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Compare Home Loans

Designed with flexibility and exclusive service to best suit your needs whatever house or apartment you are buying.

Features

Fixed Rate Home Loan features comparison

Features

Fixed Rate
(Owner Occupiers)

Fixed Rate
(Investors)

Premier Market Linked
(Investors)

Description

Enjoy security and peace of mind

Enjoy security and peace of mind

A loan for investors with income in a foreign currency

Purpose

Owner Occupied

Investment

Investment

Extra Repayments

On interest review date every 3 months

Redraw

On interest review date every 3 months

Maximum LVR

90%

80%

60%

Monthly fee
$0
$0
$35 (Premier fee)1

Rates and fees

Fixed Rate Home Loans rates comparison

Rate type

Fixed Rate
(Owner Occupiers)

Fixed Rate
(Investors)

Premier Market Linked
(Investors)

Interest Rate Type

Fixed

Fixed

Fixed rate resets every 3 months

Interest Rate

(Principal and Interest)

1 Year - 3.70% p.a. 

2 Year - 3.75% p.a. 

3 Year - 3.95% p.a. 

4 Year - 4.15% p.a. 

5 Year - 4.19% p.a. 

1 Year - 3.89% p.a. 

2 Year - 3.95% p.a. 

3 Year - 4.09% p.a. 

4 Year - 4.49% p.a. 

5 Year - 4.59% p.a. 

HKD - 3.76% p.a. 

USD - 4.42% p.a. 

Comparison Rate

(Principal and Interest)

1 Year - 5.24% p.a. 

2 Year - 5.10% p.a. 

3 Year - 5.02% p.a. 

4 Year - 4.98% p.a. 

5 Year - 4.92% p.a. 

1 Year - 5.81% p.a. 

2 Year - 5.63% p.a. 

3 Year - 5.50% p.a. 

4 Year - 5.50% p.a. 

5 Year - 5.44% p.a. 

Interest Rate

(Interest Only)

1 Year - 4.10% p.a. 

2 Year - 4.15% p.a.

3 Year - 4.35% p.a. 

1 Year - 4.09% p.a. 

2 Year - 4.15% p.a. 

3 Year - 4.29% p.a. 

4 Year - 4.69% p.a. 

5 Year - 4.79% p.a. 

Comparison Rate

(Interest Only)

1 Year - 5.27% p.a.

2 Year - 5.17% p.a.
3 Year - 5.13% p.a.

1 Year - 5.83% p.a.
2 Year - 5.67% p.a.
3 Year - 5.57% p.a.
4 Year - 5.58% p.a.
5 Year - 5.53% p.a.

Premier Discount1 (Eligibility criteria apply)

0.1% p.a. for 3, 4 and 5 year fixed

0.1% p.a. for 3, 4 and 5 year fixed

Important Links

Enquire now

Key Facts Sheet

Find out more

Enquire now

Key Facts Sheet

Find out more

Enquire now

Find out more

The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

1Our Variable rates are subject to change. Tiered discounts apply, loan amount of AUD 500,000 - AUD 749,000 receive 0.75% discount p.a., loan amount of AUD 750,000 - AUD 1,499,000 receive 0.80% discount p.a., loan amount of AUD 1,500,000 or greater receive 0.85% discount p.a. Visit hsbc.com.au for details of the Standard Variable Rate applicable at the time of application. HSBC Premier monthly fee of $35 applies. Eligibility criteria for HSBC Premier applies and is available from our branches, by calling 1300 301 168 or hsbcpremier.com.au. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.


Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australia Credit Licence 232595. Terms, conditions (PDF, 505 KB), fees, charges (PDF, 68 KB) and lending criteria apply.