a | 0.00% p.a | |
GBP£ |
£0 to £499 |
£500 to £3,999 |
£4,000+ |
0.00% p.a | 0.00% p.a | 0.01% p.a | |
EUR€ |
€0 to €1,999 |
€2,000 to €7,999 |
€8,000+ |
0.00% p.a | 0.00% p.a | 0.00% p.a | |
HKD$ |
$0 to $9,999 |
$10,000 to $42,999 |
$43,000+ |
0.00% p.a | 0.00% p.a | 0.00% p.a | |
CAD$ |
$0 to $1,999 |
$2,000 to $7,999 |
$8,000+ |
0.00% p.a | 0.00% p.a | 0.05% p.a | |
JPY¥ |
¥0 to ¥9,999 |
¥10,000 to ¥699,999 |
¥700,000+ |
0.00% p.a | 0.00% p.a | 0.05% p.a | |
NZD$ |
$0 to $1,999 |
$2,000 to $9,999 |
$10,000+ |
0.00% p.a | 0.05% p.a | 0.15% p.a | |
SGD$ |
$0 to $1,999 |
$2,000 to $9,999 |
$10,000+ |
0.00% p.a | 0.00% p.a | 0.00% p.a | |
CNY¥ |
¥0 to ¥50,000 |
¥50,001+ |
- |
0.00% p.a | 0.05% p.a | - |
|
7 Variable interest rates current as at: (and subject to change) |
18 February 2019
|
Apply for an Everyday Global Account
New to HSBC?
Complete your application online today.
Not registered for Online Banking? Register now.
Already a HSBC customer?
Existing HSBC Australia customers with Online Banking.
Frequently asked questions
You might be interested in
Have the certainty of a fixed rate that can be fixed from 30 days to 5 years
Save in foreign currencies with flexible access to your savings account when you need it.
Compare our Foreign Currency accounts to find the right fit for you