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Why Australia is a great place to own property

Whether you're emigrating here, returning home, or just looking for a solid investment, there are a lot of benefits to owning a home in Australia.

Stability

If you're investing such a large amount of money in an asset like property, you typically don't want to be in a volatile market. Everything about Australia – society, economy, government, currency – has offered stability over the long term. That's one of the reasons why it's such a popular destination for both investment and immigration.

If you're looking to buy property as a rental investment, Australia has a proven track record in providing consistent long term growth – ideal for the savvy investor. Even through COVID, the economy of Australia is set to expand. While many countries' economies have stalled or declined, Australia's is forecast to grow faster than any country in the G7. 

A peaceful country with loads of opportunity, Australia has a lot of factors that allow any individual or family to thrive. Alongside the economic considerations, there is arts & culture, top level education facilities and a world class medical system, all of which help to create future growth potential.

A welcoming environment for international buyers

With half a million people arriving in the country each year on average, Australia has a well-established system to handle property transactions for overseas buyers or those recently arrived in the country.

You might even be able to receive tax exemptions, depending on your citizenship and where you are buying, as well as whether the property will be your primary residence or a rental property. It's important to note that tax implications for owning property overseas can be complicated, so you should do plenty of research and speak to a tax consultant. 

Trusted partners

The best part is that you've got a trusted partner in Australia who can help: us. We've been here since 1986, and we have a team of experts who are well versed in all aspects of buying property in Australia. We can help guide you through the process step by step, wherever you're looking to buy, and you even have the option of working with a specialist who speaks your language.

Low interest rate environment

Thanks to low lending rates, it really is possible to buy your very own piece of Australia. We can help with this, too: we have a range of home loan products with both fixed and variable interest rates, and we offer some of the most competitive rates in the country. In fact, our Home Value Loan was awarded1 the Canstar 5-Star Rating for Outstanding Value Home Lender.

Everything you're looking for

Beachfront? It's here. Highlands. Ditto. Bustling cities? Laid back towns? The great Outback? Whether you prefer cooler climates or year-round summer, modern apartments or a house and back yard of your own, Australia offers a unique market and a huge range of property options and locations

We're also one of the most multicultural and multilingual countries in the world, which means no matter where you choose to buy, it will be easy to feel at home.

Ready to start your property search?

Open an account before you start

Opening a transaction account ahead of time can make it easier to apply for a home loan later on.

How to open an overseas account

Speak to an Australia mortgage specialist

If you are interested in speaking to an Australian mortgage specialist, you can call us on +61290058114 during Australian business hours (Monday to Friday, 9am to 5pm Sydney time).

You can find out more about international mortgages or request a call back from our international banking team.

Enquire online

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1. HSBC was awarded the Canstar 5-Star Rating for Outstanding Value Home Lender (February 2021), and Outstanding Value Variable Home Lender (March 2020) in the Owner Occupied category.