Rates & Fees:
Ways to open:
Online, Branch, Phone
With an HSBC Premier Cash Management Account, you'll get preferential rates with no minimum balance. You'll also have access to Serious Saver, one of our highest-earning savings accounts. HSBC Premier customers are also entitled to preferential terms on mortgages, term deposits, car and personal loans, credit cards, insurance services and more.
Preferential rates for owner occupied and investment, Premier
Standard Variable, Home Equity and Home Smart Loans. Available to new borrowings only, tiered discounts apply^.
Enjoy 5.99% p.a. on balance transfers to your HSBC Premier World Mastercard for the first 6 months on the first balance transferred from non-HSBC Credit or Store Cards.~
Use your HSBC Premier Debit Visa Card for everyday purchases.
Buy weekly groceries, petrol or dinner at your favourite restaurants.
Shop online, including buying tickets, downloading music, booking flights, accommodation and more.
Access your money when overseas. Use your HSBC Premier Visa Debit Card to purchase wherever Visa is accepted at over 30 million merchants worldwide or to withdraw cash in local currency at over 1.4 million ATMs globally.
The card's chip technology and Visa's Zero Liability# provide security against fraudulent unauthorised transactions. You can use your HSBC Premier Visa Debit card with no risk of loss, covered against proven fraud that you don't contribute to.
Australia's only Platinum Visa Debit Card gives you access to exclusive benefits including complimentary insurances, guaranteed pricing, extended warranties and concierge services and there are no application or annual card fees.
Seamless banking in over 45 countries and territories.
As an HSBC Premier customer, enjoy exclusive savings across a range of products and services
Your HSBC Premier perks extend to your family.
Access some of our most prestigious banking products, services and rewards.
Enquire online today
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^ Lending criteria, fees, charges, terms, conditions and credit criteria apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL/Australia Credit Licence 232595.
* Subject to planned maintenance periods.
# Visa Zero Liability subject to investigation of unauthorised transaction.
~ To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Offer not available to current or previous HSBC credit card holders.
Other fees and charges (PDF, 184 KB) may apply. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) (PDF, 487 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.