Foreign Currency Flexi Saver Account

Build your foreign currency savings with the benefit of easy access to your money via branch, phone, internet or mobile banking.
  • A HSBC Foreign Currency Flexi Saver Account is available in major currencies
  • No monthly account fee or minimum ongoing balance
  • Access real-time1 exchange rate quotes

Rates & Fees:

  • $0 Monthly account fee
  • $0 Phone banking fee

Ways to open:

Online, Branch, Phone

Features & Benefits

Build your savings

  • Open multiple accounts to save in major foreign currencies for different saving goals
  • Rename your accounts online through Personal Online Banking
  • Interest is calculated daily and paid monthly

Account Access

  • Online and Mobile Banking
  • 24 hours a day, 7 days a week Phone Banking
  • Branch
  • Direct debits and credits
  • Telegraphic Transfers


You'll automatically receive a statement every 6 months or you can request monthly or quarterly statements.

Switch to e-Statements and e-Notifications so you can check your statements and account notifications via Personal Internet Banking. Switch to paperless today via Internet Banking.

Account Fees and Charges

Fees and charges for the Foreign Currency Flexi Saver account

Monthly account fee


Phone Banking fees


Flexi Saver Foreign Currency Variable Interest Rates2

Interest rates for the Foreign Currency Flexi Saver account


$1 - $5,000,000 (AUD$ Equivalent)

United States Dollars (USD$)

0.01% p.a.

Great Britain Pound Sterling (GBP£)

0.01% p.a.

Euro (EUR€)

0.01% p.a.

Hong Kong Dollars (HKD$)

0.05% p.a.

Canadian Dollars (CAD$)

0.25% p.a

Japanese Yen (JPY¥)

0.01% p.a.

New Zealand Dollars (NZD$)

0.30% p.a.

Singapore Dollars (SGD$)

0.01% p.a.

Chinese Yuan Renminbi (CNY¥) (currency restrictions apply)

0.38% p.a.

Swiss Franc (CHF)

0.00% p.a.

Variable rates current as at

(and subject to change)

2 September 2019

No interest is accrued on balances over AUD$ 5,000,000.

Apply for a Foreign Currency Flexi Saver Account

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Have the certainty of a fixed rate that can be fixed from 30 days to 5 years.

A great way to take advantage of the opportunities that holding foreign currency can bring.

Compare our Foreign Currency accounts to find the right fit for you.

Real-time FX rates are only available with Online Banking and Mobile Banking between 8am Monday and 11.59pm Friday AEST (excluding public, currency and US holidays). Real-time rates for International Money Transfer is subject to currency cut-off times. HSBC standard board rates apply to future-dated transactions on the future date of the transaction.

This information doesn't take into account your objectives, financial situation or needs. You should consider these matters and read the relevant Product Disclosure Statement (PDS) and Terms and Conditions before you make an investment decision. A copy of the PDS and Terms and Conditions are available on, or by calling us on 1300 308 008. The foreign exchange market is subject to risks associated with exchange rate movements. These accounts should not be used for speculative purposes. Other fees and charges may apply.

Other fees and charges (PDF, 184 KB) may apply. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.