Top of main content

Purchasing Property in Australia

Buying a property in a new country is a big step, with HSBC’s global network and local expertise we can provide you with the expert financial advice you’ll need to help make the process as easy as possible.

Choosing the Right Home or Investment Loan

At HSBC we believe that a home loan is the foundation for building your wealth, and probably one of the largest, long-term investments you'll make. How you make it work for you can make a big difference. You may be ready to enter the property market, but how do you go about choosing the perfect loan for your individual needs from the hundreds of products on the market? When it comes to home loans, you can take a wrong and costly turn by not understanding all of your options.

There are numerous loan products available, each offering a number of attractive features - that’s why it’s essential to do some extensive research and call on our professional advice as your preferred lender.

Compare HSBC Home Loan Interest Rates & Features


Preparing to buy a home in Australia

Before you apply for a mortgage, first determine what you can afford and what your monthly payments will be. To learn how different mortgage payment amounts will affect your finances, try our online mortgage calculators.

Tips on buying a home


Applications will be considered for applicants with 457 Visa status and non-residents eligible to purchase an Australian property.

457 Visa holders and non-permanent residents who wish to purchase property in Australia, need to obtain approval from the Foreign Investment Review Board.

For people wishing to visit, work, study or live in Australia, visa and immigration information is available from the Australian Government Department of Immigration and Citizenship.


Preferential Home Loan Pricing

HSBC Premier customers are eligible for preferential mortgage rates*.

Find out more about HSBC Premier

View the full list of HSBC Home Loan rates

* Lending and credit criteria apply.


The Australian government has incentives for investment property buyers that may help you with your finances. For more tax information visit:

Australian Taxation Office - Capital Gains Tax

Australian Taxation Office - Property

Contact your International Banking Centre

Make purchasing a Home or Investment Property in Australia as easy as possible with HSBC’s Local and Global Financial and Wealth Management Services

Contact Us

1300 131 623

(or +61 2 9005 8129 from overseas)

Monday – Friday 8:30AM - 5:30PM AEST

More Information


Telephone: +1 888 280 4722 (Toll free North America) or +1 604 419 4169 (Outside North America)
Facsimile: +1 604 683 5267


Telephone: +86 400 820 8828
Facsimile: +86 21 6334 6418


Telephone: +33 1 55 69 74 54
Facsimile: +33 1 58 13 17 29

Hong Kong

Telephone: +852 2822 3939
Facsimile: +852 2810 0078


Telephone: +91 2 4035 7757
Facsimile: +91 22 6653 6010


Telephone: +62 21 2551 4722
Facsimile: +62 21 526 9025


Telephone: +603 2270 3688
Facsimile: +603 2179 6500

Offshore Jersey

Telephone: +44 1534 616374
Facsimile: +44 1534 616394


Telephone: +65 6216 7450
Facsimile: +65 6222 3013


Telephone: +44 2079 917 414 
Facsimile: +44 1792 306 033


Telephone: +1 716 841 0613
Facsimile: +1 716 841 0490

You might be interested in

Australia is a country of great opportunity, for work and leisure. Follow our guide to understand what life is like here.

If you're moving to start work in a new country, traveling internationally or living overseas and still need links to home, then HSBC can help.

Banking at home and abroad, how HSBC can help you

Access real time FX rates, and transfer money instantly across the globe.