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Foreign Currency Flexi Saver Account

Save in foreign currencies with flexible access to your savings account when you need it.

Foreign Currency Flexi Saver Account

Build your foreign currency savings with the benefit of easy access to your money via branch, phone, internet or mobile banking.

  • An HSBC Foreign Currency Flexi Saver Account is available in major currencies

  • No monthly account fee or minimum ongoing balance

  • Access real-time1 exchange rate quotes

Rates & Fees:

  • $0 Monthly account fee
  • $0 Phone banking fee

Ways to open:

Online, Branch, Phone

Features & Benefits

Build your savings

  • Open multiple accounts to save in major foreign currencies for different saving goals
  • Rename your accounts online through Personal Online Banking
  • Interest is calculated daily and paid monthly

Account Access

  • Online and Mobile Banking
  • 24 hours a day, 7 days a week Phone Banking
  • Branch
  • Direct debits and credits
  • Telegraphic Transfers


You'll automatically receive a statement every 6 months or you can request monthly or quarterly statements.

Switch to e-Statements and e-Notifications so you can check your statements and account notifications via Personal Internet Banking. Switch to paperless today via Internet Banking.

Available currencies

You can hold a Foreign Currency Flexi Saver account in the following currencies:

USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, CNY (currency restrictions apply to CNY)

Make the most of currency movements as they occur when exchanging foreign currency within HSBC accounts or when making international transfers1.

USD and HKD currency note transactions are only available at selected HSBC Branches3. Please give the branch 24 hours' notice for USD and HKD cash withdrawals, and we’ll do our best to make this available, however, it's subject to branch availability. To find out more please call us on 1300 308 008.


Account Fees and Charges

Fees and charges for the Foreign Currency Flexi Saver account

Monthly account fee


Phone Banking fees


Flexi Saver Foreign Currency Variable Interest Rates2

Interest rates for the Foreign Currency Flexi Saver account


$1 - $5,000,000 (AUD Equivalent)

United States Dollars (USD)

0.01% p.a.

Great Britain Pound Sterling (GBP)

0.01% p.a.

Euro (EUR)

0.01% p.a.

Hong Kong Dollars (HKD)

0.01% p.a.

Canadian Dollars (CAD)

0.01% p.a

Japanese Yen (JPY)

0.01% p.a.

New Zealand Dollars (NZD)

0.01% p.a.

Singapore Dollars (SGD)

0.01% p.a.

Chinese Yuan Renminbi (CNY) (currency restrictions apply)

0.01% p.a.

Variable rates current as at

(and subject to change)

30 March 2020

No interest is accrued on balances over AUD 5,000,000.

Apply for a Foreign Currency Flexi Saver Account

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  1. Real Time Exchange Rates will apply for AUD, USD, EUR, GBP, CNY, HKD, CAD, NZD, JPY, CHF, SGD, AED, DKK, MXN, NOK, SAR, SEK, THB and ZAR when using our Online Banking or Mobile Banking to: (1) transfer between HSBC Accounts and the foreign exchange (FX) market is open (excluding weekends, currency and US holidays) or (2) to make international transfers within currency cut-off times. Transfer fees and correspondent bank fees may apply for transfers outside of HSBC Australia. When the FX market is closed on weekends (that is from the US market closing time on Friday to the opening time of the Asia market on Monday), the exchange rate which will apply between your HSBC Australia accounts is the exchange rate applying at the time the US market closed plus an additional weekend spread. The HSBC Daily Exchange Rate, set once a day (excluding weekends and NSW public holidays) will apply to transfers outside of HSBC Australia entered after currency cut-off times, on currency holidays and on NSW and US public holidays, and will apply for all future-dated transactions on the future date of the transaction. FX transactions are subject to foreign exchange risk associated with exchange rate movements. HSBC FX accounts should not be used for speculative purposes.

    This information doesn't take into account your objectives, financial situation or needs. You should consider these matters and read the relevant Product Disclosure Statement (PDS) and Terms and Conditions before you make an investment decision. A copy of the PDS and Terms and Conditions are available on, or by calling us on 1300 308 008. The foreign exchange market is subject to risks associated with exchange rate movements. These accounts should not be used for speculative purposes. Other fees and charges may apply.
  2. Rates are current as at 30 March 2020 and subject to change. No interest is incurred on the portion of balances over AUD$ 5 million equivalent

    Other fees and charges may apply. See our Personal Banking Booklet (PDF, 1.50 MB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.
  3. USD and HKD cash transactions are available at selected HSBC branches. For USD and HKD deposits, these must be notes only and in multiples of 10. Cash transactions in USD and HKD are subject to cash handling fees. Please refer to the Personal Banking Booklet (PDF, 1.50 MB) for HSBC accounts for more information.