HSBC Platinum Credit Card

Why choose the HSBC Platinum Credit Card?

Enjoy the following benefits with:
  • 0% p.a. interest on Balance Transfers for 22 months1 with no BT Fee
  • Earn two Rewards Plus points per dollar on overseas purchases and one Rewards Plus point per dollar for all other purchases2
  • $129 Annual Fee (refunded when you spend $6,000 or more on purchases per year)3
Available to new, approved customers who apply for the HSBC Platinum Credit Card by 30 September 2019. Other fees and charges apply.

Rates & Fees:

  • 0% p.a. interest on Balance Transfers for 22 months1 with no BT Fee
  • $129 Annual Fee (refunded when you spend $6,000 or more on purchases per year)3

Ways to open:

Online, Branch, Phone

Features & Benefits

Features

  • Annual Fee refund3
    $129 annual fee is refunded with minimum spend of $6,000 on eligible purchases per year.
  • HSBC Instant Savings4
    20% off8 dining and Retail savings of up to 25%8 with your free membership to Frequent Values™ by Entertainment Publications. See full list of participating merchants here.
  • Complimentary insurance benefits5
    Enjoy Domestic and International Travel Insurances with rental vehicle insurance excess cover, Transit Accident Insurance, Extended Warranty Insurance, Guaranteed Pricing Scheme and Purchase Protection Insurance.
  • Up to 55 interest-free days6
  • Mobile Payments7
    Apple Pay and Google PayTM, can be used wherever you can make contactless purchases, online, and at participating retailers in store.
  • My Card Control
    Choose when and how to use your card. Contactless, online, over the phone and international transactions can be switched on and off to meet your needs.

Rewards options

  • 2 Airport lounge passes every year8
    Travel in style with LoungeKey membership.
  • Reward Plus Program2
    Earn two points per dollar on overseas purchases and one point per dollar for all other purchases. This is capped at 10,000 per statement period.
  • Visa Premium Benefits
    Money-can't-buy experiences, from backstage passes to tickets to gallery openings. For more information, visit visapremium.com.au.
  • home&Away Privilege Program9
    Your gateway to exclusive offers and privileges from our 27,000 selected partners at home and overseas.

Credit Card Fees and Charges

Credit Card Fees and Charges
Introductory Balance Transfer Rate from non-HSBC credit cards on application
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Annual Credit Card Fee
$129 Annual Fee is refunded3 each year when you spend $6,000 on eligible purchases.
Interest Free Period on purchases
Up to 55 days6
Minimum Income Requirement
$40,000 p.a.
Minimum Credit Limit Offered
$6,000
Interest Rate for Purchases
19.99% p.a.
Interest Rate for Cash Advances
21.99% p.a.
Late Payment Fees
$30
Overseas Exchange Fees
3%
Cash Advance Fees
The higher of 3% or $4
Rewards Program
Yes
home&Away Privilege Program9
Yes
Multiple additional cards for family or friends over 16 years
Yes (no fee)
Complimentary insurance benefits5
Yes
Credit Card Fees and Charges
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Annual Credit Card Fee
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
$129 Annual Fee is refunded3 each year when you spend $6,000 on eligible purchases.
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Interest Free Period on purchases
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Up to 55 days6
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Minimum Income Requirement
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
$40,000 p.a.
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Minimum Credit Limit Offered
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
$6,000
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Interest Rate for Purchases
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
19.99% p.a.
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Interest Rate for Cash Advances
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
21.99% p.a.
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Late Payment Fees
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
$30
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Overseas Exchange Fees
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
3%
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Cash Advance Fees
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
The higher of 3% or $4
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Rewards Program
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Yes
Introductory Balance Transfer Rate from non-HSBC credit cards on application
home&Away Privilege Program9
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Yes
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Multiple additional cards for family or friends over 16 years
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Yes (no fee)
Introductory Balance Transfer Rate from non-HSBC credit cards on application
Complimentary insurance benefits5
0% p.a. Balance Transfer for 22 Months1 with No Balance Transfer Fee. Reverts to variable cash advance rate.
Yes

Applying is easy

Who can apply

  • Must be over 18 and be an Australian resident
  • Earn at least $40,000 p.a.
  • Have a good credit rating

Information needed

  • Identification
  • Address details
  • Income and employment

What to expect

  • Apply securely online in 10 minutes 
  • Get an instant response in 60 seconds 
  • Upload extra documentation

Apply for a HSBC Platinum Credit Card

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Important information