Know where you'll be in two years
Choose from one of our competitive fixed rates
Make up to $10,000 of extra repayments a year1
The option to split with one of our variable loans
The option to lock in your home loan rate and protect you against rising interest rates.2
Interest Rate with
Home Loan Package
^Comparison rate warning applies
Refinancing your home loan?
- Reducing your monthly repayments with a lower rate
- Decreasing the time it takes to pay off your home loan
- Building your equity faster with a lower rate
Benefit from a discount on the fixed rate and variable revert rate with the HSBC Home Loan Package, and for one annual fee of $390 you also enjoy:
- $0 Establishment Fee
- $0 Valuation Fee4
- $0 Settlement Fee
Apply for a Fixed Rate Home Loan
Terms & Conditions
^ The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
* Available on borrowings from $50,000. Package eligibility applies. Interest rate is current as at 04 December 2023 and is subject to change. Reverts to HSBC's Standard Variable Rate. Maximum loan amount is $15,000,000.
- Fixed break costs may apply if repayments are greater than $10,000 per year or if the fixed contract is broken before the end of the fixed loan term.
- Fixed rate lock terms apply
- To be eligible for HSBC Home Loan Package, you must have minimum borrowings of $150,000 and pay the annual package fee of $390. The package fee will be deducted from the loan proceeds at settlement, and charged to the package home loan on the first business day of the loan anniversary month. Excludes non-resident applications.
- Standard valuations only.